Assumable homes for sale in Zimmerman, MN

11 homesFHA & VA loansrates from 2.78% vs 7.18% today

Zimmerman assumption guide
16491 254th Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 3.13%
FHA
Active
36
$300,000$80,994 equity gap
Rate
3.13%
7.18%today
Payment
$1,090/mo
$1,723today
  • 3beds
  • 3baths
  • 2,851sqft

16491 254th Avenue, Big Lake

13310 Lake Place Road, Zimmerman, MN, 55398 — assumable FHA mortgage at 3.36%
FHA
Active
19
$292,000$66,860 equity gap
Rate
3.36%
7.18%today
Payment
$1,150/mo
$1,766today
  • 5beds
  • 2baths
  • 2,107sqft

13310 Lake Place Road, Zimmerman

12980 9th Avenue, Zimmerman, MN, 55398 — assumable VA mortgage at 2.78%
VA
Active
31
$324,900$113,436 equity gap
Rate
2.78%
7.18%today
Payment
$997/mo
$1,649today
  • 5beds
  • 2baths
  • 2,048sqft

12980 9th Avenue, Zimmerman

18950 243rd Avenue, Big Lake, MN, 55309 — assumable VA mortgage at 2.98%
VA
Active
26
$490,000$232,266 equity gap
Rate
2.98%
7.18%today
Payment
$1,220/mo
$1,965today
  • 2beds
  • 1baths
  • 2,432sqft

18950 243rd Avenue, Big Lake

24605 140th Street, Zimmerman, MN, 55398 — assumable FHA mortgage at 3.57%
FHA
Active
26
$349,900$200,015 equity gap
Rate
3.57%
7.18%today
Payment
$867/mo
$1,297today
  • 3beds
  • 2baths
  • 1,344sqft

24605 140th Street, Zimmerman

25592 5th Street, Zimmerman, MN, 55398 — assumable FHA mortgage at 5.22%
FHA
Active
18
$290,000$31,663 equity gap
Rate
5.22%
7.18%today
Payment
$1,513/mo
$1,862today
  • 3beds
  • 3baths
  • 1,466sqft

25592 5th Street, Zimmerman

15935 225th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 4.08%
FHA
Active
37
$400,000$193,133 equity gap
Rate
4.08%
7.18%today
Payment
$1,159/mo
$1,629today
  • 4beds
  • 2baths
  • 2,087sqft

15935 225th Avenue, Elk River

13628 9th Avenue, Zimmerman, MN, 55398 — assumable FHA mortgage at 4.15%
FHA
Active
33
$399,900$210,974 equity gap
Rate
4.15%
7.18%today
Payment
$1,142/mo
$1,591today
  • 5beds
  • 3baths
  • 2,616sqft

13628 9th Avenue, Zimmerman

18335 241 1/2 Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 4.17%
FHA
Active
12
$419,900$251,823 equity gap
Rate
4.17%
7.18%today
Payment
$1,015/mo
$1,411today
  • 4beds
  • 2baths
  • 2,100sqft

18335 241 1/2 Avenue, Big Lake

12368 Fremont Lane, Zimmerman, MN, 55398 — assumable FHA mortgage at 6.54%
FHA
Active
52
$290,000$50,660 equity gap
Rate
6.54%
7.18%today
Payment
$1,550/mo
$1,654today
  • 3beds
  • 2baths
  • 2,080sqft

12368 Fremont Lane, Zimmerman

13290 1st Avenue, Zimmerman, MN, 55398 — assumable FHA mortgage at 6.79%
FHA
Active
34
$345,000$43,390 equity gap
Rate
6.79%
7.18%today
Payment
$2,014/mo
$2,095today
  • 2beds
  • 2baths
  • 1,610sqft

13290 1st Avenue, Zimmerman

Assuming a mortgage in Zimmerman

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$867/mo
Median cash to assume
$113,436
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.