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Assumable homes for sale in Minnesota

200 homesFHA & VA loansrates from 2.25% vs 7.18% today

Minnesota assumption guide
4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHATop pick
Active
14
$206,400Potential short sale
Rate
3.07%
7.18%today
Payment
$986/mo
$1,570today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

710 129th Avenue, Blaine, MN, 55434 — assumable FHA mortgage at 2.86%
FHATop pick
Active
35
$328,000$21,508 equity gap
Rate
2.86%
7.18%today
Payment
$1,431/mo
$2,341today
  • 4beds
  • 2baths
  • 2,117sqft

710 129th Avenue, Blaine

1992 Great Bend Boulevard, Windom, MN, 56101 — assumable VA mortgage at 2.87%
VATop pick
Active
29
$269,000$25,091 equity gap
Rate
2.87%
7.18%today
Payment
$1,140/mo
$1,863today
  • 3beds
  • 2baths
  • 1,596sqft

1992 Great Bend Boulevard, Windom

520 Fred Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 2.87%
FHATop pick
Active
15
$179,999$14,533 equity gap
Rate
2.87%
7.18%today
Payment
$774/mo
$1,264today
  • 2beds
  • 1baths
  • 1,292sqft

520 Fred Street, Saint Paul

4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$23,325 equity gap
Rate
2.96%
7.18%today
Payment
$980/mo
$1,583today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$4,105 equity gap
Rate
3.45%
7.18%today
Payment
$600/mo
$911today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,768 equity gap
Rate
2.81%
7.18%today
Payment
$1,105/mo
$1,820today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

1518 6th Street, Faribault, MN, 55021 — assumable FHA mortgage at 2.81%
FHA
Active
28
$252,000$33,600 equity gap
Rate
2.81%
7.18%today
Payment
$1,026/mo
$1,690today
  • 4beds
  • 3baths
  • 2,622sqft

1518 6th Street, Faribault

4433 2nd Avenue, Minneapolis, MN, 55419 — assumable FHA mortgage at 2.81%
FHA
Active
40
$299,900$44,387 equity gap
Rate
2.81%
7.18%today
Payment
$1,212/mo
$1,995today
  • 3beds
  • 2baths
  • 1,430sqft

4433 2nd Avenue, Minneapolis

904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,948 equity gap
Rate
2.84%
7.18%today
Payment
$1,472/mo
$2,415today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

633 Burlington Road, Saint Paul, MN, 55119 — assumable VA mortgage at 2.84%
VA
Active
78
$450,000$50,186 equity gap
Rate
2.84%
7.18%today
Payment
$1,859/mo
$3,048today
  • 3beds
  • 3baths
  • 2,811sqft

633 Burlington Road, Saint Paul

10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$399,900$42,978 equity gap
Rate
2.86%
7.18%today
Payment
$1,652/mo
$2,702today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

8043 5th Street, Spring Lake Park, MN, 55432 — assumable VA mortgage at 2.86%
VA
Active
39
$285,000$39,072 equity gap
Rate
2.86%
7.18%today
Payment
$1,130/mo
$1,849today
  • 3beds
  • 2baths
  • 1,566sqft

8043 5th Street, Spring Lake Park

23030 Henna Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 2.86%
FHA
Active
16
$383,900$68,303 equity gap
Rate
2.86%
7.18%today
Payment
$1,464/mo
$2,395today
  • 3beds
  • 2baths
  • 1,636sqft

23030 Henna Avenue, Forest Lake

1157 Rose Lane, New Brighton, MN, 55112 — assumable FHA mortgage at 2.87%
FHA
Active
45
$389,900$46,183 equity gap
Rate
2.87%
7.18%today
Payment
$1,603/mo
$2,619today
  • 3beds
  • 4baths
  • 2,250sqft

1157 Rose Lane, New Brighton

805 El Dorado Street, Owatonna, MN, 55060 — assumable FHA mortgage at 2.87%
FHA
Active
33
$344,900$58,820 equity gap
Rate
2.87%
7.18%today
Payment
$1,337/mo
$2,185today
  • 4beds
  • 2baths
  • 1,877sqft

805 El Dorado Street, Owatonna

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$293,000$52,091 equity gap
Rate
2.87%
7.18%today
Payment
$1,124/mo
$1,836today
  • 3beds
  • 2baths
  • 1,702sqft

4403 Zane Avenue, Crystal

121 5th Street, Montevideo, MN, 56265 — assumable FHA mortgage at 2.88%
FHA
Active
35
$219,000$35,754 equity gap
Rate
2.88%
7.18%today
Payment
$856/mo
$1,396today
  • 4beds
  • 3baths
  • 2,791sqft

121 5th Street, Montevideo

410 Hickory Lane, Oakdale, MN, 55128 — assumable FHA mortgage at 2.88%
FHA
Active
32
$209,900$38,130 equity gap
Rate
2.88%
7.18%today
Payment
$804/mo
$1,312today
  • 2beds
  • 2baths
  • 1,208sqft

410 Hickory Lane, Oakdale

5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$47,506 equity gap
Rate
2.88%
7.18%today
Payment
$1,118/mo
$1,825today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

149 19th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 2.90%
FHA
Active
19
$279,000$44,268 equity gap
Rate
2.90%
7.18%today
Payment
$1,103/mo
$1,796today
  • 3beds
  • 1baths
  • 1,515sqft

149 19th Avenue, South Saint Paul

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.18%today
Payment
$1,356/mo
$2,195today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

2044 Pheasant Run Street, Shakopee, MN, 55379 — assumable FHA mortgage at 2.96%
FHA
Active
20
$430,000$71,766 equity gap
Rate
2.96%
7.18%today
Payment
$1,703/mo
$2,750today
  • 4beds
  • 3baths
  • 2,344sqft

2044 Pheasant Run Street, Shakopee

1227 14th Street, Glencoe, MN, 55336 — assumable VA mortgage at 2.96%
VA
Active
2
$220,000$39,051 equity gap
Rate
2.96%
7.18%today
Payment
$858/mo
$1,386today
  • 5beds
  • 3baths
  • 1,684sqft

1227 14th Street, Glencoe

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$53,479 equity gap
Rate
2.98%
7.18%today
Payment
$1,053/mo
$1,696today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

280 Colfax Avenue, Hector, MN, 55342 — assumable FHA mortgage at 2.99%
FHA
Active
34
$250,000$32,973 equity gap
Rate
2.99%
7.18%today
Payment
$1,021/mo
$1,643today
  • 5beds
  • 4baths
  • 2,582sqft

280 Colfax Avenue, Hector

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$309,900$52,644 equity gap
Rate
3.02%
7.18%today
Payment
$1,245/mo
$1,995today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,933 equity gap
Rate
3.02%
7.18%today
Payment
$982/mo
$1,573today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

13566 Poppy Street, Andover, MN, 55304 — assumable FHA mortgage at 3.02%
FHA
Active
45
$400,000$78,993 equity gap
Rate
3.02%
7.18%today
Payment
$1,519/mo
$2,434today
  • 4beds
  • 2baths
  • 1,780sqft

13566 Poppy Street, Andover

10867 181st Lane, Elk River, MN, 55330 — assumable FHA mortgage at 3.02%
FHA
Active
22
$244,900$41,100 equity gap
Rate
3.02%
7.18%today
Payment
$966/mo
$1,549today
  • 2beds
  • 2baths
  • 1,430sqft

10867 181st Lane, Elk River

7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
32
$125,000$24,548 equity gap
Rate
3.03%
7.18%today
Payment
$492/mo
$788today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

463 Sierra Lane, Eyota, MN, 55934 — assumable VA mortgage at 3.04%
VA
Active
41
$349,900$47,659 equity gap
Rate
3.04%
7.18%today
Payment
$1,449/mo
$2,317today
  • 4beds
  • 3baths
  • 2,657sqft

463 Sierra Lane, Eyota

71 63 1/2 Way, Fridley, MN, 55432 — assumable FHA mortgage at 3.04%
FHA
Active
31
$289,900$55,611 equity gap
Rate
3.04%
7.18%today
Payment
$1,123/mo
$1,796today
  • 3beds
  • 1baths
  • 1,715sqft

71 63 1/2 Way, Fridley

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.18%today
Payment
$789/mo
$1,228today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

1221 21st Street, Virginia, MN, 55792 — assumable FHA mortgage at 3.08%
FHA
Active
57
$265,000$46,511 equity gap
Rate
3.08%
7.18%today
Payment
$1,050/mo
$1,670today
  • 4beds
  • 2baths
  • 2,402sqft

1221 21st Street, Virginia

12598 74th Avenue, Maple Grove, MN, 55369 — assumable FHA mortgage at 3.08%
FHA
Active
38
$279,900$54,625 equity gap
Rate
3.08%
7.18%today
Payment
$1,087/mo
$1,729today
  • 4beds
  • 2baths
  • 1,805sqft

12598 74th Avenue, Maple Grove

Assuming a mortgage in Minnesota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$320/mo
Median cash to assume
$72,179
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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