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Assumable homes for sale in Wesley Chapel, FL

200 homesFHA & VA loansrates from 2.25% vs 7.18% today

Wesley Chapel assumption guide
28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$360,000$17,695 equity gap
Rate
3.10%
7.18%today
Payment
$1,627/mo
$2,581today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

21040 GREEN WING Court, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.25%
VATop pick
Active
36
$350,000$11,139 equity gap
Rate
3.25%
7.18%today
Payment
$1,641/mo
$2,554today
  • 4beds
  • 3baths
  • 1,860sqft

21040 GREEN WING Court, Land O Lakes

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,898 equity gap
Rate
3.01%
7.18%today
Payment
$1,252/mo
$2,010today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
19
$339,000$68,261 equity gap
Rate
3.05%
7.18%today
Payment
$1,285/mo
$2,052today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

21085 WISTFUL YEARN Drive, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.10%
VA
Active
62
$400,000$69,456 equity gap
Rate
3.10%
7.18%today
Payment
$1,571/mo
$2,492today
  • 5beds
  • 4baths
  • 2,492sqft

21085 WISTFUL YEARN Drive, Land O Lakes

8331 GOLDEN PRAIRIE Drive, Tampa, FL, 33647 — assumable VA mortgage at 3.21%
VA
Active
56
$729,000$139,925 equity gap
Rate
3.21%
7.18%today
Payment
$2,822/mo
$4,414today
  • 4beds
  • 4baths
  • 3,264sqft

8331 GOLDEN PRAIRIE Drive, Tampa

31575 BARREL WAVE Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.45%
VA
Active
42
$415,000$68,732 equity gap
Rate
3.45%
7.18%today
Payment
$1,706/mo
$2,590today
  • 6beds
  • 3baths
  • 2,580sqft

31575 BARREL WAVE Way, Wesley Chapel

32577 KOBUK VALLEY Avenue, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.45%
VA
Active
52
$469,500$86,277 equity gap
Rate
3.45%
7.18%today
Payment
$1,889/mo
$2,867today
  • 5beds
  • 3baths
  • 2,605sqft

32577 KOBUK VALLEY Avenue, Wesley Chapel

25521 BRUFORD Boulevard, Land O Lakes, FL, 34639 — assumable FHA mortgage at 2.88%
FHA
Active
63
$435,000$116,698 equity gap
Rate
2.88%
7.18%today
Payment
$1,490/mo
$2,431today
  • 6beds
  • 3baths
  • 2,998sqft

25521 BRUFORD Boulevard, Land O Lakes

19714 LONESOME PINE Drive, Land O Lakes, FL, 34638 — assumable VA mortgage at 3.85%
VA
Active
79
$480,000$44,622 equity gap
Rate
3.85%
7.18%today
Payment
$2,232/mo
$3,225today
  • 4beds
  • 3baths
  • 2,628sqft

19714 LONESOME PINE Drive, Land O Lakes

31584 COLADA DRIFT Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 2.50%
VA
Active
76
$650,000$197,660 equity gap
Rate
2.50%
7.18%today
Payment
$2,034/mo
$3,488today
  • 5beds
  • 3baths
  • 3,292sqft

31584 COLADA DRIFT Way, Wesley Chapel

31088 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable FHA mortgage at 2.71%
FHA
Active
21
$379,000$149,099 equity gap
Rate
2.71%
7.18%today
Payment
$1,074/mo
$1,791today
  • 3beds
  • 2baths
  • 1,867sqft

31088 JAZZ LEAF Place, San Antonio

1982 HOVENWEEP Road, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.71%
FHA
Active
32
$275,000$88,732 equity gap
Rate
2.71%
7.18%today
Payment
$872/mo
$1,454today
  • 3beds
  • 3baths
  • 1,673sqft

1982 HOVENWEEP Road, Wesley Chapel

15246 ANGUILLA ISLE Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.80%
VA
Active
97
$520,000$199,556 equity gap
Rate
2.80%
7.18%today
Payment
$1,490/mo
$2,456today
  • 4beds
  • 3baths
  • 2,888sqft

15246 ANGUILLA ISLE Avenue, Tampa

8960 SHADYSIDE Lane, Land O Lakes, FL, 34637 — assumable FHA mortgage at 2.81%
FHA
Active
54
$435,000$172,307 equity gap
Rate
2.81%
7.18%today
Payment
$1,234/mo
$2,032today
  • 4beds
  • 3baths
  • 2,529sqft

8960 SHADYSIDE Lane, Land O Lakes

31041 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable VA mortgage at 2.84%
VA
Active
82
$419,900$141,053 equity gap
Rate
2.84%
7.18%today
Payment
$1,324/mo
$2,171today
  • 4beds
  • 2baths
  • 1,998sqft

31041 JAZZ LEAF Place, San Antonio

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$109,130 equity gap
Rate
2.87%
7.18%today
Payment
$965/mo
$1,576today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

19206 BRIARBROOK Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.90%
VA
Active
38
$734,000$263,319 equity gap
Rate
2.90%
7.18%today
Payment
$2,223/mo
$3,618today
  • 6beds
  • 4baths
  • 4,199sqft

19206 BRIARBROOK Drive, Tampa

32688 CANYONLANDS Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.96%
FHA
Active
25
$410,000$126,694 equity gap
Rate
2.96%
7.18%today
Payment
$1,347/mo
$2,175today
  • 4beds
  • 3baths
  • 2,260sqft

32688 CANYONLANDS Drive, Wesley Chapel

19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
44
$875,000$318,717 equity gap
Rate
3.05%
7.18%today
Payment
$2,635/mo
$4,207today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

22335 SOUTHSHORE Drive, Land O Lakes, FL, 34639 — assumable VA mortgage at 3.55%
VA
Active
37
$644,990$181,502 equity gap
Rate
3.55%
7.18%today
Payment
$2,304/mo
$3,455today
  • 6beds
  • 3baths
  • 3,213sqft

22335 SOUTHSHORE Drive, Land O Lakes

6020 17TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.55%
FHA
Active
18
$269,900$55,739 equity gap
Rate
3.55%
7.18%today
Payment
$1,065/mo
$1,596today
  • 3beds
  • 2baths
  • 1,200sqft

6020 17TH Street, Zephyrhills

8781 BELLA VITA Circle, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.09%
VA
Active
56
$674,900$242,835 equity gap
Rate
3.09%
7.18%today
Payment
$2,056/mo
$3,265today
  • 4beds
  • 4baths
  • 3,378sqft

8781 BELLA VITA Circle, Land O Lakes

1573 TALLULAH Terrace, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.10%
VA
Active
70
$525,000$198,272 equity gap
Rate
3.10%
7.18%today
Payment
$1,553/mo
$2,463today
  • 5beds
  • 4baths
  • 2,471sqft

1573 TALLULAH Terrace, Wesley Chapel

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$180,375 equity gap
Rate
3.23%
7.18%today
Payment
$1,859/mo
$2,901today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

1295 MONTGOMERY BELL Road, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.24%
VA
Active
39
$474,990$151,867 equity gap
Rate
3.24%
7.18%today
Payment
$1,631/mo
$2,541today
  • 4beds
  • 3baths
  • 2,571sqft

1295 MONTGOMERY BELL Road, Wesley Chapel

4741 SEABERG Road, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.76%
VA
Active
39
$389,777$103,980 equity gap
Rate
3.76%
7.18%today
Payment
$1,451/mo
$2,120today
  • 3beds
  • 3baths
  • 1,843sqft

4741 SEABERG Road, Zephyrhills

38122 CENTRAL Avenue, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.76%
FHA
Active
32
$279,900$82,578 equity gap
Rate
3.76%
7.18%today
Payment
$1,002/mo
$1,463today
  • 3beds
  • 2baths
  • 1,512sqft

38122 CENTRAL Avenue, Zephyrhills

32292 FENWICK Lane, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.25%
VA
Active
61
$570,000$244,619 equity gap
Rate
2.25%
7.18%today
Payment
$1,423/mo
$2,521today
  • 4beds
  • 4baths
  • 2,840sqft

32292 FENWICK Lane, Wesley Chapel

27640 BREAKERS Drive, Wesley Chapel, FL, 33544 — assumable VA mortgage at 2.28%
VA
Active
82
$459,900$369,082 equity gap
Rate
2.28%
7.18%today
Payment
$853/mo
$1,182today
  • 4beds
  • 3baths
  • 2,272sqft

27640 BREAKERS Drive, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,950 equity gap
Rate
2.68%
7.18%today
Payment
$874/mo
$1,463today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

10802 CELTIC WOODS Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.70%
VA
Active
26
$287,500$127,847 equity gap
Rate
2.70%
7.18%today
Payment
$734/mo
$1,226today
  • 3beds
  • 3baths
  • 1,815sqft

10802 CELTIC WOODS Avenue, Tampa

9713 LITTLE POND Way, Tampa, FL, 33647 — assumable FHA mortgage at 2.70%
FHA
Active
54
$414,900$398,410 equity gap
Rate
2.70%
7.18%today
Payment
$79/mo
$131today
  • 3beds
  • 3baths
  • 1,496sqft

9713 LITTLE POND Way, Tampa

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$139,900$66,924 equity gap
Rate
2.77%
7.18%today
Payment
$344/mo
$569today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

3907 LOCKRIDGE Drive, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.77%
FHA
Active
47
$419,000$256,484 equity gap
Rate
2.77%
7.18%today
Payment
$750/mo
$1,241today
  • 4beds
  • 2baths
  • 2,060sqft

3907 LOCKRIDGE Drive, Land O Lakes

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
50
$185,000$93,828 equity gap
Rate
2.83%
7.18%today
Payment
$433/mo
$712today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

Assuming a mortgage in Wesley Chapel

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$316/mo
Median cash to assume
$105,485
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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