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Assumable homes for sale in Florida

200 homesFHA & VA loansrates from 2.15% vs 7.18% today

Florida assumption guide
16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.625%
VA
Active
41
$469,000$219,322 equity gap
Rate
2.625%
7.18%today
Payment
$1,161/mo
$1,958today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$204,000$8,501 equity gap
Rate
2.87%
7.18%today
Payment
$916/mo
$1,497today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

2852 EASTHAM Lane, Kissimmee, FL, 34741 — assumable VA mortgage at 2.96%
VATop pick
Active
26
$300,000$16,882 equity gap
Rate
2.96%
7.18%today
Payment
$1,343/mo
$2,169today
  • 3beds
  • 3baths
  • 1,776sqft

2852 EASTHAM Lane, Kissimmee

4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$136,000Potential short sale
Rate
2.99%
7.18%today
Payment
$682/mo
$1,097today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

13348 PANAMA BEACH Court, Orlando, FL, 32827 — assumable VA mortgage at 3.00%
VATop pick
Active
46
$789,000Potential short sale
Rate
3.00%
7.18%today
Payment
$3,766/mo
$6,052today
  • 4beds
  • 4baths
  • 2,860sqft

13348 PANAMA BEACH Court, Orlando

3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$253,500Potential short sale
Rate
3.00%
7.18%today
Payment
$1,283/mo
$2,062today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

2038 MINCEY Terrace, North Port, FL, 34286 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$350,000$5,004 equity gap
Rate
3.07%
7.18%today
Payment
$1,638/mo
$2,608today
  • 3beds
  • 2baths
  • 1,832sqft

2038 MINCEY Terrace, North Port

144 ROTONDA Circle, Rotonda West, FL, 33947 — assumable FHA mortgage at 3.09%
FHATop pick
Active
40
$205,000Potential short sale
Rate
3.09%
7.18%today
Payment
$992/mo
$1,576today
  • 2beds
  • 2baths
  • 1,192sqft

144 ROTONDA Circle, Rotonda West

9354 MISSISSIPPI Run, Weeki Wachee, FL, 34613 — assumable VA mortgage at 3.09%
VATop pick
Active
78
$299,900Potential short sale
Rate
3.09%
7.18%today
Payment
$1,505/mo
$2,391today
  • 3beds
  • 2baths
  • 2,376sqft

9354 MISSISSIPPI Run, Weeki Wachee

11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$365,000Potential short sale
Rate
3.10%
7.18%today
Payment
$2,153/mo
$3,416today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$360,000$17,695 equity gap
Rate
3.10%
7.18%today
Payment
$1,627/mo
$2,581today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

729 BRIGHTSIDE CRESCENT Drive #33, Venice, FL, 34293 — assumable VA mortgage at 3.10%
VATop pick
Active
86
$255,000Potential short sale
Rate
3.10%
7.18%today
Payment
$1,221/mo
$1,937today
  • 2beds
  • 2baths
  • 1,571sqft

729 BRIGHTSIDE CRESCENT Drive #33, Venice

105 STEVENS Avenue, Eustis, FL, 32726 — assumable VA mortgage at 3.10%
VATop pick
Active
9
$225,000$9,359 equity gap
Rate
3.10%
7.18%today
Payment
$1,025/mo
$1,626today
  • 3beds
  • 2baths
  • 1,292sqft

105 STEVENS Avenue, Eustis

6000 109TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.11%
VATop pick
Active
42
$320,000$9,294 equity gap
Rate
3.11%
7.18%today
Payment
$1,475/mo
$2,337today
  • 3beds
  • 2baths
  • 1,965sqft

6000 109TH Place, Ocala

928 ROYAL EMPRESS Drive, Ruskin, FL, 33570 — assumable VA mortgage at 3.11%
VATop pick
Active
47
$243,000$10,245 equity gap
Rate
3.11%
7.18%today
Payment
$1,105/mo
$1,751today
  • 3beds
  • 3baths
  • 1,796sqft

928 ROYAL EMPRESS Drive, Ruskin

10364 ALDER GREEN Drive, Riverview, FL, 33578 — assumable FHA mortgage at 3.12%
FHATop pick
Active
15
$329,999$4,446 equity gap
Rate
3.12%
7.18%today
Payment
$1,551/mo
$2,454today
  • 4beds
  • 3baths
  • 2,635sqft

10364 ALDER GREEN Drive, Riverview

2210 PURPLE ORCHID Place, Ruskin, FL, 33570 — assumable FHA mortgage at 3.14%
FHATop pick
Active
16
$325,000$16,680 equity gap
Rate
3.14%
7.18%today
Payment
$1,475/mo
$2,328today
  • 4beds
  • 3baths
  • 2,577sqft

2210 PURPLE ORCHID Place, Ruskin

710 BLUEBILL Place, Kissimmee, FL, 34759 — assumable VA mortgage at 3.22%
VATop pick
Active
9
$220,000Potential short sale
Rate
3.22%
7.18%today
Payment
$1,127/mo
$1,761today
  • 3beds
  • 2baths
  • 1,252sqft

710 BLUEBILL Place, Kissimmee

21040 GREEN WING Court, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.25%
VATop pick
Active
36
$350,000$11,139 equity gap
Rate
3.25%
7.18%today
Payment
$1,641/mo
$2,554today
  • 4beds
  • 3baths
  • 1,860sqft

21040 GREEN WING Court, Land O Lakes

1255 MARYKNOLL Road, Englewood, FL, 34223 — assumable FHA mortgage at 2.81%
FHATop pick
Active
50
$149,900$11,535 equity gap
Rate
2.81%
7.18%today
Payment
$650/mo
$1,070today
  • 3beds
  • 2baths
  • 1,456sqft

1255 MARYKNOLL Road, Englewood

10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,590 equity gap
Rate
2.88%
7.18%today
Payment
$954/mo
$1,557today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

12317 BALLENTRAE FOREST Drive, Riverview, FL, 33579 — assumable VA mortgage at 2.88%
VATop pick
Active
59
$410,000$27,677 equity gap
Rate
2.88%
7.18%today
Payment
$1,785/mo
$2,913today
  • 4beds
  • 3baths
  • 2,974sqft

12317 BALLENTRAE FOREST Drive, Riverview

364 GUADLUPE Street, Haines City, FL, 33844 — assumable FHA mortgage at 2.98%
FHATop pick
Active
22
$269,900$27,153 equity gap
Rate
2.98%
7.18%today
Payment
$1,156/mo
$1,863today
  • 4beds
  • 2baths
  • 1,823sqft

364 GUADLUPE Street, Haines City

1622 WAY OF PEACE Lane, Mascotte, FL, 34753 — assumable FHA mortgage at 3.01%
FHATop pick
Active
22
$299,000$22,829 equity gap
Rate
3.01%
7.18%today
Payment
$1,305/mo
$2,095today
  • 3beds
  • 2baths
  • 1,680sqft

1622 WAY OF PEACE Lane, Mascotte

5060 STARLING Drive, Mulberry, FL, 33860 — assumable VA mortgage at 3.05%
VATop pick
Active
40
$275,000$14,581 equity gap
Rate
3.05%
7.18%today
Payment
$1,231/mo
$1,965today
  • 3beds
  • 2baths
  • 1,955sqft

5060 STARLING Drive, Mulberry

7362 EDINBURGH Way, Weeki Wachee, FL, 34613 — assumable FHA mortgage at 3.05%
FHATop pick
Active
16
$215,000$13,410 equity gap
Rate
3.05%
7.18%today
Payment
$957/mo
$1,528today
  • 3beds
  • 2baths
  • 1,605sqft

7362 EDINBURGH Way, Weeki Wachee

16049 MAGNOLIA HILL Street, Clermont, FL, 34714 — assumable VA mortgage at 3.07%
VATop pick
Active
25
$328,000$18,173 equity gap
Rate
3.07%
7.18%today
Payment
$1,468/mo
$2,337today
  • 4beds
  • 3baths
  • 1,697sqft

16049 MAGNOLIA HILL Street, Clermont

5601 117TH LANE Road, Ocala, FL, 34476 — assumable FHA mortgage at 3.07%
FHATop pick
Active
17
$356,000$56,935 equity gap
Rate
3.07%
7.18%today
Payment
$1,420/mo
$2,261today
  • 4beds
  • 2baths
  • 2,043sqft

5601 117TH LANE Road, Ocala

3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VATop pick
Active
44
$270,000$26,543 equity gap
Rate
3.07%
7.18%today
Payment
$1,153/mo
$1,836today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

236 HILLCREST Drive, Dundee, FL, 33838 — assumable FHA mortgage at 3.07%
FHATop pick
Active
25
$357,000$31,369 equity gap
Rate
3.07%
7.18%today
Payment
$1,542/mo
$2,456today
  • 4beds
  • 3baths
  • 2,066sqft

236 HILLCREST Drive, Dundee

566 SUNLIT CORAL Street, Ruskin, FL, 33570 — assumable FHA mortgage at 3.09%
FHATop pick
Active
20
$330,999$27,342 equity gap
Rate
3.09%
7.18%today
Payment
$1,445/mo
$2,295today
  • 5beds
  • 3baths
  • 2,415sqft

566 SUNLIT CORAL Street, Ruskin

1354 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$474,500$32,452 equity gap
Rate
3.09%
7.18%today
Payment
$2,103/mo
$3,341today
  • 2beds
  • 2baths
  • 1,559sqft

1354 AQUI ESTA Drive, Punta Gorda

2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$170,000$10,066 equity gap
Rate
3.10%
7.18%today
Payment
$760/mo
$1,206today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

7300 BELLOWS FALLS Lane, Hudson, FL, 34667 — assumable FHA mortgage at 3.11%
FHATop pick
Active
48
$234,900$19,600 equity gap
Rate
3.11%
7.18%today
Payment
$1,024/mo
$1,623today
  • 3beds
  • 3baths
  • 1,732sqft

7300 BELLOWS FALLS Lane, Hudson

223 CASCADE BEND Drive, Ruskin, FL, 33570 — assumable VA mortgage at 3.11%
VATop pick
Active
24
$300,000$25,013 equity gap
Rate
3.11%
7.18%today
Payment
$1,308/mo
$2,073today
  • 4beds
  • 2baths
  • 1,918sqft

223 CASCADE BEND Drive, Ruskin

513 LEMON Street, Auburndale, FL, 33823 — assumable FHA mortgage at 3.45%
FHATop pick
Active
10
$219,900Potential short sale
Rate
3.45%
7.18%today
Payment
$1,095/mo
$1,663today
  • 3beds
  • 2baths
  • 1,299sqft

513 LEMON Street, Auburndale

Assuming a mortgage in Florida

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.15%
Lowest existing payment
$333/mo
Median cash to assume
$48,891
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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