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Assumable homes for sale in Wayzata, MN

41 homesFHA & VA loansrates from 2.62% vs 7.18% today

Wayzata assumption guide
4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHATop pick
Active
14
$206,400Potential short sale
Rate
3.07%
7.18%today
Payment
$986/mo
$1,570today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$293,000$52,091 equity gap
Rate
2.87%
7.18%today
Payment
$1,124/mo
$1,836today
  • 3beds
  • 2baths
  • 1,702sqft

4403 Zane Avenue, Crystal

5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$47,506 equity gap
Rate
2.88%
7.18%today
Payment
$1,118/mo
$1,825today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

5319 Rhode Island Avenue, New Hope, MN, 55428 — assumable FHA mortgage at 3.36%
FHA
Active
38
$325,000$58,501 equity gap
Rate
3.36%
7.18%today
Payment
$1,365/mo
$2,095today
  • 4beds
  • 2baths
  • 1,980sqft

5319 Rhode Island Avenue, New Hope

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,315 equity gap
Rate
3.31%
7.18%today
Payment
$603/mo
$931today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

2800 Hillsboro Avenue #315, New Hope, MN, 55427 — assumable VA mortgage at 3.46%
VA
Active
11
$75,000$16,458 equity gap
Rate
3.46%
7.18%today
Payment
$337/mo
$511today
  • 1beds
  • 1baths
  • 710sqft

2800 Hillsboro Avenue #315, New Hope

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
47
$339,900$109,656 equity gap
Rate
2.73%
7.18%today
Payment
$1,075/mo
$1,788today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$394,000$125,240 equity gap
Rate
2.78%
7.18%today
Payment
$1,268/mo
$2,095today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
46
$299,000$109,677 equity gap
Rate
2.95%
7.18%today
Payment
$895/mo
$1,447today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$207,276 equity gap
Rate
2.98%
7.18%today
Payment
$1,503/mo
$2,422today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.18%today
Payment
$1,841/mo
$2,873today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

6055 Westbrook Road, Golden Valley, MN, 55422 — assumable VA mortgage at 2.62%
VA
Active
29
$540,000$381,039 equity gap
Rate
2.62%
7.18%today
Payment
$1,740/mo
$2,311today
  • 4beds
  • 3baths
  • 2,353sqft

6055 Westbrook Road, Golden Valley

4270 Ximines Lane, Plymouth, MN, 55441 — assumable VA mortgage at 2.72%
VA
Active
28
$335,000$152,868 equity gap
Rate
2.72%
7.18%today
Payment
$853/mo
$1,422today
  • 3beds
  • 2baths
  • 1,658sqft

4270 Ximines Lane, Plymouth

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$846,880 equity gap
Rate
2.87%
7.18%today
Payment
$2,819/mo
$4,607today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,858,523 equity gap
Rate
2.90%
7.18%today
Payment
$2,723/mo
$4,007today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,905 equity gap
Rate
3.03%
7.18%today
Payment
$1,479/mo
$2,368today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,572 equity gap
Rate
3.33%
7.18%today
Payment
$1,153/mo
$1,777today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

28 Address Unassigned, Golden Valley, MN, 55427 — assumable FHA mortgage at 3.40%
FHA
Active
11
$265,000Potential short sale
Rate
3.40%
7.18%today
Payment
$1,655/mo
$2,528today
  • —beds
  • —baths
  • —sqft

28 Address Unassigned, Golden Valley

12800 50th Avenue, Plymouth, MN, 55442 — assumable VA mortgage at 3.41%
VA
Active
32
$729,900$431,142 equity gap
Rate
3.41%
7.18%today
Payment
$1,724/mo
$2,630today
  • 4beds
  • 4baths
  • 4,101sqft

12800 50th Avenue, Plymouth

2966 Louisiana Avenue, Crystal, MN, 55427 — assumable FHA mortgage at 3.91%
FHA
Active
49
$299,900$107,683 equity gap
Rate
3.91%
7.18%today
Payment
$1,122/mo
$1,610today
  • 3beds
  • 2baths
  • 1,502sqft

2966 Louisiana Avenue, Crystal

15665 24th Avenue #A, Plymouth, MN, 55447 — assumable FHA mortgage at 3.75%
FHA
Active
17
$245,000$110,699 equity gap
Rate
3.75%
7.18%today
Payment
$812/mo
$1,188today
  • 2beds
  • 2baths
  • 1,355sqft

15665 24th Avenue #A, Plymouth

5605 Evergreen Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.78%
VA
Active
87
$1,549,000$1,004,044 equity gap
Rate
3.78%
7.18%today
Payment
$2,939/mo
$4,283today
  • 4beds
  • 3baths
  • 3,226sqft

5605 Evergreen Lane, Plymouth

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.18%today
Payment
$772/mo
$1,118today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$185,000$81,409 equity gap
Rate
3.88%
7.18%today
Payment
$600/mo
$864today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

3826 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 4.28%
FHA
Active
32
$299,900$107,683 equity gap
Rate
4.28%
7.18%today
Payment
$1,103/mo
$1,513today
  • 3beds
  • 1baths
  • 1,151sqft

3826 Zane Avenue, Crystal

15730 6th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 6.78%
VA
Active
30
$515,000$21,429 equity gap
Rate
6.78%
7.18%today
Payment
$3,293/mo
$3,429today
  • 5beds
  • 3baths
  • 2,468sqft

15730 6th Avenue, Plymouth

15635 24th Avenue #D, Plymouth, MN, 55447 — assumable FHA mortgage at 4.40%
FHA
Active
18
$297,000$194,689 equity gap
Rate
4.40%
7.18%today
Payment
$728/mo
$984today
  • 2beds
  • 2baths
  • 1,355sqft

15635 24th Avenue #D, Plymouth

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,672 equity gap
Rate
6.81%
7.18%today
Payment
$2,726/mo
$2,830today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

3947 Jersey Avenue, Crystal, MN, 55427 — assumable FHA mortgage at 6.86%
FHA
Active
16
$350,000$33,909 equity gap
Rate
6.86%
7.18%today
Payment
$2,121/mo
$2,191today
  • 4beds
  • 2baths
  • 2,086sqft

3947 Jersey Avenue, Crystal

4742 Zane Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 7.09%
FHA
Active
53
$325,000$20,606 equity gap
Rate
7.09%
7.18%today
Payment
$2,093/mo
$2,112today
  • 3beds
  • 2baths
  • 1,546sqft

4742 Zane Avenue, Crystal

6159 Creek Line Drive, Minnetonka, MN, 55345 — assumable FHA mortgage at 6.81%
FHA
Active
44
$369,900$37,883 equity gap
Rate
6.81%
7.18%today
Payment
$2,243/mo
$2,328today
  • 3beds
  • 2baths
  • 2,240sqft

6159 Creek Line Drive, Minnetonka

6592 Mere Drive, Eden Prairie, MN, 55346 — assumable VA mortgage at 7.10%
VA
Active
62
$525,000$66,570 equity gap
Rate
7.10%
7.18%today
Payment
$3,143/mo
$3,168today
  • 5beds
  • 3baths
  • 2,183sqft

6592 Mere Drive, Eden Prairie

4042 Nevada Avenue, New Hope, MN, 55427 — assumable FHA mortgage at 7.18%
FHA
Active
16
$299,900$52,939 equity gap
Rate
7.18%
7.18%today
Payment
$1,726/mo
$1,726today
  • 4beds
  • 2baths
  • 1,362sqft

4042 Nevada Avenue, New Hope

3715 Douglas Drive, Crystal, MN, 55422 — assumable FHA mortgage at 4.75%
FHA
Active
33
$327,000$236,083 equity gap
Rate
4.75%
7.18%today
Payment
$768/mo
$998today
  • 3beds
  • 2baths
  • 2,334sqft

3715 Douglas Drive, Crystal

5545 Orleans Lane #6, Plymouth, MN, 55442 — assumable FHA mortgage at 4.75%
FHA
Active
26
$210,000$125,889 equity gap
Rate
4.75%
7.18%today
Payment
$717/mo
$931today
  • 2beds
  • 2baths
  • 1,108sqft

5545 Orleans Lane #6, Plymouth

2951 Independence Avenue, Saint Louis Park, MN, 55426 — assumable FHA mortgage at 4.75%
FHA
Active
28
$339,000$212,327 equity gap
Rate
4.75%
7.18%today
Payment
$1,029/mo
$1,337today
  • 2beds
  • 1baths
  • 1,423sqft

2951 Independence Avenue, Saint Louis Park

Assuming a mortgage in Wayzata

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$337/mo
Median cash to assume
$109,666
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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