Assumable homes for sale in Tampa, FL

36 homesFHA & VA loansrates from 2.80% vs 7.18% today

Tampa assumption guide
7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$228,500$93,690 equity gap
Rate
2.80%
7.18%today
Payment
$625/mo
$1,031today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

4715 STONEPOINTE Place, Tampa, FL, 33634 — assumable FHA mortgage at 2.81%
FHA
Active
31
$285,000$183,422 equity gap
Rate
2.81%
7.18%today
Payment
$477/mo
$786today
  • 3beds
  • 2baths
  • 1,136sqft

4715 STONEPOINTE Place, Tampa

8819 BROAD Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.88%
FHA
Active
24
$449,500$237,778 equity gap
Rate
2.88%
7.18%today
Payment
$1,019/mo
$1,663today
  • 4beds
  • 4baths
  • 1,825sqft

8819 BROAD Street, Tampa

5406 LONGBOAT, Tampa, FL, 33615 — assumable VA mortgage at 2.98%
VA
Active
85
$1,099,900$537,310 equity gap
Rate
2.98%
7.18%today
Payment
$2,644/mo
$4,260today
  • 4beds
  • 3baths
  • 2,446sqft

5406 LONGBOAT, Tampa

6915 LAKEVIEW Court, Tampa, FL, 33634 — assumable VA mortgage at 3.00%
VA
Active
22
$215,000$98,742 equity gap
Rate
3.00%
7.18%today
Payment
$581/mo
$933today
  • 2beds
  • 3baths
  • 1,270sqft

6915 LAKEVIEW Court, Tampa

8323 KING BLOSSOM Court, Tampa, FL, 33615 — assumable VA mortgage at 3.42%
VA
Active
37
$310,000$167,823 equity gap
Rate
3.42%
7.18%today
Payment
$814/mo
$1,240today
  • 3beds
  • 3baths
  • 1,706sqft

8323 KING BLOSSOM Court, Tampa

8723 HICKORYWOOD Lane, Tampa, FL, 33615 — assumable FHA mortgage at 3.53%
FHA
Active
54
$729,900$581,705 equity gap
Rate
3.53%
7.18%today
Payment
$1,015/mo
$1,526today
  • 3beds
  • 2baths
  • 1,965sqft

8723 HICKORYWOOD Lane, Tampa

5817 TAMPA SHORES Boulevard, Tampa, FL, 33615 — assumable FHA mortgage at 3.65%
FHA
Active
24
$479,900$242,009 equity gap
Rate
3.65%
7.18%today
Payment
$1,258/mo
$1,862today
  • 3beds
  • 2baths
  • 1,573sqft

5817 TAMPA SHORES Boulevard, Tampa

10836 VENICE Circle, Tampa, FL, 33635 — assumable FHA mortgage at 3.67%
FHA
Active
41
$335,000$247,200 equity gap
Rate
3.67%
7.18%today
Payment
$540/mo
$798today
  • 3beds
  • 2baths
  • 1,432sqft

10836 VENICE Circle, Tampa

10110 MOORES MILL Court, Tampa, FL, 33615 — assumable FHA mortgage at 3.79%
FHA
Active
31
$315,000$249,242 equity gap
Rate
3.79%
7.18%today
Payment
$411/mo
$599today
  • 2beds
  • 2baths
  • 1,332sqft

10110 MOORES MILL Court, Tampa

5116 ELDORADO Drive, Tampa, FL, 33615 — assumable FHA mortgage at 5.10%
FHA
Active
19
$410,000$52,726 equity gap
Rate
5.10%
7.18%today
Payment
$2,079/mo
$2,594today
  • 4beds
  • 2baths
  • 1,530sqft

5116 ELDORADO Drive, Tampa

6223 ANHINGA Place, Tampa, FL, 33615 — assumable VA mortgage at 3.89%
VA
Active
63
$425,000$224,997 equity gap
Rate
3.89%
7.18%today
Payment
$1,254/mo
$1,803today
  • 3beds
  • 3baths
  • 2,441sqft

6223 ANHINGA Place, Tampa

8301 LOPEZ Drive, Tampa, FL, 33615 — assumable VA mortgage at 4.01%
VA
Active
63
$670,000$520,137 equity gap
Rate
4.01%
7.18%today
Payment
$932/mo
$1,321today
  • 5beds
  • 5baths
  • 2,274sqft

8301 LOPEZ Drive, Tampa

6506 SALINE Street, Tampa, FL, 33634 — assumable FHA mortgage at 4.07%
FHA
Active
31
$439,900$376,592 equity gap
Rate
4.07%
7.18%today
Payment
$430/mo
$606today
  • 3beds
  • 3baths
  • 1,486sqft

6506 SALINE Street, Tampa

7736 MARBELLA CREEK Avenue, Tampa, FL, 33615 — assumable FHA mortgage at 4.15%
FHA
Active
67
$489,900$310,080 equity gap
Rate
4.15%
7.18%today
Payment
$1,057/mo
$1,473today
  • 3beds
  • 2baths
  • 1,682sqft

7736 MARBELLA CREEK Avenue, Tampa

8026 JACKSON SPRINGS Road, Tampa, FL, 33615 — assumable FHA mortgage at 4.20%
FHA
Active
49
$475,000$367,032 equity gap
Rate
4.20%
7.18%today
Payment
$715/mo
$991today
  • 3beds
  • 2baths
  • 2,031sqft

8026 JACKSON SPRINGS Road, Tampa

10118 WHEATLEY HILLS Court, Tampa, FL, 33615 — assumable FHA mortgage at 4.20%
FHA
Active
67
$400,000$222,897 equity gap
Rate
4.20%
7.18%today
Payment
$1,008/mo
$1,397today
  • 4beds
  • 2baths
  • 1,236sqft

10118 WHEATLEY HILLS Court, Tampa

8431 EDGEWATER PLACE Boulevard, Tampa, FL, 33615 — assumable FHA mortgage at 6.60%
FHA
Active
24
$275,000Potential short sale
Rate
6.60%
7.18%today
Payment
$1,881/mo
$1,995today
  • 3beds
  • 3baths
  • 1,524sqft

8431 EDGEWATER PLACE Boulevard, Tampa

5513 GOLDEN Drive, Tampa, FL, 33634 — assumable FHA mortgage at 4.36%
FHA
Active
28
$484,900$396,472 equity gap
Rate
4.36%
7.18%today
Payment
$597/mo
$812today
  • 3beds
  • 2baths
  • 1,852sqft

5513 GOLDEN Drive, Tampa

9404 COOPERVILLE Court, Tampa, FL, 33635 — assumable VA mortgage at 4.44%
VA
Active
42
$279,000$135,303 equity gap
Rate
4.44%
7.18%today
Payment
$863/mo
$1,163today
  • 3beds
  • 3baths
  • 1,408sqft

9404 COOPERVILLE Court, Tampa

7906 WOODVINE Circle, Tampa, FL, 33615 — assumable FHA mortgage at 4.48%
FHA
Active
34
$369,900$278,323 equity gap
Rate
4.48%
7.18%today
Payment
$644/mo
$863today
  • 3beds
  • 2baths
  • 1,300sqft

7906 WOODVINE Circle, Tampa

8622 COBBLER Place, Tampa, FL, 33615 — assumable FHA mortgage at 4.50%
FHA
Active
39
$230,000$178,304 equity gap
Rate
4.50%
7.18%today
Payment
$361/mo
$482today
  • 3beds
  • 3baths
  • 1,316sqft

8622 COBBLER Place, Tampa

6910 LAKE PLACE Court, Tampa, FL, 33634 — assumable VA mortgage at 6.76%
VA
Active
38
$214,900$20,714 equity gap
Rate
6.76%
7.18%today
Payment
$1,280/mo
$1,336today
  • 2beds
  • 3baths
  • 1,234sqft

6910 LAKE PLACE Court, Tampa

7529 ARMAND Circle, Tampa, FL, 33634 — assumable FHA mortgage at 4.55%
FHA
Active
50
$499,000$332,599 equity gap
Rate
4.55%
7.18%today
Payment
$1,001/mo
$1,330today
  • 3beds
  • 2baths
  • 1,536sqft

7529 ARMAND Circle, Tampa

8205 WESTRIDGE Drive, Tampa, FL, 33615 — assumable FHA mortgage at 4.60%
FHA
Active
77
$480,000$376,058 equity gap
Rate
4.60%
7.18%today
Payment
$627/mo
$828today
  • 3beds
  • 2baths
  • 1,599sqft

8205 WESTRIDGE Drive, Tampa

6201 THERESA Street, Tampa, FL, 33615 — assumable VA mortgage at 4.98%
VA
Active
43
$340,000$112,109 equity gap
Rate
4.98%
7.18%today
Payment
$1,312/mo
$1,660today
  • 2beds
  • 2baths
  • 1,131sqft

6201 THERESA Street, Tampa

9608 ELGIN Court, Tampa, FL, 33615 — assumable FHA mortgage at 6.11%
FHA
Active
34
$365,000$42,573 equity gap
Rate
6.11%
7.18%today
Payment
$1,966/mo
$2,195today
  • 3beds
  • 2baths
  • 1,082sqft

9608 ELGIN Court, Tampa

4710 SHALE Place, Tampa, FL, 33615 — assumable FHA mortgage at 6.78%
FHA
Active
31
$550,000$65,509 equity gap
Rate
6.78%
7.18%today
Payment
$3,226/mo
$3,359today
  • 4beds
  • 2baths
  • 1,970sqft

4710 SHALE Place, Tampa

7805 WINSTON Lane, Tampa, FL, 33615 — assumable FHA mortgage at 4.80%
FHA
Active
49
$474,900$302,180 equity gap
Rate
4.80%
7.18%today
Payment
$1,056/mo
$1,364today
  • 4beds
  • 2baths
  • 2,033sqft

7805 WINSTON Lane, Tampa

8336 JACKSON SPRINGS Road, Tampa, FL, 33615 — assumable FHA mortgage at 5.45%
FHA
Active
22
$300,000$262,483 equity gap
Rate
5.45%
7.18%today
Payment
$549/mo
$659today
  • 3beds
  • 2baths
  • 1,204sqft

8336 JACKSON SPRINGS Road, Tampa

8845 AUBURN Way, Tampa, FL, 33615 — assumable FHA mortgage at 5.95%
FHA
Active
40
$449,900$407,023 equity gap
Rate
5.95%
7.18%today
Payment
$671/mo
$763today
  • 4beds
  • 2baths
  • 1,495sqft

8845 AUBURN Way, Tampa

6805 LONGPOINTE Way, Tampa, FL, 33615 — assumable VA mortgage at 6.64%
VA
Active
30
$415,000$54,450 equity gap
Rate
6.64%
7.18%today
Payment
$2,349/mo
$2,481today
  • 3beds
  • 2baths
  • 1,609sqft

6805 LONGPOINTE Way, Tampa

5516 GOLDEN Drive, Tampa, FL, 33634 — assumable VA mortgage at 6.76%
VA
Active
34
$400,000$375,359 equity gap
Rate
6.76%
7.18%today
Payment
$162/mo
$169today
  • 4beds
  • 2baths
  • 1,482sqft

5516 GOLDEN Drive, Tampa

8013 ELM Street, Tampa, FL, 33615 — assumable VA mortgage at 6.76%
VA
Active
35
$620,000$785,773 equity gap
Rate
6.76%
7.18%today
Payment
$612/mo
$628today
  • 5beds
  • 2baths
  • 2,425sqft

8013 ELM Street, Tampa

4814 BONITA VISTA Drive, Tampa, FL, 33634 — assumable FHA mortgage at 6.96%
FHA
Active
32
$440,000$428,087 equity gap
Rate
6.96%
7.18%today
Payment
$156/mo
$158today
  • 7beds
  • 4baths
  • 1,215sqft

4814 BONITA VISTA Drive, Tampa

7505 HENRY Avenue, Tampa, FL, 33615 — assumable FHA mortgage at 9.19%
FHA
Active
32
$449,900$461,808 equity gap
Rate
9.19%
7.18%today
Payment
$525/mo
$434today
  • 3beds
  • 2baths
  • 1,578sqft

7505 HENRY Avenue, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$361/mo
Median cash to assume
$249,242
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.