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Assumable homes for sale in Tampa, FL

29 homesFHA & VA loansrates from 2.38% vs 7.18% today

Tampa assumption guide
6210 45TH Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.01%
FHA
Active
20
$230,000$48,554 equity gap
Rate
3.01%
7.18%today
Payment
$858/mo
$1,376today
  • 3beds
  • 2baths
  • 1,050sqft

6210 45TH Street, Tampa

3008 SLIGH Avenue, Tampa, FL, 33610 — assumable VA mortgage at 2.375%
VA
Active
37
$524,999$257,290 equity gap
Rate
2.375%
7.18%today
Payment
$1,181/mo
$2,059today
  • 4beds
  • 3baths
  • 1,868sqft

3008 SLIGH Avenue, Tampa

3417 DANNY BRYAN Boulevard, Tampa, FL, 33619 — assumable FHA mortgage at 2.90%
FHA
Active
42
$275,000$131,035 equity gap
Rate
2.90%
7.18%today
Payment
$677/mo
$1,101today
  • 3beds
  • 1baths
  • 884sqft

3417 DANNY BRYAN Boulevard, Tampa

4833 ASHLAND Drive, Tampa, FL, 33610 — assumable FHA mortgage at 2.96%
FHA
Active
15
$265,000$108,692 equity gap
Rate
2.96%
7.18%today
Payment
$741/mo
$1,197today
  • 3beds
  • 1baths
  • 1,203sqft

4833 ASHLAND Drive, Tampa

6807 NORTH BAY Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.00%
FHA
Active
35
$378,000$378,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,770sqft

6807 NORTH BAY Street, Tampa

3606 RIVER GROVE Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.00%
VA
Active
47
$935,000$935,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,667sqft

3606 RIVER GROVE Drive, Tampa

7145 WRENWOOD Circle, Tampa, FL, 33617 — assumable VA mortgage at 3.20%
VA
Active
26
$380,000$205,534 equity gap
Rate
3.20%
7.18%today
Payment
$875/mo
$1,370today
  • 4beds
  • 2baths
  • 1,804sqft

7145 WRENWOOD Circle, Tampa

3104 CHELSEA Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.50%
FHA
Active
12
$240,000$131,761 equity gap
Rate
3.50%
7.18%today
Payment
$572/mo
$862today
  • 3beds
  • 2baths
  • 1,054sqft

3104 CHELSEA Street, Tampa

5907 32ND Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.50%
FHA
Active
30
$357,900$357,900 equity gap
Rate
3.50%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,200sqft

5907 32ND Street, Tampa

7128 WRENWOOD Circle, Tampa, FL, 33617 — assumable FHA mortgage at 3.60%
FHA
Active
56
$1,400,000$1,278,641 equity gap
Rate
3.60%
7.18%today
Payment
$714/mo
$1,064today
  • —beds
  • —baths
  • 1,430sqft

7128 WRENWOOD Circle, Tampa

8302 CLERMONT Street, Tampa, FL, 33637 — assumable VA mortgage at 3.66%
VA
Active
8
$324,500$260,945 equity gap
Rate
3.66%
7.18%today
Payment
$396/mo
$585today
  • 3beds
  • 3baths
  • 1,244sqft

8302 CLERMONT Street, Tampa

6209 48TH Street, Tampa, FL, 33610 — assumable FHA mortgage at 4.99%
FHA
Active
17
$460,000$59,917 equity gap
Rate
4.99%
7.18%today
Payment
$2,292/mo
$2,895today
  • —beds
  • —baths
  • 1,176sqft

6209 48TH Street, Tampa

6209 48TH Street, Tampa, FL, 33610 — assumable FHA mortgage at 4.99%
FHA
Active
6
$460,000$59,917 equity gap
Rate
4.99%
7.18%today
Payment
$2,292/mo
$2,895today
  • —beds
  • —baths
  • 1,176sqft

6209 48TH Street, Tampa

7018 LYNWOOD Drive, Tampa, FL, 33637 — assumable FHA mortgage at 3.79%
FHA
Active
13
$337,000$248,629 equity gap
Rate
3.79%
7.18%today
Payment
$549/mo
$800today
  • 4beds
  • 3baths
  • 1,356sqft

7018 LYNWOOD Drive, Tampa

4507 24TH Avenue, Tampa, FL, 33605 — assumable FHA mortgage at 4.20%
FHA
Active
$175,000$63,081 equity gap
Rate
4.20%
7.18%today
Payment
$639/mo
$885today
  • 2beds
  • 1baths
  • 851sqft

4507 24TH Avenue, Tampa

6410 WALTON Way, Tampa, FL, 33610 — assumable FHA mortgage at 4.05%
FHA
Active
18
$349,900$241,364 equity gap
Rate
4.05%
7.18%today
Payment
$645/mo
$910today
  • 3beds
  • 2baths
  • 1,326sqft

6410 WALTON Way, Tampa

416 BROXBURN Avenue, Temple Terrace, FL, 33617 — assumable FHA mortgage at 4.09%
FHA
Active
33
$367,838$222,376 equity gap
Rate
4.09%
7.18%today
Payment
$877/mo
$1,231today
  • 3beds
  • 2baths
  • 1,717sqft

416 BROXBURN Avenue, Temple Terrace

3007 42ND Street, Tampa, FL, 33605 — assumable VA mortgage at 6.60%
VA
Active
27
$298,000$14,679 equity gap
Rate
6.60%
7.18%today
Payment
$1,865/mo
$1,978today
  • 4beds
  • 2baths
  • 1,324sqft

3007 42ND Street, Tampa

4461 RACHEL FALLS Drive, Tampa, FL, 33610 — assumable FHA mortgage at 6.76%
FHA
Active
37
$337,990$26,666 equity gap
Rate
6.76%
7.18%today
Payment
$2,053/mo
$2,142today
  • 3beds
  • 3baths
  • 1,488sqft

4461 RACHEL FALLS Drive, Tampa

4226 CHELSEA Street, Tampa, FL, 33610 — assumable VA mortgage at 6.94%
VA
Active
44
$329,990$22,309 equity gap
Rate
6.94%
7.18%today
Payment
$2,085/mo
$2,136today
  • 3beds
  • 2baths
  • 1,512sqft

4226 CHELSEA Street, Tampa

3602 55TH Street, Tampa, FL, 33619 — assumable FHA mortgage at 5.54%
FHA
Active
17
$255,700$63,368 equity gap
Rate
5.54%
7.18%today
Payment
$1,166/mo
$1,385today
  • 3beds
  • 1baths
  • 904sqft

3602 55TH Street, Tampa

8309 TUPELO Drive, Tampa, FL, 33637 — assumable FHA mortgage at 6.34%
FHA
Active
27
$324,900$67,383 equity gap
Rate
6.34%
7.18%today
Payment
$1,616/mo
$1,761today
  • 3beds
  • 2baths
  • 1,000sqft

8309 TUPELO Drive, Tampa

3001 45 Street, Tampa, FL, 33605 — assumable FHA mortgage at 6.88%
FHA
Active
25
$299,900$67,696 equity gap
Rate
6.88%
7.18%today
Payment
$1,568/mo
$1,616today
  • 3beds
  • 2baths
  • 1,084sqft

3001 45 Street, Tampa

3408 CARIOCA Court, Tampa, FL, 33605 — assumable FHA mortgage at 6.48%
FHA
Active
46
$389,900$140,355 equity gap
Rate
6.48%
7.18%today
Payment
$1,577/mo
$1,694today
  • 4beds
  • 3baths
  • 1,545sqft

3408 CARIOCA Court, Tampa

6402 41ST Street, Tampa, FL, 33610 — assumable FHA mortgage at 6.19%
FHA
Active
26
$345,000$290,349 equity gap
Rate
6.19%
7.18%today
Payment
$729/mo
$807today
  • 3beds
  • 2baths
  • 1,552sqft

6402 41ST Street, Tampa

3011 FLORA Street, Tampa, FL, 33610 — assumable FHA mortgage at 6.47%
FHA
Active
36
$365,000$296,302 equity gap
Rate
6.47%
7.18%today
Payment
$684/mo
$735today
  • 4beds
  • 2baths
  • 1,852sqft

3011 FLORA Street, Tampa

4324 GROVE VIEW Avenue, Tampa, FL, 33617 — assumable VA mortgage at 6.58%
VA
Active
7
$240,000$229,181 equity gap
Rate
6.58%
7.18%today
Payment
$10,878/mo
$10,913today
  • —beds
  • —baths
  • —sqft

4324 GROVE VIEW Avenue, Tampa

3203 DELEUIL Avenue, Tampa, FL, 33610 — assumable FHA mortgage at 6.63%
FHA
Active
30
$399,999$377,630 equity gap
Rate
6.63%
7.18%today
Payment
$147/mo
$155today
  • 5beds
  • 3baths
  • 1,872sqft

3203 DELEUIL Avenue, Tampa

7135 WATERSIDE Drive, Tampa, FL, 33617 — assumable FHA mortgage at 6.81%
FHA
Active
12
$188,000Potential short sale
Rate
6.81%
7.18%today
Payment
$1,467/mo
$1,523today
  • 3beds
  • 3baths
  • 1,364sqft

7135 WATERSIDE Drive, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$396/mo
Median cash to assume
$172,944
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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