Assumable homes for sale in Surfside, FL

3 homesFHA loansrates from 2.79% vs 7.18% today

Surfside assumption guide

126 MIAMI GARDENS Road, West Park, FL, 33023 — assumable FHA mortgage at 2.79%

FHA

Active

$417,900$169,825 equity gap

Rate: 2.79%; ~~7.18%~~today
Payment: $1,169/mo; ~~$1,929~~today

10beds
8baths
1,841sqft

126 MIAMI GARDENS Road, West Park

3800 OCEAN Drive #817, Hollywood, FL, 33019 — assumable FHA mortgage at 3.58%

FHA

Active

$429,000$182,976 equity gap

Rate: 3.58%; ~~7.18%~~today
Payment: $1,306/mo; ~~$1,951~~today

2beds
2baths
1,334sqft

3800 OCEAN Drive #817, Hollywood

3555 95TH Terrace, Miami, FL, 33147 — assumable FHA mortgage at 8.13%

FHA

Active

$530,000$550,759 equity gap

Rate: 8.13%; ~~7.18%~~today
Payment: $367/mo; ~~$335~~today

3beds
1baths
1,114sqft

3555 95TH Terrace, Miami

Assuming a mortgage in Surfside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.79%
Lowest existing payment: $367/mo
Median cash to assume: $182,976