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Assumable homes for sale in Summerfield, FL

186 homesFHA & VA loansrates from 2.37% vs 7.18% today

Summerfield assumption guide
16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.625%
VA
Active
41
$469,000$219,322 equity gap
Rate
2.625%
7.18%today
Payment
$1,161/mo
$1,958today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,590 equity gap
Rate
2.88%
7.18%today
Payment
$954/mo
$1,557today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

4575 137TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 3.45%
FHATop pick
Active
43
$230,000$8,150 equity gap
Rate
3.45%
7.18%today
Payment
$1,091/mo
$1,656today
  • 3beds
  • 2baths
  • 1,367sqft

4575 137TH Place, Summerfield

16025 27TH AVENUE Road, Ocala, FL, 34473 — assumable FHA mortgage at 2.86%
FHA
Active
13
$270,000$34,459 equity gap
Rate
2.86%
7.18%today
Payment
$1,097/mo
$1,795today
  • 3beds
  • 2baths
  • 1,934sqft

16025 27TH AVENUE Road, Ocala

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$57,064 equity gap
Rate
3.06%
7.18%today
Payment
$903/mo
$1,440today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$222,900$31,404 equity gap
Rate
3.56%
7.18%today
Payment
$955/mo
$1,430today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

3418 155TH Place, Ocala, FL, 34473 — assumable FHA mortgage at 3.13%
FHA
Active
40
$265,000$72,464 equity gap
Rate
3.13%
7.18%today
Payment
$934/mo
$1,477today
  • 3beds
  • 2baths
  • 1,543sqft

3418 155TH Place, Ocala

10957 170TH LANE Road, Summerfield, FL, 34491 — assumable VA mortgage at 3.76%
VA
Active
23
$289,900$56,055 equity gap
Rate
3.76%
7.18%today
Payment
$1,187/mo
$1,734today
  • 3beds
  • 2baths
  • 1,381sqft

10957 170TH LANE Road, Summerfield

17832 115TH Court, Summerfield, FL, 34491 — assumable FHA mortgage at 3.30%
FHA
Active
57
$310,000$79,272 equity gap
Rate
3.30%
7.18%today
Payment
$1,281/mo
$1,982today
  • 3beds
  • 3baths
  • 1,749sqft

17832 115TH Court, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$27,833 equity gap
Rate
4.01%
7.18%today
Payment
$2,058/mo
$2,916today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

5494 91ST Street, Ocala, FL, 34480 — assumable FHA mortgage at 2.70%
FHA
Active
36
$295,000$94,647 equity gap
Rate
2.70%
7.18%today
Payment
$932/mo
$1,557today
  • 4beds
  • 2baths
  • 1,854sqft

5494 91ST Street, Ocala

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$125,465 equity gap
Rate
2.74%
7.18%today
Payment
$909/mo
$1,510today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$103,064 equity gap
Rate
2.88%
7.18%today
Payment
$753/mo
$1,229today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$332,000$120,628 equity gap
Rate
2.96%
7.18%today
Payment
$1,002/mo
$1,619today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

9782 157TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.97%
FHA
Active
22
$190,000$61,747 equity gap
Rate
2.97%
7.18%today
Payment
$610/mo
$984today
  • 3beds
  • 1baths
  • 1,176sqft

9782 157TH Lane, Summerfield

13645 39TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 3.08%
FHA
Active
30
$259,000$94,463 equity gap
Rate
3.08%
7.18%today
Payment
$794/mo
$1,263today
  • 3beds
  • 2baths
  • 1,362sqft

13645 39TH Court, Ocala

17079 25TH TERRACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.12%
FHA
Active
14
$298,900$103,859 equity gap
Rate
3.12%
7.18%today
Payment
$929/mo
$1,470today
  • 3beds
  • 2baths
  • 1,631sqft

17079 25TH TERRACE Road, Ocala

10540 42ND Terrace, Belleview, FL, 34420 — assumable VA mortgage at 3.22%
VA
Active
48
$514,900$185,346 equity gap
Rate
3.22%
7.18%today
Payment
$1,580/mo
$2,469today
  • 4beds
  • 4baths
  • 2,849sqft

10540 42ND Terrace, Belleview

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$312,500$240,416 equity gap
Rate
2.37%
7.18%today
Payment
$661/mo
$909today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,645 equity gap
Rate
2.70%
7.18%today
Payment
$610/mo
$1,019today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

8751 162ND Street, Summerfield, FL, 34491 — assumable FHA mortgage at 2.70%
FHA
Active
31
$275,000$116,352 equity gap
Rate
2.70%
7.18%today
Payment
$787/mo
$1,282today
  • 3beds
  • 2baths
  • 1,475sqft

8751 162ND Street, Summerfield

124 OAK Circle, Ocala, FL, 34472 — assumable VA mortgage at 2.77%
VA
Active
31
$230,000$109,313 equity gap
Rate
2.77%
7.18%today
Payment
$569/mo
$941today
  • 3beds
  • 2baths
  • 1,342sqft

124 OAK Circle, Ocala

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,093,398 equity gap
Rate
2.78%
7.18%today
Payment
$1,443/mo
$2,385today
  • 3beds
  • 2baths
  • 4,125sqft

1793 HARTFORD Path, The Villages

17849 96TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 2.81%
VA
Active
27
$265,000$117,337 equity gap
Rate
2.81%
7.18%today
Payment
$694/mo
$1,142today
  • 3beds
  • 2baths
  • 1,533sqft

17849 96TH Court, Summerfield

9430 158TH Street, Summerfield, FL, 34491 — assumable VA mortgage at 2.87%
VA
Active
78
$289,000$128,987 equity gap
Rate
2.87%
7.18%today
Payment
$746/mo
$1,219today
  • 3beds
  • 2baths
  • 1,273sqft

9430 158TH Street, Summerfield

16161 21ST Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.87%
FHA
Active
35
$239,000$112,623 equity gap
Rate
2.87%
7.18%today
Payment
$606/mo
$990today
  • 3beds
  • 2baths
  • 1,226sqft

16161 21ST Court, Ocala

1624 TAMPICO Place, The Villages, FL, 32159 — assumable VA mortgage at 2.88%
VA
Active
41
$299,900$125,302 equity gap
Rate
2.88%
7.18%today
Payment
$838/mo
$1,368today
  • 2beds
  • 2baths
  • 1,198sqft

1624 TAMPICO Place, The Villages

2881 142ND Lane, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
26
$289,900$124,141 equity gap
Rate
2.94%
7.18%today
Payment
$801/mo
$1,297today
  • 4beds
  • 3baths
  • 2,218sqft

2881 142ND Lane, Ocala

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$369,999$201,069 equity gap
Rate
2.94%
7.18%today
Payment
$816/mo
$1,322today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

16923 17TH Circle, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
99
$435,000$246,197 equity gap
Rate
2.94%
7.18%today
Payment
$896/mo
$1,450today
  • 5beds
  • 2baths
  • 1,820sqft

16923 17TH Circle, Ocala

13380 32ND Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.99%
FHA
Active
25
$329,900$152,940 equity gap
Rate
2.99%
7.18%today
Payment
$838/mo
$1,349today
  • 4beds
  • 2baths
  • 2,141sqft

13380 32ND Court, Ocala

16315 95TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
39
$120,000$120,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 880sqft

16315 95TH Court, Summerfield

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
52
$329,900$329,900 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
36
$359,990$359,990 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

7169 172ND HAZELWOOD Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
48
$319,900$319,900 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,404sqft

7169 172ND HAZELWOOD Loop, The Villages

Assuming a mortgage in Summerfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 186 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.37%
Lowest existing payment
$308/mo
Median cash to assume
$94,555
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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