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Assumable homes for sale in St. Pete Beach, FL

171 homesFHA & VA loansrates from 2.66% vs 7.18% today

St. Pete Beach assumption guide
3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$253,500Potential short sale
Rate
3.00%
7.18%today
Payment
$1,283/mo
$2,062today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

570 53RD Street, St Petersburg, FL, 33707 — assumable VA mortgage at 3.10%
VA
Active
9
$365,000$72,245 equity gap
Rate
3.10%
7.18%today
Payment
$1,391/mo
$2,207today
  • 3beds
  • 1baths
  • 887sqft

570 53RD Street, St Petersburg

2001 41ST Street, St Petersburg, FL, 33713 — assumable VA mortgage at 3.69%
VA
Active
41
$419,870$9,439 equity gap
Rate
3.69%
7.18%today
Payment
$2,072/mo
$3,053today
  • 2beds
  • 2baths
  • 1,335sqft

2001 41ST Street, St Petersburg

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.18%today
Payment
$333/mo
$559today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

4363 TYLER Circle, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.86%
FHA
Active
45
$350,000$88,190 equity gap
Rate
2.86%
7.18%today
Payment
$1,220/mo
$1,995today
  • 3beds
  • 3baths
  • 1,685sqft

4363 TYLER Circle, St Petersburg

5876 46TH Avenue, Kenneth City, FL, 33709 — assumable FHA mortgage at 2.88%
FHA
Active
8
$355,000$93,182 equity gap
Rate
2.88%
7.18%today
Payment
$1,223/mo
$1,995today
  • 2beds
  • 1baths
  • 1,208sqft

5876 46TH Avenue, Kenneth City

2101 20TH Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.99%
FHA
Active
27
$349,990$98,016 equity gap
Rate
2.99%
7.18%today
Payment
$1,199/mo
$1,929today
  • 2beds
  • 1baths
  • 981sqft

2101 20TH Avenue, St Petersburg

4318 HELENA Street, St Petersburg, FL, 33703 — assumable FHA mortgage at 2.99%
FHA
Active
35
$500,000$143,517 equity gap
Rate
2.99%
7.18%today
Payment
$1,736/mo
$2,793today
  • 3beds
  • 2baths
  • 1,926sqft

4318 HELENA Street, St Petersburg

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,918 equity gap
Rate
3.04%
7.18%today
Payment
$473/mo
$756today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

4679 17TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 3.10%
FHA
Active
21
$395,000$112,687 equity gap
Rate
3.10%
7.18%today
Payment
$1,342/mo
$2,129today
  • 5beds
  • 2baths
  • 1,976sqft

4679 17TH Avenue, St Petersburg

6190 2ND Avenue, St Petersburg, FL, 33707 — assumable FHA mortgage at 3.76%
FHA
Active
36
$449,000$85,749 equity gap
Rate
3.76%
7.18%today
Payment
$1,844/mo
$2,694today
  • 4beds
  • 2baths
  • 1,546sqft

6190 2ND Avenue, St Petersburg

3725 57TH Avenue, St Petersburg, FL, 33714 — assumable VA mortgage at 2.79%
VA
Active
41
$459,000$182,541 equity gap
Rate
2.79%
7.18%today
Payment
$1,302/mo
$2,150today
  • 3beds
  • 2baths
  • 1,800sqft

3725 57TH Avenue, St Petersburg

7378 54TH Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 2.87%
VA
Active
5
$845,000$312,835 equity gap
Rate
2.87%
7.18%today
Payment
$2,488/mo
$4,065today
  • —beds
  • —baths
  • —sqft

7378 54TH Avenue, St Petersburg

1520 NORFOLK Street, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.90%
FHA
Active
25
$325,000$112,003 equity gap
Rate
2.90%
7.18%today
Payment
$1,001/mo
$1,630today
  • 3beds
  • 1baths
  • 904sqft

1520 NORFOLK Street, St Petersburg

7145 50TH Avenue, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.90%
FHA
Active
20
$360,000$115,140 equity gap
Rate
2.90%
7.18%today
Payment
$1,181/mo
$1,922today
  • 4beds
  • 2baths
  • 1,740sqft

7145 50TH Avenue, St Petersburg

6100 35TH Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 2.96%
VA
Active
50
$329,900$123,396 equity gap
Rate
2.96%
7.18%today
Payment
$982/mo
$1,585today
  • 2beds
  • 2baths
  • 1,402sqft

6100 35TH Avenue, St Petersburg

4611 14TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.96%
FHA
Active
26
$295,000$102,658 equity gap
Rate
2.96%
7.18%today
Payment
$914/mo
$1,477today
  • 3beds
  • 1baths
  • 955sqft

4611 14TH Avenue, St Petersburg

7800 COUNTRY CLUB Road, St Petersburg, FL, 33710 — assumable VA mortgage at 2.97%
VA
Active
26
$726,777$290,908 equity gap
Rate
2.97%
7.18%today
Payment
$2,079/mo
$3,353today
  • 2beds
  • 2baths
  • 1,436sqft

7800 COUNTRY CLUB Road, St Petersburg

1509 CANTERBURY Road, St Petersburg, FL, 33710 — assumable FHA mortgage at 3.01%
FHA
Active
49
$569,900$247,469 equity gap
Rate
3.01%
7.18%today
Payment
$1,531/mo
$2,456today
  • 5beds
  • 3baths
  • 1,897sqft

1509 CANTERBURY Road, St Petersburg

6164 23RD Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 3.04%
VA
Active
37
$459,900$160,150 equity gap
Rate
3.04%
7.18%today
Payment
$1,441/mo
$2,303today
  • 3beds
  • 2baths
  • 1,619sqft

6164 23RD Avenue, St Petersburg

500 SOUTHWEST Boulevard, St Petersburg, FL, 33703 — assumable VA mortgage at 3.05%
VA
Active
37
$369,900$119,630 equity gap
Rate
3.05%
7.18%today
Payment
$1,188/mo
$1,897today
  • 3beds
  • 2baths
  • 1,150sqft

500 SOUTHWEST Boulevard, St Petersburg

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.18%today
Payment
$1,773/mo
$2,656today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

5022 20TH Street, St Petersburg, FL, 33714 — assumable FHA mortgage at 3.09%
FHA
Active
25
$350,000$117,418 equity gap
Rate
3.09%
7.18%today
Payment
$1,107/mo
$1,758today
  • 3beds
  • 2baths
  • 1,170sqft

5022 20TH Street, St Petersburg

5116 BEACH Drive #D, St Petersburg, FL, 33705 — assumable VA mortgage at 3.68%
VA
Active
89
$292,000$64,281 equity gap
Rate
3.68%
7.18%today
Payment
$1,213/mo
$1,790today
  • 2beds
  • 1baths
  • 825sqft

5116 BEACH Drive #D, St Petersburg

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$139,131 equity gap
Rate
2.66%
7.18%today
Payment
$444/mo
$746today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

21 CRESCENT Place, St Petersburg, FL, 33711 — assumable VA mortgage at 2.71%
VA
Active
51
$1,250,000$949,090 equity gap
Rate
2.71%
7.18%today
Payment
$1,408/mo
$2,349today
  • 3beds
  • 2baths
  • 2,000sqft

21 CRESCENT Place, St Petersburg

906 LANDMARK Circle, Tierra Verde, FL, 33715 — assumable VA mortgage at 2.75%
VA
Active
47
$900,000$693,251 equity gap
Rate
2.75%
7.18%today
Payment
$984/mo
$1,633today
  • 3beds
  • 3baths
  • 2,220sqft

906 LANDMARK Circle, Tierra Verde

1701 38TH AVENUE, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.81%
FHA
Active
41
$600,000$354,191 equity gap
Rate
2.81%
7.18%today
Payment
$1,172/mo
$1,929today
  • 4beds
  • 2baths
  • 1,974sqft

1701 38TH AVENUE, St Petersburg

6868 122ND Way, Seminole, FL, 33772 — assumable VA mortgage at 2.83%
VA
Active
38
$599,900$480,330 equity gap
Rate
2.83%
7.18%today
Payment
$570/mo
$936today
  • 3beds
  • 2baths
  • 1,810sqft

6868 122ND Way, Seminole

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,945 equity gap
Rate
2.84%
7.18%today
Payment
$809/mo
$1,326today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

17 FRANKLIN Court #C, St Petersburg, FL, 33711 — assumable VA mortgage at 2.85%
VA
Active
51
$1,389,000$693,275 equity gap
Rate
2.85%
7.18%today
Payment
$3,283/mo
$5,378today
  • 3beds
  • 2baths
  • 2,334sqft

17 FRANKLIN Court #C, St Petersburg

8028 25TH Avenue, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.86%
FHA
Active
47
$498,900$216,018 equity gap
Rate
2.86%
7.18%today
Payment
$1,318/mo
$2,156today
  • 3beds
  • 2baths
  • 1,400sqft

8028 25TH Avenue, St Petersburg

701 58TH Avenue, St Petersburg, FL, 33705 — assumable FHA mortgage at 2.86%
FHA
Active
63
$585,000$468,249 equity gap
Rate
2.86%
7.18%today
Payment
$840/mo
$1,206today
  • 4beds
  • 3baths
  • 2,506sqft

701 58TH Avenue, St Petersburg

6565 WAYNE Street, St Petersburg, FL, 33702 — assumable FHA mortgage at 2.88%
FHA
Active
35
$284,999$131,461 equity gap
Rate
2.88%
7.18%today
Payment
$734/mo
$1,197today
  • 2beds
  • 3baths
  • 1,161sqft

6565 WAYNE Street, St Petersburg

6522 112TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 2.88%
FHA
Active
37
$345,000$158,684 equity gap
Rate
2.88%
7.18%today
Payment
$897/mo
$1,463today
  • 2beds
  • 1baths
  • 875sqft

6522 112TH Street, Seminole

6000 2ND Street, St Petersburg, FL, 33705 — assumable VA mortgage at 2.93%
VA
Active
58
$1,260,000$889,555 equity gap
Rate
2.93%
7.18%today
Payment
$2,557/mo
$3,648today
  • 4beds
  • 4baths
  • 3,836sqft

6000 2ND Street, St Petersburg

Assuming a mortgage in St. Pete Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$315/mo
Median cash to assume
$139,131
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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