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Assumable homes for sale in Spring Hill, FL

18 homesFHA & VA loansrates from 2.88% vs 7.18% today

Spring Hill assumption guide
7258 ALOE Drive, Spring Hill, FL, 34607 — assumable FHA mortgage at 3.76%
FHA
Active
58
$389,000$65,880 equity gap
Rate
3.76%
7.18%today
Payment
$1,628/mo
$2,378today
  • 4beds
  • 3baths
  • 2,102sqft

7258 ALOE Drive, Spring Hill

4403 RACHEL Boulevard, Spring Hill, FL, 34607 — assumable VA mortgage at 2.88%
VA
Active
33
$499,000$343,259 equity gap
Rate
2.88%
7.18%today
Payment
$757/mo
$1,221today
  • 4beds
  • 3baths
  • 2,538sqft

4403 RACHEL Boulevard, Spring Hill

8073 SPANISH OAK Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 2.98%
FHA
Active
42
$275,000$164,571 equity gap
Rate
2.98%
7.18%today
Payment
$537/mo
$865today
  • 3beds
  • 2baths
  • 1,502sqft

8073 SPANISH OAK Drive, Spring Hill

8180 WOODEN Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 3.02%
FHA
Active
34
$310,000$183,422 equity gap
Rate
3.02%
7.18%today
Payment
$618/mo
$991today
  • 3beds
  • 3baths
  • 1,780sqft

8180 WOODEN Drive, Spring Hill

8334 COLMA Street, Spring Hill, FL, 34606 — assumable FHA mortgage at 3.55%
FHA
Active
99
$465,000$161,605 equity gap
Rate
3.55%
7.18%today
Payment
$1,508/mo
$2,262today
  • 3beds
  • 2baths
  • 1,904sqft

8334 COLMA Street, Spring Hill

8175 WINDING OAK Lane, Spring Hill, FL, 34606 — assumable VA mortgage at 3.78%
VA
Active
58
$369,000$239,957 equity gap
Rate
3.78%
7.18%today
Payment
$817/mo
$1,137today
  • 3beds
  • 2baths
  • 1,917sqft

8175 WINDING OAK Lane, Spring Hill

4286 BLUEWATER Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.39%
FHA
Active
43
$375,000$25,792 equity gap
Rate
6.39%
7.18%today
Payment
$2,270/mo
$2,461today
  • 3beds
  • 3baths
  • 2,109sqft

4286 BLUEWATER Avenue, Spring Hill

7246 SEALAWN Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.69%
FHA
Active
38
$227,000$18,257 equity gap
Rate
6.69%
7.18%today
Payment
$1,385/mo
$1,455today
  • 2beds
  • 2baths
  • 1,144sqft

7246 SEALAWN Drive, Spring Hill

7149 SPRUCE Drive, Weeki Wachee, FL, 34607 — assumable VA mortgage at 6.82%
VA
Active
25
$412,999$25,773 equity gap
Rate
6.82%
7.18%today
Payment
$2,596/mo
$2,692today
  • 4beds
  • 4baths
  • 2,565sqft

7149 SPRUCE Drive, Weeki Wachee

7153 APACHE Trail, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.85%
FHA
Active
24
$302,500$18,912 equity gap
Rate
6.85%
7.18%today
Payment
$1,890/mo
$1,954today
  • 3beds
  • 2baths
  • 1,265sqft

7153 APACHE Trail, Spring Hill

8414 BAY Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 4.64%
FHA
Active
22
$339,999$189,957 equity gap
Rate
4.64%
7.18%today
Payment
$900/mo
$1,184today
  • 4beds
  • 2baths
  • 2,080sqft

8414 BAY Drive, Spring Hill

4118 RAMONA Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.29%
FHA
Active
18
$305,000$48,167 equity gap
Rate
6.29%
7.18%today
Payment
$1,670/mo
$1,829today
  • 3beds
  • 2baths
  • 1,278sqft

4118 RAMONA Drive, Spring Hill

8089 WOODEN Drive, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.87%
FHA
Active
22
$340,000$59,516 equity gap
Rate
6.87%
7.18%today
Payment
$1,870/mo
$1,929today
  • 3beds
  • 2baths
  • 1,400sqft

8089 WOODEN Drive, Spring Hill

3303 PARLOW Avenue, Spring Hill, FL, 34606 — assumable FHA mortgage at 6.43%
FHA
Active
18
$240,000$60,835 equity gap
Rate
6.43%
7.18%today
Payment
$1,171/mo
$1,264today
  • 2beds
  • 2baths
  • 1,064sqft

3303 PARLOW Avenue, Spring Hill

7454 APACHE Trail, Spring Hill, FL, 34606 — assumable VA mortgage at 6.24%
VA
Active
4
$55,000$20,216 equity gap
Rate
6.24%
7.18%today
Payment
$347/mo
$368today
  • —beds
  • —baths
  • —sqft

7454 APACHE Trail, Spring Hill

8441 BRAGANZA Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.72%
FHA
Active
33
$229,500Potential short sale
Rate
6.72%
7.18%today
Payment
$1,714/mo
$1,796today
  • 2beds
  • 2baths
  • 1,479sqft

8441 BRAGANZA Street, Spring Hill

8424 BALM Street, Weeki Wachee, FL, 34607 — assumable FHA mortgage at 7.02%
FHA
Active
63
$544,900$522,182 equity gap
Rate
7.02%
7.18%today
Payment
$157/mo
$159today
  • 5beds
  • 4baths
  • 2,684sqft

8424 BALM Street, Weeki Wachee

8025 PAGODA Drive, Spring Hill, FL, 34606 — assumable VA mortgage at 7.65%
VA
Active
31
$263,000$259,942 equity gap
Rate
7.65%
7.18%today
Payment
$521/mo
$498today
  • 2beds
  • 2baths
  • 1,402sqft

8025 PAGODA Drive, Spring Hill

Assuming a mortgage in Spring Hill

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$347/mo
Median cash to assume
$65,880
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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