Assumable homes for sale in Seffner, FL

200 homesFHA & VA loansrates from 2.27% vs 7.18% today

Seffner assumption guide
9626 CARLSDALE Drive, Riverview, FL, 33578 — assumable FHA mortgage at 2.80%
FHA
Active
51
$210,000$40,010 equity gap
Rate
2.80%
7.18%today
Payment
$787/mo
$1,297today
  • 3beds
  • 3baths
  • 1,578sqft

9626 CARLSDALE Drive, Riverview

218 PARK RIDGE Avenue, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.88%
VA
Active
19
$400,000$63,911 equity gap
Rate
2.88%
7.18%today
Payment
$1,569/mo
$2,561today
  • 4beds
  • 2baths
  • 1,968sqft

218 PARK RIDGE Avenue, Temple Terrace

4459 GLOBE THISTLE Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.07%
FHA
Active
56
$284,900$31,705 equity gap
Rate
3.07%
7.18%today
Payment
$1,199/mo
$1,910today
  • 3beds
  • 3baths
  • 1,663sqft

4459 GLOBE THISTLE Drive, Tampa

913 WICKETRUN Drive, Brandon, FL, 33510 — assumable VA mortgage at 3.11%
VA
Active
51
$431,900$68,023 equity gap
Rate
3.11%
7.18%today
Payment
$1,728/mo
$2,737today
  • 3beds
  • 2baths
  • 1,761sqft

913 WICKETRUN Drive, Brandon

3403 WALDEN RESERVE Drive, Plant City, FL, 33566 — assumable VA mortgage at 3.22%
VA
Active
64
$534,999$73,515 equity gap
Rate
3.22%
7.18%today
Payment
$2,218/mo
$3,465today
  • 4beds
  • 4baths
  • 3,041sqft

3403 WALDEN RESERVE Drive, Plant City

4555 LIMERICK Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
42
$210,000Potential short sale
Rate
3.92%
7.18%today
Payment
$1,112/mo
$1,594today
  • 2beds
  • 3baths
  • 1,364sqft

4555 LIMERICK Drive, Tampa

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$89,177 equity gap
Rate
2.80%
7.18%today
Payment
$1,561/mo
$2,574today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

7343 FOREST MERE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.81%
VA
Active
26
$309,000$76,181 equity gap
Rate
2.81%
7.18%today
Payment
$1,094/mo
$1,801today
  • 3beds
  • 2baths
  • 2,042sqft

7343 FOREST MERE Drive, Riverview

303 KARPPE Road, Plant City, FL, 33567 — assumable FHA mortgage at 2.84%
FHA
Active
33
$428,000$116,824 equity gap
Rate
2.84%
7.18%today
Payment
$1,450/mo
$2,378today
  • 3beds
  • 2baths
  • 1,905sqft

303 KARPPE Road, Plant City

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$375,000$91,634 equity gap
Rate
2.84%
7.18%today
Payment
$1,317/mo
$2,161today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$624,900$190,718 equity gap
Rate
2.87%
7.18%today
Payment
$2,088/mo
$3,411today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

6236 OSPREY LAKE Circle, Riverview, FL, 33578 — assumable FHA mortgage at 2.90%
FHA
Active
30
$190,000$53,374 equity gap
Rate
2.90%
7.18%today
Payment
$644/mo
$1,048today
  • 2beds
  • 3baths
  • 1,035sqft

6236 OSPREY LAKE Circle, Riverview

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,818 equity gap
Rate
2.90%
7.18%today
Payment
$837/mo
$1,362today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

421 THICKET CREST Road, Seffner, FL, 33584 — assumable VA mortgage at 2.90%
VA
Active
22
$449,999$117,968 equity gap
Rate
2.90%
7.18%today
Payment
$1,561/mo
$2,540today
  • 4beds
  • 2baths
  • 2,186sqft

421 THICKET CREST Road, Seffner

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
36
$415,000$91,586 equity gap
Rate
2.98%
7.18%today
Payment
$1,534/mo
$2,471today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

3810 COOPER Road, Plant City, FL, 33565 — assumable FHA mortgage at 2.98%
FHA
Active
8
$249,900$57,229 equity gap
Rate
2.98%
7.18%today
Payment
$937/mo
$1,510today
  • 2beds
  • 2baths
  • 1,479sqft

3810 COOPER Road, Plant City

6210 45TH Street, Tampa, FL, 33610 — assumable FHA mortgage at 3.01%
FHA
Active
20
$230,000$48,554 equity gap
Rate
3.01%
7.18%today
Payment
$858/mo
$1,376today
  • 3beds
  • 2baths
  • 1,050sqft

6210 45TH Street, Tampa

1909 OLD SAWMILL Road, Brandon, FL, 33510 — assumable FHA mortgage at 3.05%
FHA
Active
17
$459,000$134,903 equity gap
Rate
3.05%
7.18%today
Payment
$1,539/mo
$2,456today
  • 3beds
  • 3baths
  • 2,304sqft

1909 OLD SAWMILL Road, Brandon

2709 LANTERN HILL Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 3.55%
FHA
Active
10
$250,000$42,978 equity gap
Rate
3.55%
7.18%today
Payment
$1,029/mo
$1,543today
  • 2beds
  • 3baths
  • 1,140sqft

2709 LANTERN HILL Avenue, Brandon

9335 AMERICAN HICKORY Lane, Riverview, FL, 33578 — assumable VA mortgage at 3.06%
VA
Active
44
$210,000$45,216 equity gap
Rate
3.06%
7.18%today
Payment
$792/mo
$1,263today
  • 2beds
  • 3baths
  • 1,320sqft

9335 AMERICAN HICKORY Lane, Riverview

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$195,000$39,970 equity gap
Rate
3.14%
7.18%today
Payment
$742/mo
$1,171today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

902 TOMLIN Street, Plant City, FL, 33563 — assumable VA mortgage at 4.17%
VA
Active
12
$317,000$21,375 equity gap
Rate
4.17%
7.18%today
Payment
$1,565/mo
$2,176today
  • 3beds
  • 2baths
  • 1,551sqft

902 TOMLIN Street, Plant City

2814 HAMMOCK Drive, Plant City, FL, 33566 — assumable FHA mortgage at 2.67%
FHA
Active
73
$465,000$179,155 equity gap
Rate
2.67%
7.18%today
Payment
$1,329/mo
$2,228today
  • 4beds
  • 3baths
  • 2,186sqft

2814 HAMMOCK Drive, Plant City

3009 BLAKERT Court, Plant City, FL, 33566 — assumable FHA mortgage at 2.68%
FHA
Active
48
$399,990$155,652 equity gap
Rate
2.68%
7.18%today
Payment
$1,140/mo
$1,909today
  • 5beds
  • 3baths
  • 2,674sqft

3009 BLAKERT Court, Plant City

7917 RIDEOUT Road, Tampa, FL, 33619 — assumable FHA mortgage at 2.70%
FHA
Active
79
$334,900$131,632 equity gap
Rate
2.70%
7.18%today
Payment
$946/mo
$1,580today
  • 2beds
  • 2baths
  • 1,791sqft

7917 RIDEOUT Road, Tampa

3029 MINUTEMAN Lane, Brandon, FL, 33511 — assumable FHA mortgage at 2.70%
FHA
Active
50
$449,900$174,515 equity gap
Rate
2.70%
7.18%today
Payment
$1,281/mo
$2,140today
  • 4beds
  • 3baths
  • 2,081sqft

3029 MINUTEMAN Lane, Brandon

10234 BLOOMFIELD HILLS Drive, Seffner, FL, 33584 — assumable VA mortgage at 2.71%
VA
Active
47
$499,999$165,955 equity gap
Rate
2.71%
7.18%today
Payment
$1,564/mo
$2,608today
  • 4beds
  • 3baths
  • 2,472sqft

10234 BLOOMFIELD HILLS Drive, Seffner

1325 LAURA Street, Plant City, FL, 33563 — assumable FHA mortgage at 2.71%
FHA
Active
25
$274,900$91,820 equity gap
Rate
2.71%
7.18%today
Payment
$857/mo
$1,429today
  • 3beds
  • 3baths
  • 2,163sqft

1325 LAURA Street, Plant City

903 SHIMMERING OAKS Lane, Seffner, FL, 33584 — assumable FHA mortgage at 2.77%
FHA
Active
38
$389,000$141,631 equity gap
Rate
2.77%
7.18%today
Payment
$1,165/mo
$1,929today
  • 3beds
  • 2baths
  • 1,679sqft

903 SHIMMERING OAKS Lane, Seffner

7113 COLONY POINTE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.77%
VA
Active
47
$383,500$131,281 equity gap
Rate
2.77%
7.18%today
Payment
$1,166/mo
$1,930today
  • 3beds
  • 2baths
  • 1,796sqft

7113 COLONY POINTE Drive, Riverview

2605 OLEANDER LAKES Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
68
$209,000$69,514 equity gap
Rate
2.80%
7.18%today
Payment
$666/mo
$1,098today
  • 3beds
  • 3baths
  • 1,362sqft

2605 OLEANDER LAKES Drive, Brandon

4706 CHATTERTON Way, Riverview, FL, 33578 — assumable FHA mortgage at 2.80%
FHA
Active
37
$199,900$63,655 equity gap
Rate
2.80%
7.18%today
Payment
$646/mo
$1,064today
  • 2beds
  • 3baths
  • 1,280sqft

4706 CHATTERTON Way, Riverview

3463 HIGH HAMPTON Circle, Tampa, FL, 33610 — assumable VA mortgage at 2.87%
VA
Active
39
$205,500$63,589 equity gap
Rate
2.87%
7.18%today
Payment
$663/mo
$1,084today
  • 2beds
  • 3baths
  • 1,606sqft

3463 HIGH HAMPTON Circle, Tampa

2210 LACEFLOWER Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.88%
FHA
Active
41
$260,000$94,976 equity gap
Rate
2.88%
7.18%today
Payment
$794/mo
$1,296today
  • 3beds
  • 3baths
  • 1,536sqft

2210 LACEFLOWER Drive, Brandon

10612 SKEWLEE GARDENS Drive, Thonotosassa, FL, 33592 — assumable FHA mortgage at 2.90%
FHA
Active
12
$160,000$52,075 equity gap
Rate
2.90%
7.18%today
Payment
$511/mo
$831today
  • —beds
  • —baths
  • —sqft

10612 SKEWLEE GARDENS Drive, Thonotosassa

3047 SUTTON WOODS Drive, Plant City, FL, 33566 — assumable FHA mortgage at 2.90%
FHA
Active
68
$405,000$137,556 equity gap
Rate
2.90%
7.18%today
Payment
$1,287/mo
$2,095today
  • 4beds
  • 2baths
  • 1,982sqft

3047 SUTTON WOODS Drive, Plant City

Assuming a mortgage in Seffner

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$352/mo
Median cash to assume
$131,697
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.