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Assumable homes for sale in Saint Paul, MN

17 homesFHA & VA loansrates from 2.00% vs 7.18% today

Saint Paul assumption guide
308 Stevens Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 2.88%
FHA
Active
22
$295,000$63,214 equity gap
Rate
2.88%
7.18%today
Payment
$1,080/mo
$1,762today
  • 4beds
  • 2baths
  • 1,824sqft

308 Stevens Street, Saint Paul

968 Sherburne Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 3.07%
FHA
Active
9
$324,900$61,821 equity gap
Rate
3.07%
7.18%today
Payment
$1,249/mo
$1,989today
  • 4beds
  • 2baths
  • 2,004sqft

968 Sherburne Avenue, Saint Paul

350 Saint Peter Street #903, Saint Paul, MN, 55102 — assumable FHA mortgage at 4.46%
FHA
Active
31
$175,000Potential short sale
Rate
4.46%
7.18%today
Payment
$1,070/mo
$1,437today
  • 1beds
  • 1baths
  • 875sqft

350 Saint Peter Street #903, Saint Paul

747 Edmund Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.91%
FHA
Active
23
$325,000$104,218 equity gap
Rate
2.91%
7.18%today
Payment
$1,064/mo
$1,729today
  • 5beds
  • 2baths
  • 2,694sqft

747 Edmund Avenue, Saint Paul

979 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.00%
FHA
Active
36
$299,900$209,823 equity gap
Rate
2.00%
7.18%today
Payment
$656/mo
$1,203today
  • 2beds
  • 2baths
  • 1,543sqft

979 Saint Anthony Avenue, Saint Paul

899 Ashland Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.88%
FHA
Active
42
$569,900$304,788 equity gap
Rate
2.88%
7.18%today
Payment
$1,267/mo
$2,067today
  • 5beds
  • 3baths
  • 2,519sqft

899 Ashland Avenue, Saint Paul

545 Virginia Street, Saint Paul, MN, 55103 — assumable FHA mortgage at 3.31%
FHA
Active
47
$215,000$83,709 equity gap
Rate
3.31%
7.18%today
Payment
$667/mo
$1,031today
  • 2beds
  • 1baths
  • 1,422sqft

545 Virginia Street, Saint Paul

182 Emerson Avenue, West Saint Paul, MN, 55118 — assumable VA mortgage at 3.10%
VA
Active
22
$284,900$242,484 equity gap
Rate
3.10%
7.18%today
Payment
$1,000/mo
$1,307today
  • 4beds
  • 2baths
  • 2,583sqft

182 Emerson Avenue, West Saint Paul

878 Monroe Court, Saint Paul, MN, 55102 — assumable VA mortgage at 3.73%
VA
Active
17
$273,000$87,913 equity gap
Rate
3.73%
7.18%today
Payment
$989/mo
$1,450today
  • 3beds
  • 1baths
  • 1,452sqft

878 Monroe Court, Saint Paul

364 Sherburne Avenue, Saint Paul, MN, 55103 — assumable FHA mortgage at 5.55%
FHA
Active
10
$249,900$48,070 equity gap
Rate
5.55%
7.18%today
Payment
$1,222/mo
$1,450today
  • 4beds
  • 2baths
  • 1,592sqft

364 Sherburne Avenue, Saint Paul

787 Watson Avenue, Saint Paul, MN, 55102 — assumable FHA mortgage at 6.77%
FHA
Active
25
$389,000$32,649 equity gap
Rate
6.77%
7.18%today
Payment
$2,370/mo
$2,471today
  • 5beds
  • 3baths
  • 2,073sqft

787 Watson Avenue, Saint Paul

768 Lafond Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 6.69%
FHA
Active
28
$275,000$46,625 equity gap
Rate
6.69%
7.18%today
Payment
$1,500/mo
$1,576today
  • 2beds
  • 2baths
  • 1,552sqft

768 Lafond Avenue, Saint Paul

79 Western Avenue #605, Saint Paul, MN, 55102 — assumable FHA mortgage at 6.73%
FHA
Active
22
$340,000$45,692 equity gap
Rate
6.73%
7.18%today
Payment
$1,948/mo
$2,039today
  • 2beds
  • 2baths
  • 1,037sqft

79 Western Avenue #605, Saint Paul

254 Aurora Avenue, Saint Paul, MN, 55103 — assumable FHA mortgage at 5.12%
FHA
Active
14
$355,000$235,968 equity gap
Rate
5.12%
7.18%today
Payment
$1,047/mo
$1,303today
  • 5beds
  • 2baths
  • 3,144sqft

254 Aurora Avenue, Saint Paul

993 Fairmount Avenue, Saint Paul, MN, 55105 — assumable FHA mortgage at 6.69%
FHA
Active
78
$634,990$129,679 equity gap
Rate
6.69%
7.18%today
Payment
$3,378/mo
$3,550today
  • 5beds
  • 3baths
  • 2,834sqft

993 Fairmount Avenue, Saint Paul

747 Saint Anthony Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 5.22%
FHA
Active
18
$229,000$140,003 equity gap
Rate
5.22%
7.18%today
Payment
$521/mo
$641today
  • 3beds
  • 1baths
  • 1,008sqft

747 Saint Anthony Avenue, Saint Paul

652 Watson Avenue, Saint Paul, MN, 55102 — assumable FHA mortgage at 6.75%
FHA
Active
12
$179,995Potential short sale
Rate
6.75%
7.18%today
Payment
$1,541/mo
$1,610today
  • 2beds
  • 1baths
  • 844sqft

652 Watson Avenue, Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.00%
Lowest existing payment
$521/mo
Median cash to assume
$87,913
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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