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Assumable homes for sale in Rockledge, FL

13 homesVA & FHA loansrates from 2.77% vs 7.18% today

Rockledge assumption guide
124 SONYA Drive, Cocoa, FL, 32926 — assumable VA mortgage at 2.77%
VA
Active
71
$799,000$430,981 equity gap
Rate
2.77%
7.18%today
Payment
$1,833/mo
$2,961today
  • 5beds
  • 3baths
  • 3,419sqft

124 SONYA Drive, Cocoa

1373 BENT PALM Drive, Merritt Island, FL, 32952 — assumable FHA mortgage at 2.98%
FHA
Active
45
$749,000$457,894 equity gap
Rate
2.98%
7.18%today
Payment
$1,420/mo
$2,287today
  • 5beds
  • 3baths
  • 4,036sqft

1373 BENT PALM Drive, Merritt Island

585 AMBER Lane, Cocoa, FL, 32926 — assumable VA mortgage at 5.30%
VA
Active
25
$665,000$104,840 equity gap
Rate
5.30%
7.18%today
Payment
$3,326/mo
$4,058today
  • 4beds
  • 3baths
  • 3,254sqft

585 AMBER Lane, Cocoa

7966 WYNDHAM Drive, Melbourne, FL, 32940 — assumable VA mortgage at 6.20%
VA
Active
43
$850,000$13,876 equity gap
Rate
6.20%
7.18%today
Payment
$5,243/mo
$5,800today
  • 4beds
  • 4baths
  • 3,149sqft

7966 WYNDHAM Drive, Melbourne

1579 TULLAGEE Avenue, Melbourne, FL, 32940 — assumable VA mortgage at 7.02%
VA
Active
34
$581,000Potential short sale
Rate
7.02%
7.18%today
Payment
$4,132/mo
$4,199today
  • 4beds
  • 2baths
  • 2,000sqft

1579 TULLAGEE Avenue, Melbourne

200 INTERNATIONAL DR #716, Cape Canaveral, FL, 32920 — assumable VA mortgage at 6.13%
VA
Active
26
$195,000$11,709 equity gap
Rate
6.13%
7.18%today
Payment
$1,167/mo
$1,301today
  • 2beds
  • 1baths
  • 888sqft

200 INTERNATIONAL DR #716, Cape Canaveral

519 DENSON Street, Cocoa, FL, 32926 — assumable FHA mortgage at 6.36%
FHA
Active
33
$210,000$15,846 equity gap
Rate
6.36%
7.18%today
Payment
$1,266/mo
$1,377today
  • 3beds
  • 1baths
  • 1,144sqft

519 DENSON Street, Cocoa

227 WOODLAND Avenue, Cocoa Beach, FL, 32931 — assumable FHA mortgage at 4.52%
FHA
Active
31
$549,000$392,228 equity gap
Rate
4.52%
7.18%today
Payment
$940/mo
$1,254today
  • 3beds
  • 2baths
  • 1,140sqft

227 WOODLAND Avenue, Cocoa Beach

1455 QUINCE Avenue, Merritt Island, FL, 32952 — assumable FHA mortgage at 6.50%
FHA
Active
42
$249,900$37,998 equity gap
Rate
6.50%
7.18%today
Payment
$1,365/mo
$1,463today
  • 3beds
  • 2baths
  • 988sqft

1455 QUINCE Avenue, Merritt Island

922 PELICAN Lane, Rockledge, FL, 32955 — assumable VA mortgage at 5.25%
VA
Active
30
$5,305,000$4,870,168 equity gap
Rate
5.25%
7.18%today
Payment
$2,565/mo
$3,147today
  • 4beds
  • 2baths
  • 1,918sqft

922 PELICAN Lane, Rockledge

130 COUNTRY WOODS Place, Merritt Island, FL, 32952 — assumable VA mortgage at 5.50%
VA
Active
36
$565,000$239,504 equity gap
Rate
5.50%
7.18%today
Payment
$2,729/mo
$3,036today
  • 3beds
  • 2baths
  • 1,644sqft

130 COUNTRY WOODS Place, Merritt Island

1623 KEYS GATE Drive, Melbourne, FL, 32940 — assumable VA mortgage at 6.50%
VA
Active
28
$575,000$254,504 equity gap
Rate
6.50%
7.18%today
Payment
$2,045/mo
$2,191today
  • 3beds
  • 2baths
  • 2,011sqft

1623 KEYS GATE Drive, Melbourne

1509 TATE Street, Cocoa, FL, 32922 — assumable FHA mortgage at 6.63%
FHA
Active
12
$355,000$41,223 equity gap
Rate
6.63%
7.18%today
Payment
$2,070/mo
$2,188today
  • 3beds
  • 2baths
  • 1,400sqft

1509 TATE Street, Cocoa

Assuming a mortgage in Rockledge

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$940/mo
Median cash to assume
$172,172
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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