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Assumable homes for sale in Port Richey, FL

53 homesFHA & VA loansrates from 2.78% vs 7.18% today

Port Richey assumption guide
11022 SALT TREE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.87%
FHA
Active
21
$295,000$46,236 equity gap
Rate
2.87%
7.18%today
Payment
$1,160/mo
$1,896today
  • 3beds
  • 2baths
  • 1,684sqft

11022 SALT TREE Drive, Port Richey

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
34
$278,900$50,403 equity gap
Rate
3.10%
7.18%today
Payment
$1,086/mo
$1,723today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

10707 SALAMANCA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.76%
VA
Active
19
$260,000$8,798 equity gap
Rate
3.76%
7.18%today
Payment
$1,275/mo
$1,863today
  • 2beds
  • 2baths
  • 1,274sqft

10707 SALAMANCA Drive, Port Richey

10951 PEPPERTREE LN, Port Richey, FL, 34668 — assumable FHA mortgage at 2.84%
FHA
Active
40
$319,000$74,733 equity gap
Rate
2.84%
7.18%today
Payment
$1,136/mo
$1,862today
  • 3beds
  • 2baths
  • 1,624sqft

10951 PEPPERTREE LN, Port Richey

9737 MOREHEAD Lane, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
20
$189,000$46,558 equity gap
Rate
2.86%
7.18%today
Payment
$662/mo
$1,083today
  • 2beds
  • 1baths
  • 840sqft

9737 MOREHEAD Lane, Port Richey

8345 FOX HOLLOW Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
19
$319,000$105,190 equity gap
Rate
2.86%
7.18%today
Payment
$996/mo
$1,630today
  • 3beds
  • 2baths
  • 1,622sqft

8345 FOX HOLLOW Drive, Port Richey

11625 CRYSTAL LAKE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.13%
FHA
Active
35
$295,000$104,198 equity gap
Rate
3.13%
7.18%today
Payment
$926/mo
$1,463today
  • 4beds
  • 2baths
  • 1,560sqft

11625 CRYSTAL LAKE Drive, Port Richey

7004 ROCKWOOD DR, Port Richey, FL, 34668 — assumable VA mortgage at 2.78%
VA
Active
42
$289,500$213,578 equity gap
Rate
2.78%
7.18%today
Payment
$359/mo
$593today
  • 3beds
  • 3baths
  • 1,419sqft

7004 ROCKWOOD DR, Port Richey

8515 REDFIELD Street, Port Richey, FL, 34668 — assumable VA mortgage at 2.87%
VA
Active
22
$275,000$163,533 equity gap
Rate
2.87%
7.18%today
Payment
$533/mo
$871today
  • 2beds
  • 2baths
  • 1,442sqft

8515 REDFIELD Street, Port Richey

7541 ILEX Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.96%
FHA
Active
22
$320,000$155,383 equity gap
Rate
2.96%
7.18%today
Payment
$783/mo
$1,264today
  • 4beds
  • 3baths
  • 1,543sqft

7541 ILEX Drive, Port Richey

7805 BURNHAM Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.99%
VA
Active
28
$249,900$113,626 equity gap
Rate
2.99%
7.18%today
Payment
$648/mo
$1,043today
  • 3beds
  • 2baths
  • 1,442sqft

7805 BURNHAM Drive, Port Richey

7215 MAYFIELD Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.03%
FHA
Active
54
$240,000$112,848 equity gap
Rate
3.03%
7.18%today
Payment
$623/mo
$998today
  • 2beds
  • 2baths
  • 1,060sqft

7215 MAYFIELD Drive, Port Richey

7423 STAR DUST Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.08%
FHA
Active
23
$290,000$164,366 equity gap
Rate
3.08%
7.18%today
Payment
$606/mo
$964today
  • 2beds
  • 2baths
  • 1,028sqft

7423 STAR DUST Drive, Port Richey

7740 TURNBRIDGE Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.12%
VA
Active
40
$265,000$114,003 equity gap
Rate
3.12%
7.18%today
Payment
$719/mo
$1,138today
  • 3beds
  • 2baths
  • 1,510sqft

7740 TURNBRIDGE Drive, Port Richey

10737 FILLMORE Avenue, Port Richey, FL, 34668 — assumable FHA mortgage at 4.67%
FHA
Active
44
$244,993$17,546 equity gap
Rate
4.67%
7.18%today
Payment
$1,269/mo
$1,663today
  • 2beds
  • 2baths
  • 1,188sqft

10737 FILLMORE Avenue, Port Richey

10724 PREMIER Avenue, Port Richey, FL, 34668 — assumable FHA mortgage at 3.56%
FHA
Active
31
$199,900$61,741 equity gap
Rate
3.56%
7.18%today
Payment
$688/mo
$1,030today
  • 2beds
  • 2baths
  • 1,176sqft

10724 PREMIER Avenue, Port Richey

10424 CHOICE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.45%
FHA
Active
14
$245,000$122,596 equity gap
Rate
3.45%
7.18%today
Payment
$630/mo
$956today
  • 2beds
  • 2baths
  • 1,402sqft

10424 CHOICE Drive, Port Richey

11715 SPRING TREE Lane, Port Richey, FL, 34668 — assumable VA mortgage at 3.73%
VA
Active
32
$185,900$102,033 equity gap
Rate
3.73%
7.18%today
Payment
$449/mo
$658today
  • 2beds
  • 2baths
  • 996sqft

11715 SPRING TREE Lane, Port Richey

7340 MAYFIELD Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.93%
FHA
Active
22
$265,000$148,716 equity gap
Rate
3.93%
7.18%today
Payment
$672/mo
$961today
  • 3beds
  • 2baths
  • 1,545sqft

7340 MAYFIELD Drive, Port Richey

9903 SAN SEBASTIAN Way, Port Richey, FL, 34668 — assumable VA mortgage at 3.94%
VA
Active
53
$434,900$183,050 equity gap
Rate
3.94%
7.18%today
Payment
$1,456/mo
$2,081today
  • 3beds
  • 2baths
  • 1,808sqft

9903 SAN SEBASTIAN Way, Port Richey

7415 SAN MORITZ Drive, Port Richey, FL, 34668 — assumable VA mortgage at 4.08%
VA
Active
15
$229,900$139,677 equity gap
Rate
4.08%
7.18%today
Payment
$545/mo
$766today
  • 3beds
  • 2baths
  • 1,556sqft

7415 SAN MORITZ Drive, Port Richey

8914 SCHRADER Boulevard, Port Richey, FL, 34668 — assumable FHA mortgage at 4.15%
FHA
Active
22
$269,000$186,942 equity gap
Rate
4.15%
7.18%today
Payment
$495/mo
$689today
  • 2beds
  • 2baths
  • 1,647sqft

8914 SCHRADER Boulevard, Port Richey

10611 MIRA VISTA Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.09%
FHA
Active
36
$219,500$3,594 equity gap
Rate
6.09%
7.18%today
Payment
$1,337/mo
$1,497today
  • 2beds
  • 2baths
  • 1,546sqft

10611 MIRA VISTA Drive, Port Richey

11418 NEST Court, Port Richey, FL, 34668 — assumable FHA mortgage at 6.43%
FHA
Active
24
$220,000$4,171 equity gap
Rate
6.43%
7.18%today
Payment
$1,356/mo
$1,463today
  • 2beds
  • 2baths
  • 1,285sqft

11418 NEST Court, Port Richey

9105 HUNT CLUB Lane, Port Richey, FL, 34668 — assumable VA mortgage at 6.65%
VA
Active
57
$310,000$14,427 equity gap
Rate
6.65%
7.18%today
Payment
$1,977/mo
$2,086today
  • 3beds
  • 2baths
  • 1,365sqft

9105 HUNT CLUB Lane, Port Richey

7922 LILAC Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.87%
FHA
Active
25
$325,000$15,957 equity gap
Rate
6.87%
7.18%today
Payment
$2,076/mo
$2,142today
  • 3beds
  • 2baths
  • 1,308sqft

7922 LILAC Drive, Port Richey

8731 WOODCREST Drive, Port Richey, FL, 34668 — assumable VA mortgage at 6.95%
VA
Active
24
$235,000Potential short sale
Rate
6.95%
7.18%today
Payment
$1,620/mo
$1,658today
  • 2beds
  • 2baths
  • 1,433sqft

8731 WOODCREST Drive, Port Richey

9836 MOREHEAD Lane, Port Richey, FL, 34668 — assumable FHA mortgage at 4.46%
FHA
Active
51
$304,990$241,339 equity gap
Rate
4.46%
7.18%today
Payment
$446/mo
$599today
  • 3beds
  • 2baths
  • 1,435sqft

9836 MOREHEAD Lane, Port Richey

10918 MANCHESTER Road, Port Richey, FL, 34668 — assumable VA mortgage at 6.90%
VA
Active
26
$320,000$23,323 equity gap
Rate
6.90%
7.18%today
Payment
$2,009/mo
$2,066today
  • 3beds
  • 2baths
  • 1,677sqft

10918 MANCHESTER Road, Port Richey

6533 RIDGE CREST Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.94%
FHA
Active
29
$289,000$25,245 equity gap
Rate
6.94%
7.18%today
Payment
$1,786/mo
$1,829today
  • 3beds
  • 2baths
  • 1,344sqft

6533 RIDGE CREST Drive, Port Richey

8840 CARMEN Lane, Port Richey, FL, 34668 — assumable VA mortgage at 6.95%
VA
Active
59
$254,900$18,068 equity gap
Rate
6.95%
7.18%today
Payment
$1,596/mo
$1,633today
  • 3beds
  • 2baths
  • 1,206sqft

8840 CARMEN Lane, Port Richey

8030 GLENEAGLE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.99%
FHA
Active
26
$199,500$16,583 equity gap
Rate
6.99%
7.18%today
Payment
$1,244/mo
$1,268today
  • 2beds
  • 2baths
  • 1,181sqft

8030 GLENEAGLE Drive, Port Richey

11732 ROLLING PINE Lane, Port Richey, FL, 34668 — assumable VA mortgage at 5.89%
VA
Active
49
$219,900$30,619 equity gap
Rate
5.89%
7.18%today
Payment
$1,185/mo
$1,355today
  • 2beds
  • 2baths
  • 1,580sqft

11732 ROLLING PINE Lane, Port Richey

8240 NATIONAL Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.38%
FHA
Active
63
$335,000$65,988 equity gap
Rate
6.38%
7.18%today
Payment
$1,685/mo
$1,829today
  • 3beds
  • 2baths
  • 1,444sqft

8240 NATIONAL Drive, Port Richey

9619 TOWANDA Lane, Port Richey, FL, 34668 — assumable FHA mortgage at 6.58%
FHA
Active
43
$499,000$76,581 equity gap
Rate
6.58%
7.18%today
Payment
$2,722/mo
$2,893today
  • 3beds
  • 3baths
  • 2,119sqft

9619 TOWANDA Lane, Port Richey

7301 BRAMBLEWOOD Drive, Port Richey, FL, 34668 — assumable VA mortgage at 6.73%
VA
Active
50
$290,000$36,234 equity gap
Rate
6.73%
7.18%today
Payment
$1,710/mo
$1,790today
  • 3beds
  • 2baths
  • 1,216sqft

7301 BRAMBLEWOOD Drive, Port Richey

Assuming a mortgage in Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$359/mo
Median cash to assume
$68,821
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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