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Assumable homes for sale in Polk City, FL

154 homesFHA & VA loansrates from 2.60% vs 7.18% today

Polk City assumption guide
2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$66,486 equity gap
Rate
2.88%
7.18%today
Payment
$1,447/mo
$2,361today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

297 MEADOWBROOK Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.83%
FHA
Active
38
$230,000$52,768 equity gap
Rate
2.83%
7.18%today
Payment
$842/mo
$1,384today
  • 3beds
  • 2baths
  • 1,426sqft

297 MEADOWBROOK Boulevard, Winter Haven

1267 IGUANA Loop, Davenport, FL, 33897 — assumable FHA mortgage at 2.96%
FHA
Active
60
$370,000$95,591 equity gap
Rate
2.96%
7.18%today
Payment
$1,301/mo
$2,102today
  • 4beds
  • 2baths
  • 1,851sqft

1267 IGUANA Loop, Davenport

116 BENTLEY OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
40
$374,900$98,483 equity gap
Rate
2.98%
7.18%today
Payment
$1,299/mo
$2,093today
  • 4beds
  • 2baths
  • 1,875sqft

116 BENTLEY OAKS Boulevard, Auburndale

630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$33,213 equity gap
Rate
3.76%
7.18%today
Payment
$1,470/mo
$2,148today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

331 BAY Street, Auburndale, FL, 33823 — assumable VA mortgage at 3.25%
VA
Active
72
$665,999$140,255 equity gap
Rate
3.25%
7.18%today
Payment
$2,524/mo
$3,929today
  • 3beds
  • 3baths
  • 3,488sqft

331 BAY Street, Auburndale

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$41,594 equity gap
Rate
3.76%
7.18%today
Payment
$1,565/mo
$2,286today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

1409 MATTIE POINTE Lane, Auburndale, FL, 33823 — assumable FHA mortgage at 3.76%
FHA
Active
40
$325,000$53,570 equity gap
Rate
3.76%
7.18%today
Payment
$1,378/mo
$2,013today
  • 4beds
  • 2baths
  • 1,707sqft

1409 MATTIE POINTE Lane, Auburndale

1415 FOX SQUIRREL Drive, Davenport, FL, 33897 — assumable FHA mortgage at 3.85%
FHA
Active
11
$360,000$41,187 equity gap
Rate
3.85%
7.18%today
Payment
$1,634/mo
$2,361today
  • 3beds
  • 2baths
  • 1,690sqft

1415 FOX SQUIRREL Drive, Davenport

988 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.60%
FHA
Active
27
$299,900$97,986 equity gap
Rate
2.60%
7.18%today
Payment
$932/mo
$1,576today
  • 4beds
  • 2baths
  • 1,867sqft

988 CAMBRIDGE Drive, Winter Haven

1020 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.70%
FHA
Active
27
$279,900$91,217 equity gap
Rate
2.70%
7.18%today
Payment
$880/mo
$1,470today
  • 4beds
  • 2baths
  • 1,500sqft

1020 CAMBRIDGE Drive, Winter Haven

420 CANNA Drive, Davenport, FL, 33897 — assumable VA mortgage at 2.77%
VA
Active
19
$449,900$175,883 equity gap
Rate
2.77%
7.18%today
Payment
$1,285/mo
$2,127today
  • 4beds
  • 3baths
  • 2,616sqft

420 CANNA Drive, Davenport

543 STATE ROAD 559, Auburndale, FL, 33823 — assumable FHA mortgage at 2.81%
FHA
Active
77
$315,000$95,740 equity gap
Rate
2.81%
7.18%today
Payment
$1,030/mo
$1,696today
  • 4beds
  • 3baths
  • 2,360sqft

543 STATE ROAD 559, Auburndale

7973 OAK RUN Circle, Lakeland, FL, 33809 — assumable VA mortgage at 2.86%
VA
Active
39
$330,000$99,801 equity gap
Rate
2.86%
7.18%today
Payment
$1,073/mo
$1,755today
  • 3beds
  • 2baths
  • 1,795sqft

7973 OAK RUN Circle, Lakeland

2113 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.91%
FHA
Active
26
$310,000$123,113 equity gap
Rate
2.91%
7.18%today
Payment
$900/mo
$1,463today
  • 3beds
  • 2baths
  • 1,609sqft

2113 GENEVA Drive, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$183,370 equity gap
Rate
2.98%
7.18%today
Payment
$1,525/mo
$2,456today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

120 VICTORIA Drive, Haines City, FL, 33844 — assumable FHA mortgage at 4.00%
FHA
Active
55
$175,000$25,087 equity gap
Rate
4.00%
7.18%today
Payment
$776/mo
$1,102today
  • 2beds
  • 2baths
  • 1,586sqft

120 VICTORIA Drive, Haines City

108 EARL Avenue, Auburndale, FL, 33823 — assumable FHA mortgage at 3.01%
FHA
Active
29
$239,000$87,772 equity gap
Rate
3.01%
7.18%today
Payment
$738/mo
$1,184today
  • 3beds
  • 2baths
  • 1,602sqft

108 EARL Avenue, Auburndale

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$260,000$75,031 equity gap
Rate
3.56%
7.18%today
Payment
$921/mo
$1,379today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

4237 COYOTE Trail, Polk City, FL, 33868 — assumable FHA mortgage at 3.09%
FHA
Active
49
$325,000$128,719 equity gap
Rate
3.09%
7.18%today
Payment
$934/mo
$1,483today
  • 4beds
  • 2baths
  • 1,904sqft

4237 COYOTE Trail, Polk City

875 GALLOWAY Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.14%
FHA
Active
42
$359,990$135,805 equity gap
Rate
3.14%
7.18%today
Payment
$1,072/mo
$1,693today
  • 4beds
  • 2baths
  • 1,730sqft

875 GALLOWAY Street, Lake Alfred

2240 SEA ISLAND Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 3.21%
FHA
Active
34
$210,000$74,145 equity gap
Rate
3.21%
7.18%today
Payment
$680/mo
$1,064today
  • 2beds
  • 2baths
  • 1,241sqft

2240 SEA ISLAND Circle, Lakeland

1819 VAN GOGH Drive, Auburndale, FL, 33823 — assumable VA mortgage at 2.70%
VA
Active
20
$254,900$133,028 equity gap
Rate
2.70%
7.18%today
Payment
$666/mo
$1,043today
  • 3beds
  • 2baths
  • 1,541sqft

1819 VAN GOGH Drive, Auburndale

8811 ASHLAND Avenue, Polk City, FL, 33868 — assumable FHA mortgage at 2.74%
FHA
Active
48
$374,900$186,621 equity gap
Rate
2.74%
7.18%today
Payment
$880/mo
$1,462today
  • 5beds
  • 3baths
  • 2,710sqft

8811 ASHLAND Avenue, Polk City

326 LAKE MARIANA Way, Auburndale, FL, 33823 — assumable FHA mortgage at 2.80%
FHA
Active
60
$447,000$240,472 equity gap
Rate
2.80%
7.18%today
Payment
$1,043/mo
$1,678today
  • 4beds
  • 3baths
  • 2,383sqft

326 LAKE MARIANA Way, Auburndale

7517 HUNTERS GREENE Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 2.88%
FHA
Active
35
$319,900$166,528 equity gap
Rate
2.88%
7.18%today
Payment
$781/mo
$1,229today
  • 4beds
  • 3baths
  • 2,870sqft

7517 HUNTERS GREENE Circle, Lakeland

2015 SOCRUM LOOP Road, Lakeland, FL, 33810 — assumable FHA mortgage at 2.94%
FHA
Active
20
$400,000$212,990 equity gap
Rate
2.94%
7.18%today
Payment
$904/mo
$1,463today
  • —beds
  • —baths
  • —sqft

2015 SOCRUM LOOP Road, Lakeland

1947 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable FHA mortgage at 2.96%
FHA
Active
38
$379,900$182,323 equity gap
Rate
2.96%
7.18%today
Payment
$937/mo
$1,513today
  • 3beds
  • 2baths
  • 2,107sqft

1947 ALTAVISTA Circle, Lakeland

314 LAKE MARIANA Way, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
49
$359,999$165,246 equity gap
Rate
2.98%
7.18%today
Payment
$950/mo
$1,530today
  • 3beds
  • 2baths
  • 1,688sqft

314 LAKE MARIANA Way, Auburndale

5638 ROYAL HILLS Street, Winter Haven, FL, 33881 — assumable VA mortgage at 2.99%
VA
Active
46
$294,500$123,435 equity gap
Rate
2.99%
7.18%today
Payment
$833/mo
$1,340today
  • 4beds
  • 2baths
  • 2,012sqft

5638 ROYAL HILLS Street, Winter Haven

261 WALKERS POINT Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 3.00%
FHA
Active
75
$454,500$188,714 equity gap
Rate
3.00%
7.18%today
Payment
$1,266/mo
$2,034today
  • 5beds
  • 3baths
  • 2,549sqft

261 WALKERS POINT Drive, Auburndale

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$166,816 equity gap
Rate
3.00%
7.18%today
Payment
$1,143/mo
$1,816today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

1503 AUBURN OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 3.00%
FHA
Active
66
$425,000$425,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,900sqft

1503 AUBURN OAKS Boulevard, Auburndale

119 SUNFISH Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.03%
FHA
Active
51
$409,000$210,421 equity gap
Rate
3.03%
7.18%today
Payment
$969/mo
$1,551today
  • 3beds
  • 3baths
  • 2,613sqft

119 SUNFISH Drive, Winter Haven

171 LAKE MARIANA Place, Auburndale, FL, 33823 — assumable FHA mortgage at 3.07%
FHA
Active
31
$345,000$168,098 equity gap
Rate
3.07%
7.18%today
Payment
$871/mo
$1,387today
  • 3beds
  • 2baths
  • 1,752sqft

171 LAKE MARIANA Place, Auburndale

1934 ALTAVISTA Circle, Lakeland, FL, 33810 — assumable VA mortgage at 3.10%
VA
Active
32
$465,900$200,439 equity gap
Rate
3.10%
7.18%today
Payment
$1,314/mo
$2,085today
  • 4beds
  • 4baths
  • 2,493sqft

1934 ALTAVISTA Circle, Lakeland

Assuming a mortgage in Polk City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$324/mo
Median cash to assume
$67,834
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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