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Assumable homes for sale in Oviedo, FL

5 homesVA & FHA loansrates from 2.35% vs 7.18% today

Oviedo assumption guide
3405 HEIRLOOM ROSE Place, Oviedo, FL, 32766 — assumable VA mortgage at 2.77%
VA
Active
65
$949,900$336,231 equity gap
Rate
2.77%
7.18%today
Payment
$2,824/mo
$4,674today
  • 6beds
  • 5baths
  • 4,332sqft

3405 HEIRLOOM ROSE Place, Oviedo

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$399,900$201,636 equity gap
Rate
2.35%
7.18%today
Payment
$894/mo
$1,564today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

1653 CANOE CREEK Road, Oviedo, FL, 32766 — assumable VA mortgage at 3.50%
VA
Active
35
$440,000$198,298 equity gap
Rate
3.50%
7.18%today
Payment
$1,250/mo
$1,886today
  • 3beds
  • 2baths
  • 1,553sqft

1653 CANOE CREEK Road, Oviedo

2308 PINEBROOK Court, Oviedo, FL, 32766 — assumable VA mortgage at 3.69%
VA
Active
33
$418,680$181,346 equity gap
Rate
3.69%
7.18%today
Payment
$1,268/mo
$1,869today
  • 3beds
  • 2baths
  • 1,618sqft

2308 PINEBROOK Court, Oviedo

1092 RIVIERA Boulevard, Oviedo, FL, 32765 — assumable FHA mortgage at 3.80%
FHA
Active
37
$465,000$247,316 equity gap
Rate
3.80%
7.18%today
Payment
$1,190/mo
$1,729today
  • 4beds
  • 3baths
  • 2,111sqft

1092 RIVIERA Boulevard, Oviedo

Assuming a mortgage in Oviedo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$894/mo
Median cash to assume
$201,636
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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