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Assumable homes for sale in Osteen, FL

186 homesFHA & VA loansrates from 2.71% vs 7.18% today

Osteen assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$210,000$30,900 equity gap
Rate
2.78%
7.18%today
Payment
$829/mo
$1,370today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

3494 APPLE ORCHARD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
8
$290,000$49,804 equity gap
Rate
3.09%
7.18%today
Payment
$1,143/mo
$1,815today
  • 3beds
  • 2baths
  • 1,412sqft

3494 APPLE ORCHARD Drive, Deltona

1725 HERNANDO Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 3.22%
FHA
Active
31
$350,000$53,232 equity gap
Rate
3.22%
7.18%today
Payment
$1,426/mo
$2,228today
  • 3beds
  • 2baths
  • 1,932sqft

1725 HERNANDO Avenue, Deltona

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$220,000$54,715 equity gap
Rate
2.73%
7.18%today
Payment
$772/mo
$1,284today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
34
$425,000$112,414 equity gap
Rate
2.73%
7.18%today
Payment
$1,459/mo
$2,428today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$434,900$122,633 equity gap
Rate
2.78%
7.18%today
Payment
$1,449/mo
$2,395today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$245,000$60,112 equity gap
Rate
2.87%
7.18%today
Payment
$862/mo
$1,409today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

1179 NORMANDY Boulevard, Deltona, FL, 32725 — assumable VA mortgage at 2.88%
VA
Active
60
$325,000$80,491 equity gap
Rate
2.88%
7.18%today
Payment
$1,142/mo
$1,863today
  • 3beds
  • 2baths
  • 1,961sqft

1179 NORMANDY Boulevard, Deltona

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$81,228 equity gap
Rate
2.90%
7.18%today
Payment
$1,165/mo
$1,896today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$97,232 equity gap
Rate
2.99%
7.18%today
Payment
$1,224/mo
$1,969today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,548 equity gap
Rate
3.06%
7.18%today
Payment
$993/mo
$1,583today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$308,000$47,091 equity gap
Rate
3.85%
7.18%today
Payment
$1,337/mo
$1,932today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$87,130 equity gap
Rate
3.92%
7.18%today
Payment
$2,136/mo
$3,060today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.18%today
Payment
$1,790/mo
$2,556today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

3140 WAINWRIGHT Street, Deltona, FL, 32738 — assumable VA mortgage at 4.17%
VA
Active
24
$247,700$22,644 equity gap
Rate
4.17%
7.18%today
Payment
$1,191/mo
$1,656today
  • 2beds
  • 2baths
  • 1,178sqft

3140 WAINWRIGHT Street, Deltona

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.18%today
Payment
$949/mo
$1,563today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

725 9TH Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
35
$315,000$100,039 equity gap
Rate
2.81%
7.18%today
Payment
$1,010/mo
$1,663today
  • 4beds
  • 2baths
  • 2,009sqft

725 9TH Street, Deltona

2788 BENROCK Terrace, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$299,000$101,236 equity gap
Rate
2.81%
7.18%today
Payment
$929/mo
$1,530today
  • 4beds
  • 2baths
  • 1,918sqft

2788 BENROCK Terrace, Deltona

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$489,000$196,188 equity gap
Rate
2.81%
7.18%today
Payment
$1,389/mo
$2,287today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

956 YELLOWBIRD Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$327,102$130,198 equity gap
Rate
2.81%
7.18%today
Payment
$925/mo
$1,523today
  • 3beds
  • 2baths
  • 1,795sqft

956 YELLOWBIRD Avenue, Deltona

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$387,999$144,584 equity gap
Rate
2.89%
7.18%today
Payment
$1,167/mo
$1,902today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1435 DAYSTAR Lane, Deltona, FL, 32725 — assumable VA mortgage at 2.89%
VA
Active
22
$395,000$126,364 equity gap
Rate
2.89%
7.18%today
Payment
$1,288/mo
$2,099today
  • 4beds
  • 3baths
  • 2,337sqft

1435 DAYSTAR Lane, Deltona

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,761 equity gap
Rate
2.96%
7.18%today
Payment
$1,161/mo
$1,876today
  • 3beds
  • 2baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,566 equity gap
Rate
2.99%
7.18%today
Payment
$837/mo
$1,347today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

235 ALTA VISTA Street, Debary, FL, 32713 — assumable FHA mortgage at 3.02%
FHA
Active
$329,900$102,995 equity gap
Rate
3.02%
7.18%today
Payment
$1,081/mo
$1,732today
  • 3beds
  • 2baths
  • 1,536sqft

235 ALTA VISTA Street, Debary

1211 NIXONTON Street, Deltona, FL, 32725 — assumable VA mortgage at 3.14%
VA
Active
25
$440,000$154,252 equity gap
Rate
3.14%
7.18%today
Payment
$1,367/mo
$2,158today
  • 3beds
  • 3baths
  • 2,208sqft

1211 NIXONTON Street, Deltona

677 SAGAMORE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.17%
FHA
Active
39
$289,000$93,713 equity gap
Rate
3.17%
7.18%today
Payment
$952/mo
$1,497today
  • 3beds
  • 2baths
  • 1,298sqft

677 SAGAMORE Drive, Deltona

1528 FALMOUTH Avenue, Deltona, FL, 32725 — assumable VA mortgage at 3.29%
VA
Active
35
$355,000$141,740 equity gap
Rate
3.29%
7.18%today
Payment
$1,084/mo
$1,679today
  • 4beds
  • 2baths
  • 1,875sqft

1528 FALMOUTH Avenue, Deltona

1160 MANITOBA Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.71%
FHA
Active
53
$340,000$137,667 equity gap
Rate
2.71%
7.18%today
Payment
$947/mo
$1,580today
  • 3beds
  • 2baths
  • 1,556sqft

1160 MANITOBA Street, Deltona

2870 IDLEWEISE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 2.77%
FHA
Active
20
$287,000$98,884 equity gap
Rate
2.77%
7.18%today
Payment
$884/mo
$1,463today
  • 3beds
  • 2baths
  • 1,365sqft

2870 IDLEWEISE Drive, Deltona

87 WENTWOOD Drive, Debary, FL, 32713 — assumable VA mortgage at 2.78%
VA
Active
58
$430,000$357,700 equity gap
Rate
2.78%
7.18%today
Payment
$1,313/mo
$1,754today
  • 4beds
  • 3baths
  • 2,268sqft

87 WENTWOOD Drive, Debary

1248 AZORA Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.80%
VA
Active
20
$330,000$233,002 equity gap
Rate
2.80%
7.18%today
Payment
$489/mo
$786today
  • 3beds
  • 2baths
  • 1,287sqft

1248 AZORA Drive, Deltona

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$460,000$192,033 equity gap
Rate
2.81%
7.18%today
Payment
$1,259/mo
$2,073today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

1085 EAGLES NEST Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.86%
FHA
Active
28
$299,900$155,646 equity gap
Rate
2.86%
7.18%today
Payment
$691/mo
$1,131today
  • 3beds
  • 2baths
  • 1,274sqft

1085 EAGLES NEST Avenue, Deltona

1928 EDEN Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.93%
VA
Active
44
$369,900$201,689 equity gap
Rate
2.93%
7.18%today
Payment
$793/mo
$1,286today
  • 3beds
  • 2baths
  • 2,066sqft

1928 EDEN Drive, Deltona

417 GREENRIDGE Court, Debary, FL, 32713 — assumable FHA mortgage at 2.95%
FHA
Active
65
$799,999$479,703 equity gap
Rate
2.95%
7.18%today
Payment
$1,517/mo
$2,454today
  • 4beds
  • 5baths
  • 3,458sqft

417 GREENRIDGE Court, Debary

Assuming a mortgage in Osteen

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$360/mo
Median cash to assume
$101,236
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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