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Assumable homes for sale in Osprey, FL

52 homesFHA & VA loansrates from 2.18% vs 7.18% today

Osprey assumption guide
274 MONTELLUNA Drive, North Venice, FL, 34275 — assumable VA mortgage at 2.80%
VA
Active
55
$525,000$103,365 equity gap
Rate
2.80%
7.18%today
Payment
$1,956/mo
$3,225today
  • 3beds
  • 2baths
  • 2,064sqft

274 MONTELLUNA Drive, North Venice

8256 LARKSPUR Circle, Sarasota, FL, 34241 — assumable VA mortgage at 2.88%
VA
Active
74
$739,000$116,512 equity gap
Rate
2.88%
7.18%today
Payment
$2,907/mo
$4,743today
  • 3beds
  • 2baths
  • 2,267sqft

8256 LARKSPUR Circle, Sarasota

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$127,585 equity gap
Rate
3.10%
7.18%today
Payment
$2,839/mo
$4,504today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

135 PESCADOR Place, North Venice, FL, 34275 — assumable VA mortgage at 2.80%
VA
Active
58
$535,000$168,461 equity gap
Rate
2.80%
7.18%today
Payment
$1,737/mo
$2,863today
  • 3beds
  • 3baths
  • 2,352sqft

135 PESCADOR Place, North Venice

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%
FHA
Active
68
$399,900$122,140 equity gap
Rate
2.97%
7.18%today
Payment
$1,328/mo
$2,142today
  • 3beds
  • 2baths
  • 1,630sqft

3138 WILLIAMSBURG Street, Sarasota

289 VILLORESI Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.18%
FHA
Active
99
$924,900$832,205 equity gap
Rate
2.18%
7.18%today
Payment
$860/mo
$1,200today
  • 3beds
  • 6baths
  • 3,273sqft

289 VILLORESI Boulevard, Nokomis

293 DAYLILY Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.50%
FHA
Active
50
$538,000$223,269 equity gap
Rate
2.50%
7.18%today
Payment
$1,433/mo
$2,456today
  • 4beds
  • 3baths
  • 2,333sqft

293 DAYLILY Boulevard, Nokomis

5531 CANNES Circle #403, Sarasota, FL, 34231 — assumable VA mortgage at 2.88%
VA
Active
42
$699,900$342,840 equity gap
Rate
2.88%
7.18%today
Payment
$1,686/mo
$2,752today
  • 2beds
  • 2baths
  • 1,706sqft

5531 CANNES Circle #403, Sarasota

4078 GROVELAND Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 2.90%
FHA
Active
30
$305,000$136,614 equity gap
Rate
2.90%
7.18%today
Payment
$818/mo
$1,332today
  • 3beds
  • 1baths
  • 1,240sqft

4078 GROVELAND Avenue, Sarasota

3900 TORREY PINES Boulevard, Sarasota, FL, 34238 — assumable VA mortgage at 2.90%
VA
Active
60
$650,000$396,962 equity gap
Rate
2.90%
7.18%today
Payment
$1,327/mo
$2,084today
  • 3beds
  • 2baths
  • 2,490sqft

3900 TORREY PINES Boulevard, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,740 equity gap
Rate
2.93%
7.18%today
Payment
$1,053/mo
$1,586today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

177 VINADIO Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.98%
FHA
Active
38
$575,000$286,809 equity gap
Rate
2.98%
7.18%today
Payment
$1,367/mo
$2,202today
  • 3beds
  • 2baths
  • 1,796sqft

177 VINADIO Boulevard, Nokomis

9085 LUNA Lane, Sarasota, FL, 34241 — assumable FHA mortgage at 3.07%
FHA
Active
73
$940,000$561,027 equity gap
Rate
3.07%
7.18%today
Payment
$1,799/mo
$2,865today
  • 4beds
  • 4baths
  • 3,334sqft

9085 LUNA Lane, Sarasota

2236 ALICE Road, Sarasota, FL, 34231 — assumable FHA mortgage at 3.24%
FHA
Active
31
$365,000$151,466 equity gap
Rate
3.24%
7.18%today
Payment
$1,060/mo
$1,653today
  • 3beds
  • 2baths
  • 1,505sqft

2236 ALICE Road, Sarasota

8710 FILSON Place, Sarasota, FL, 34231 — assumable FHA mortgage at 3.33%
FHA
Active
33
$374,000$201,075 equity gap
Rate
3.33%
7.18%today
Payment
$879/mo
$1,354today
  • 2beds
  • 2baths
  • 1,057sqft

8710 FILSON Place, Sarasota

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$499,900$322,533 equity gap
Rate
3.41%
7.18%today
Payment
$1,023/mo
$1,561today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

3934 VANA Drive, Sarasota, FL, 34241 — assumable FHA mortgage at 3.47%
FHA
Active
28
$314,900$152,010 equity gap
Rate
3.47%
7.18%today
Payment
$846/mo
$1,280today
  • 2beds
  • 1baths
  • 925sqft

3934 VANA Drive, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$769,900$568,522 equity gap
Rate
3.53%
7.18%today
Payment
$1,338/mo
$2,012today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%
VA
Active
36
$810,000$475,314 equity gap
Rate
3.69%
7.18%today
Payment
$1,963/mo
$2,892today
  • 4beds
  • 3baths
  • 2,637sqft

5608 EASTWIND Drive, Sarasota

5544 DINAH Lane, Sarasota, FL, 34231 — assumable VA mortgage at 3.69%
VA
Active
41
$1,650,000$934,814 equity gap
Rate
3.69%
7.18%today
Payment
$3,822/mo
$5,632today
  • 6beds
  • 5baths
  • 4,433sqft

5544 DINAH Lane, Sarasota

4615 LORDS Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 5.66%
FHA
Active
20
$301,000Potential short sale
Rate
5.66%
7.18%today
Payment
$1,850/mo
$2,168today
  • 3beds
  • 1baths
  • 912sqft

4615 LORDS Avenue, Sarasota

4116 SWIFT Road, Sarasota, FL, 34231 — assumable FHA mortgage at 4.00%
FHA
Active
47
$405,000$369,844 equity gap
Rate
4.00%
7.18%today
Payment
$256/mo
$363today
  • 2beds
  • 1baths
  • 1,426sqft

4116 SWIFT Road, Sarasota

3909 COLERIDGE Place, Sarasota, FL, 34241 — assumable FHA mortgage at 4.02%
FHA
Active
33
$299,900$161,485 equity gap
Rate
4.02%
7.18%today
Payment
$820/mo
$1,161today
  • 2beds
  • 1baths
  • 850sqft

3909 COLERIDGE Place, Sarasota

2821 YORKTOWN Street, Sarasota, FL, 34231 — assumable FHA mortgage at 4.14%
FHA
Active
53
$425,000$280,558 equity gap
Rate
4.14%
7.18%today
Payment
$868/mo
$1,211today
  • 3beds
  • 3baths
  • 1,486sqft

2821 YORKTOWN Street, Sarasota

4360 BRANDYWINE Drive, Sarasota, FL, 34241 — assumable VA mortgage at 4.16%
VA
Active
50
$759,000$532,134 equity gap
Rate
4.16%
7.18%today
Payment
$1,369/mo
$1,905today
  • 4beds
  • 3baths
  • 2,623sqft

4360 BRANDYWINE Drive, Sarasota

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%
VA
Active
42
$298,500$4,011 equity gap
Rate
6.67%
7.18%today
Payment
$1,965/mo
$2,069today
  • 2beds
  • 2baths
  • 1,374sqft

6535 DRAW Lane #85, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%
VA
Active
38
$521,000$22,247 equity gap
Rate
6.76%
7.18%today
Payment
$3,288/mo
$3,431today
  • 2beds
  • 2baths
  • 1,795sqft

6774 PASEO CASTILLE, Sarasota

11625 PARROTFISH Street, Venice, FL, 34292 — assumable VA mortgage at 4.30%
VA
Active
66
$450,000$224,408 equity gap
Rate
4.30%
7.18%today
Payment
$1,378/mo
$1,886today
  • 3beds
  • 2baths
  • 1,984sqft

11625 PARROTFISH Street, Venice

6625 MAUNA LOA Boulevard, Sarasota, FL, 34241 — assumable FHA mortgage at 4.41%
FHA
Active
47
$415,000$204,586 equity gap
Rate
4.41%
7.18%today
Payment
$1,230/mo
$1,662today
  • 3beds
  • 2baths
  • 1,328sqft

6625 MAUNA LOA Boulevard, Sarasota

6821 ANCHOR Way, Sarasota, FL, 34231 — assumable FHA mortgage at 5.78%
FHA
Active
47
$449,999$76,258 equity gap
Rate
5.78%
7.18%today
Payment
$2,324/mo
$2,689today
  • 2beds
  • 2baths
  • 1,439sqft

6821 ANCHOR Way, Sarasota

6120 WIRE GRASS Court, Nokomis, FL, 34275 — assumable VA mortgage at 6.30%
VA
Active
95
$650,000$42,311 equity gap
Rate
6.30%
7.18%today
Payment
$3,776/mo
$4,132today
  • 5beds
  • 3baths
  • 2,615sqft

6120 WIRE GRASS Court, Nokomis

8688 DAYBREAK Street, Sarasota, FL, 34241 — assumable FHA mortgage at 6.19%
FHA
Active
56
$273,900$35,558 equity gap
Rate
6.19%
7.18%today
Payment
$1,471/mo
$1,629today
  • 2beds
  • 3baths
  • 1,178sqft

8688 DAYBREAK Street, Sarasota

1841 JOYCE Street, Sarasota, FL, 34231 — assumable FHA mortgage at 6.39%
FHA
Active
96
$429,000$51,921 equity gap
Rate
6.39%
7.18%today
Payment
$2,454/mo
$2,661today
  • 2beds
  • 2baths
  • 1,318sqft

1841 JOYCE Street, Sarasota

4271 BERKSHIRE Drive, Sarasota, FL, 34241 — assumable VA mortgage at 6.43%
VA
Active
42
$425,000$84,124 equity gap
Rate
6.43%
7.18%today
Payment
$2,227/mo
$2,405today
  • 3beds
  • 2baths
  • 1,368sqft

4271 BERKSHIRE Drive, Sarasota

1870 MOVA Street, Sarasota, FL, 34231 — assumable FHA mortgage at 6.85%
FHA
Active
29
$384,900$68,202 equity gap
Rate
6.85%
7.18%today
Payment
$2,107/mo
$2,178today
  • 3beds
  • 2baths
  • 1,495sqft

1870 MOVA Street, Sarasota

4210 OLIVE Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 6.95%
FHA
Active
32
$365,000$70,654 equity gap
Rate
6.95%
7.18%today
Payment
$1,993/mo
$2,039today
  • 3beds
  • 1baths
  • 1,081sqft

4210 OLIVE Avenue, Sarasota

Assuming a mortgage in Osprey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$338/mo
Median cash to assume
$202,831
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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