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Assumable homes for sale in Orono, MN

22 homesFHA & VA loansrates from 2.73% vs 7.18% today

Orono assumption guide
9142 Woodland Drive, Saint Bonifacius, MN, 55375 — assumable FHA mortgage at 2.73%
FHA
Active
50
$510,000$146,635 equity gap
Rate
2.73%
7.18%today
Payment
$1,696/mo
$2,822today
  • 4beds
  • 4baths
  • 3,083sqft

9142 Woodland Drive, Saint Bonifacius

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$394,000$125,240 equity gap
Rate
2.78%
7.18%today
Payment
$1,268/mo
$2,095today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$547,500$214,637 equity gap
Rate
2.87%
7.18%today
Payment
$1,553/mo
$2,537today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$207,276 equity gap
Rate
2.98%
7.18%today
Payment
$1,503/mo
$2,422today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%
VA
Active
54
$485,000$304,184 equity gap
Rate
2.86%
7.18%today
Payment
$1,025/mo
$1,577today
  • 5beds
  • 5baths
  • 2,711sqft

8549 Woodland Curve, Saint Bonifacius

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$846,880 equity gap
Rate
2.87%
7.18%today
Payment
$2,819/mo
$4,607today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,858,523 equity gap
Rate
2.90%
7.18%today
Payment
$2,723/mo
$4,007today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$537,400$234,905 equity gap
Rate
3.03%
7.18%today
Payment
$1,479/mo
$2,368today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,572 equity gap
Rate
3.33%
7.18%today
Payment
$1,153/mo
$1,777today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

12800 50th Avenue, Plymouth, MN, 55442 — assumable VA mortgage at 3.41%
VA
Active
32
$729,900$431,142 equity gap
Rate
3.41%
7.18%today
Payment
$1,724/mo
$2,630today
  • 4beds
  • 4baths
  • 4,101sqft

12800 50th Avenue, Plymouth

15665 24th Avenue #A, Plymouth, MN, 55447 — assumable FHA mortgage at 3.75%
FHA
Active
17
$245,000$110,699 equity gap
Rate
3.75%
7.18%today
Payment
$812/mo
$1,188today
  • 2beds
  • 2baths
  • 1,355sqft

15665 24th Avenue #A, Plymouth

9537 Glacier Road, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.75%
FHA
Active
43
$475,000$310,307 equity gap
Rate
3.75%
7.18%today
Payment
$1,174/mo
$1,717today
  • 4beds
  • 3baths
  • 2,079sqft

9537 Glacier Road, Minnetrista

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%
FHA
Active
68
$525,000$302,320 equity gap
Rate
3.80%
7.18%today
Payment
$1,556/mo
$2,262today
  • 4beds
  • 4baths
  • 3,550sqft

3985 Games Drive, Minnetrista

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.18%today
Payment
$772/mo
$1,118today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

15730 6th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 6.78%
VA
Active
30
$515,000$21,429 equity gap
Rate
6.78%
7.18%today
Payment
$3,293/mo
$3,429today
  • 5beds
  • 3baths
  • 2,468sqft

15730 6th Avenue, Plymouth

15635 24th Avenue #D, Plymouth, MN, 55447 — assumable FHA mortgage at 4.40%
FHA
Active
18
$297,000$194,689 equity gap
Rate
4.40%
7.18%today
Payment
$728/mo
$984today
  • 2beds
  • 2baths
  • 1,355sqft

15635 24th Avenue #D, Plymouth

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,672 equity gap
Rate
6.81%
7.18%today
Payment
$2,726/mo
$2,830today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

6159 Creek Line Drive, Minnetonka, MN, 55345 — assumable FHA mortgage at 6.81%
FHA
Active
44
$369,900$37,883 equity gap
Rate
6.81%
7.18%today
Payment
$2,243/mo
$2,328today
  • 3beds
  • 2baths
  • 2,240sqft

6159 Creek Line Drive, Minnetonka

1225 Dunkirk Lane, Plymouth, MN, 55447 — assumable VA mortgage at 6.26%
VA
Active
35
$445,000$93,364 equity gap
Rate
6.26%
7.18%today
Payment
$2,265/mo
$2,490today
  • 4beds
  • 2baths
  • 1,825sqft

1225 Dunkirk Lane, Plymouth

4775 Switchgrass Lane, Minnetrista, MN, 55331 — assumable FHA mortgage at 6.30%
FHA
Active
18
$425,000$113,795 equity gap
Rate
6.30%
7.18%today
Payment
$1,945/mo
$2,129today
  • 3beds
  • 3baths
  • 1,667sqft

4775 Switchgrass Lane, Minnetrista

4929 West Lane, Minnetonka, MN, 55345 — assumable FHA mortgage at 5.25%
FHA
Active
74
$585,000$378,910 equity gap
Rate
5.25%
7.18%today
Payment
$1,834/mo
$2,250today
  • 4beds
  • 4baths
  • 2,625sqft

4929 West Lane, Minnetonka

5749 Sunset Road, Mound, MN, 55364 — assumable VA mortgage at 7.18%
VA
Active
14
$224,500Potential short sale
Rate
7.18%
7.18%today
Payment
$1,730/mo
$1,730today
  • 3beds
  • 1baths
  • 1,209sqft

5749 Sunset Road, Mound

Assuming a mortgage in Orono

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$728/mo
Median cash to assume
$207,276
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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