UMe
Get pre-qualified

Assumable homes for sale in Odessa, FL

200 homesFHA & VA loansrates from 2.66% vs 7.18% today

Odessa assumption guide
21040 GREEN WING Court, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.25%
VATop pick
Active
36
$350,000$11,139 equity gap
Rate
3.25%
7.18%today
Payment
$1,641/mo
$2,554today
  • 4beds
  • 3baths
  • 1,860sqft

21040 GREEN WING Court, Land O Lakes

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,635 equity gap
Rate
2.83%
7.18%today
Payment
$1,195/mo
$1,962today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
34
$278,900$50,403 equity gap
Rate
3.10%
7.18%today
Payment
$1,086/mo
$1,723today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

21085 WISTFUL YEARN Drive, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.10%
VA
Active
62
$400,000$69,456 equity gap
Rate
3.10%
7.18%today
Payment
$1,571/mo
$2,492today
  • 5beds
  • 4baths
  • 2,492sqft

21085 WISTFUL YEARN Drive, Land O Lakes

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$345,000$55,405 equity gap
Rate
3.12%
7.18%today
Payment
$1,379/mo
$2,183today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$340,000$59,398 equity gap
Rate
3.13%
7.18%today
Payment
$1,362/mo
$2,152today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$338,900$45,242 equity gap
Rate
3.45%
7.18%today
Payment
$1,444/mo
$2,192today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

11424 DORIAN Court, New Port Richey, FL, 34654 — assumable VA mortgage at 2.77%
VA
Active
49
$360,000$75,822 equity gap
Rate
2.77%
7.18%today
Payment
$1,314/mo
$2,175today
  • 4beds
  • 2baths
  • 1,719sqft

11424 DORIAN Court, New Port Richey

8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
42
$639,000$174,777 equity gap
Rate
2.95%
7.18%today
Payment
$2,199/mo
$3,557today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

16353 SILENT SANDS Lane, Odessa, FL, 33556 — assumable FHA mortgage at 3.04%
FHA
Active
51
$384,900$108,727 equity gap
Rate
3.04%
7.18%today
Payment
$1,327/mo
$2,122today
  • 4beds
  • 3baths
  • 2,007sqft

16353 SILENT SANDS Lane, Odessa

11530 OYSTER BAY Circle, New Port Richey, FL, 34654 — assumable VA mortgage at 3.76%
VA
Active
43
$540,000$33,028 equity gap
Rate
3.76%
7.18%today
Payment
$2,573/mo
$3,760today
  • 4beds
  • 3baths
  • 3,114sqft

11530 OYSTER BAY Circle, New Port Richey

19714 LONESOME PINE Drive, Land O Lakes, FL, 34638 — assumable VA mortgage at 3.85%
VA
Active
79
$480,000$44,622 equity gap
Rate
3.85%
7.18%today
Payment
$2,232/mo
$3,225today
  • 4beds
  • 3baths
  • 2,628sqft

19714 LONESOME PINE Drive, Land O Lakes

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.18%today
Payment
$1,527/mo
$2,233today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

2188 CERULEAN SKY Drive, Lutz, FL, 33558 — assumable FHA mortgage at 4.25%
FHA
Active
35
$330,000$15,630 equity gap
Rate
4.25%
7.18%today
Payment
$1,666/mo
$2,295today
  • 2beds
  • 3baths
  • 1,541sqft

2188 CERULEAN SKY Drive, Lutz

3102 SUNCOAST PLAINS Drive, Odessa, FL, 33556 — assumable VA mortgage at 2.66%
VA
Active
36
$385,000$141,729 equity gap
Rate
2.66%
7.18%today
Payment
$1,130/mo
$1,897today
  • 3beds
  • 2baths
  • 1,516sqft

3102 SUNCOAST PLAINS Drive, Odessa

9772 TRUMPET VINE Loop, Trinity, FL, 34655 — assumable FHA mortgage at 2.73%
FHA
Active
28
$225,000$69,992 equity gap
Rate
2.73%
7.18%today
Payment
$724/mo
$1,204today
  • 3beds
  • 3baths
  • 1,364sqft

9772 TRUMPET VINE Loop, Trinity

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
82
$484,000$182,320 equity gap
Rate
2.77%
7.18%today
Payment
$1,415/mo
$2,341today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,779 equity gap
Rate
2.80%
7.18%today
Payment
$930/mo
$1,533today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$385,000$125,499 equity gap
Rate
2.81%
7.18%today
Payment
$1,219/mo
$2,007today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

8960 SHADYSIDE Lane, Land O Lakes, FL, 34637 — assumable FHA mortgage at 2.81%
FHA
Active
54
$435,000$172,307 equity gap
Rate
2.81%
7.18%today
Payment
$1,234/mo
$2,032today
  • 4beds
  • 3baths
  • 2,529sqft

8960 SHADYSIDE Lane, Land O Lakes

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,914 equity gap
Rate
2.86%
7.18%today
Payment
$732/mo
$1,197today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

7828 LAKE PLACID Lane, New Port Richey, FL, 34655 — assumable VA mortgage at 2.94%
VA
Active
24
$360,000$141,361 equity gap
Rate
2.94%
7.18%today
Payment
$1,035/mo
$1,675today
  • 3beds
  • 2baths
  • 1,832sqft

7828 LAKE PLACID Lane, New Port Richey

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$339,900$119,607 equity gap
Rate
2.98%
7.18%today
Payment
$1,045/mo
$1,683today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

3036 GIANNA Way, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.99%
FHA
Active
39
$424,999$169,462 equity gap
Rate
2.99%
7.18%today
Payment
$1,244/mo
$2,002today
  • 4beds
  • 3baths
  • 2,141sqft

3036 GIANNA Way, Land O Lakes

18623 NOBLE CASPIAN Drive, Lutz, FL, 33558 — assumable VA mortgage at 3.02%
VA
Active
51
$360,000$137,904 equity gap
Rate
3.02%
7.18%today
Payment
$1,068/mo
$1,711today
  • 3beds
  • 3baths
  • 1,632sqft

18623 NOBLE CASPIAN Drive, Lutz

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$182,152 equity gap
Rate
3.02%
7.18%today
Payment
$1,552/mo
$2,488today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
44
$875,000$318,717 equity gap
Rate
3.05%
7.18%today
Payment
$2,635/mo
$4,207today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

22335 SOUTHSHORE Drive, Land O Lakes, FL, 34639 — assumable VA mortgage at 3.55%
VA
Active
37
$644,990$181,502 equity gap
Rate
3.55%
7.18%today
Payment
$2,304/mo
$3,455today
  • 6beds
  • 3baths
  • 3,213sqft

22335 SOUTHSHORE Drive, Land O Lakes

8781 BELLA VITA Circle, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.09%
VA
Active
56
$674,900$242,835 equity gap
Rate
3.09%
7.18%today
Payment
$2,056/mo
$3,265today
  • 4beds
  • 4baths
  • 3,378sqft

8781 BELLA VITA Circle, Land O Lakes

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$399,201 equity gap
Rate
3.11%
7.18%today
Payment
$3,453/mo
$5,471today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

8538 REEDVILLE Street, New Port Richey, FL, 34654 — assumable FHA mortgage at 3.11%
FHA
Active
38
$275,000$89,647 equity gap
Rate
3.11%
7.18%today
Payment
$880/mo
$1,394today
  • 3beds
  • 3baths
  • 1,666sqft

8538 REEDVILLE Street, New Port Richey

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$470,000$169,783 equity gap
Rate
3.29%
7.18%today
Payment
$1,526/mo
$2,364today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.18%today
Payment
$1,381/mo
$2,231today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

2595 FENCEPOST Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.71%
FHA
Active
59
$359,900$144,370 equity gap
Rate
2.71%
7.18%today
Payment
$1,009/mo
$1,683today
  • 3beds
  • 3baths
  • 1,441sqft

2595 FENCEPOST Drive, Odessa

3720 GERRADS CROSS Court, Land O Lakes, FL, 34638 — assumable VA mortgage at 2.73%
VA
Active
33
$409,900$177,778 equity gap
Rate
2.73%
7.18%today
Payment
$1,081/mo
$1,799today
  • 3beds
  • 2baths
  • 1,842sqft

3720 GERRADS CROSS Court, Land O Lakes

3907 LOCKRIDGE Drive, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.77%
FHA
Active
47
$419,000$256,484 equity gap
Rate
2.77%
7.18%today
Payment
$750/mo
$1,241today
  • 4beds
  • 2baths
  • 2,060sqft

3907 LOCKRIDGE Drive, Land O Lakes

Assuming a mortgage in Odessa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$321/mo
Median cash to assume
$107,130
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe