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Assumable homes for sale in Ocala, FL

25 homesFHA & VA loansrates from 2.86% vs 7.18% today

Ocala assumption guide
16025 27TH AVENUE Road, Ocala, FL, 34473 — assumable FHA mortgage at 2.86%
FHA
Active
13
$270,000$34,459 equity gap
Rate
2.86%
7.18%today
Payment
$1,097/mo
$1,795today
  • 3beds
  • 2baths
  • 1,934sqft

16025 27TH AVENUE Road, Ocala

3418 155TH Place, Ocala, FL, 34473 — assumable FHA mortgage at 3.13%
FHA
Active
40
$265,000$72,464 equity gap
Rate
3.13%
7.18%today
Payment
$934/mo
$1,477today
  • 3beds
  • 2baths
  • 1,543sqft

3418 155TH Place, Ocala

13645 39TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 3.08%
FHA
Active
30
$259,000$94,463 equity gap
Rate
3.08%
7.18%today
Payment
$794/mo
$1,263today
  • 3beds
  • 2baths
  • 1,362sqft

13645 39TH Court, Ocala

17079 25TH TERRACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.12%
FHA
Active
14
$298,900$103,859 equity gap
Rate
3.12%
7.18%today
Payment
$929/mo
$1,470today
  • 3beds
  • 2baths
  • 1,631sqft

17079 25TH TERRACE Road, Ocala

2881 142ND Lane, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
26
$289,900$124,141 equity gap
Rate
2.94%
7.18%today
Payment
$801/mo
$1,297today
  • 4beds
  • 3baths
  • 2,218sqft

2881 142ND Lane, Ocala

13380 32ND Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.99%
FHA
Active
25
$329,900$152,940 equity gap
Rate
2.99%
7.18%today
Payment
$838/mo
$1,349today
  • 4beds
  • 2baths
  • 2,141sqft

13380 32ND Court, Ocala

3742 134TH Street, Ocala, FL, 34473 — assumable VA mortgage at 3.01%
VA
Active
25
$260,000$118,506 equity gap
Rate
3.01%
7.18%today
Payment
$691/mo
$1,108today
  • 3beds
  • 2baths
  • 1,304sqft

3742 134TH Street, Ocala

4277 143RD LANE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.41%
FHA
Active
35
$299,000$231,974 equity gap
Rate
3.41%
7.18%today
Payment
$438/mo
$668today
  • 4beds
  • 3baths
  • 2,107sqft

4277 143RD LANE Road, Ocala

2986 143RD PLACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 5.13%
FHA
Active
40
$250,000$43,923 equity gap
Rate
5.13%
7.18%today
Payment
$1,197/mo
$1,489today
  • 3beds
  • 2baths
  • 1,354sqft

2986 143RD PLACE Road, Ocala

13308 43RD AVENUE Road, Ocala, FL, 34473 — assumable FHA mortgage at 5.13%
FHA
Active
22
$289,999$41,419 equity gap
Rate
5.13%
7.18%today
Payment
$1,444/mo
$1,796today
  • 3beds
  • 2baths
  • 1,368sqft

13308 43RD AVENUE Road, Ocala

16373 48TH Circle, Ocala, FL, 34473 — assumable VA mortgage at 5.50%
VA
Active
59
$310,000$20,829 equity gap
Rate
5.50%
7.18%today
Payment
$1,664/mo
$1,986today
  • 4beds
  • 2baths
  • 1,670sqft

16373 48TH Circle, Ocala

5415 153RD PLACE Road, Ocala, FL, 34473 — assumable VA mortgage at 6.12%
VA
Active
20
$308,900$12,321 equity gap
Rate
6.12%
7.18%today
Payment
$1,887/mo
$2,105today
  • 4beds
  • 2baths
  • 1,623sqft

5415 153RD PLACE Road, Ocala

14314 43RD COURT Road, Ocala, FL, 34473 — assumable FHA mortgage at 6.02%
FHA
Active
25
$225,000$15,656 equity gap
Rate
6.02%
7.18%today
Payment
$1,327/mo
$1,497today
  • 2beds
  • 2baths
  • 1,075sqft

14314 43RD COURT Road, Ocala

17199 43RD Court, Ocala, FL, 34473 — assumable FHA mortgage at 6.32%
FHA
Active
47
$320,000$23,849 equity gap
Rate
6.32%
7.18%today
Payment
$1,876/mo
$2,049today
  • 4beds
  • 3baths
  • 1,654sqft

17199 43RD Court, Ocala

2219 146TH Loop, Ocala, FL, 34473 — assumable FHA mortgage at 6.87%
FHA
Active
20
$259,900$19,000 equity gap
Rate
6.87%
7.18%today
Payment
$1,618/mo
$1,670today
  • 3beds
  • 2baths
  • 1,470sqft

2219 146TH Loop, Ocala

2874 165TH STREET Road, Ocala, FL, 34473 — assumable FHA mortgage at 6.93%
FHA
Active
22
$339,975$28,499 equity gap
Rate
6.93%
7.18%today
Payment
$2,092/mo
$2,146today
  • 4beds
  • 2baths
  • 1,828sqft

2874 165TH STREET Road, Ocala

3567 158TH Lane, Ocala, FL, 34473 — assumable FHA mortgage at 6.94%
FHA
Active
34
$415,000$41,317 equity gap
Rate
6.94%
7.18%today
Payment
$2,532/mo
$2,594today
  • 4beds
  • 4baths
  • 2,086sqft

3567 158TH Lane, Ocala

4298 139 STREET Road, Ocala, FL, 34473 — assumable FHA mortgage at 4.59%
FHA
Active
17
$312,000$187,350 equity gap
Rate
4.59%
7.18%today
Payment
$754/mo
$998today
  • 3beds
  • 2baths
  • 2,006sqft

4298 139 STREET Road, Ocala

16804 39TH Circle, Ocala, FL, 34473 — assumable FHA mortgage at 6.27%
FHA
Active
17
$289,900$56,696 equity gap
Rate
6.27%
7.18%today
Payment
$1,502/mo
$1,649today
  • 4beds
  • 2baths
  • 2,035sqft

16804 39TH Circle, Ocala

15031 28TH TERRACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 6.76%
FHA
Active
32
$300,000$33,449 equity gap
Rate
6.76%
7.18%today
Payment
$1,752/mo
$1,829today
  • 4beds
  • 2baths
  • 1,862sqft

15031 28TH TERRACE Road, Ocala

6050 155TH STREET Road, Ocala, FL, 34473 — assumable FHA mortgage at 6.81%
FHA
Active
34
$259,900$27,632 equity gap
Rate
6.81%
7.18%today
Payment
$1,538/mo
$1,596today
  • 3beds
  • 2baths
  • 1,335sqft

6050 155TH STREET Road, Ocala

2308 168TH Loop, Ocala, FL, 34473 — assumable FHA mortgage at 7.04%
FHA
Active
38
$260,000$27,036 equity gap
Rate
7.04%
7.18%today
Payment
$1,582/mo
$1,604today
  • 3beds
  • 2baths
  • 1,316sqft

2308 168TH Loop, Ocala

15543 60TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 7.31%
FHA
Active
35
$319,000$46,960 equity gap
Rate
7.31%
7.18%today
Payment
$1,921/mo
$1,896today
  • 4beds
  • 3baths
  • 1,551sqft

15543 60TH Court, Ocala

13525 43RD Circle, Ocala, FL, 34473 — assumable FHA mortgage at 6.89%
FHA
Active
44
$249,900$237,045 equity gap
Rate
6.89%
7.18%today
Payment
$94/mo
$96today
  • 3beds
  • 2baths
  • 1,271sqft

13525 43RD Circle, Ocala

2494 170TH Loop, Ocala, FL, 34473 — assumable VA mortgage at 6.95%
VA
Active
$206,000Potential short sale
Rate
6.95%
7.18%today
Payment
$1,645/mo
$1,684today
  • 3beds
  • 2baths
  • 1,325sqft

2494 170TH Loop, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$438/mo
Median cash to assume
$42,671
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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