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Assumable homes for sale in Ocala, FL

21 homesFHA & VA loansrates from 2.84% vs 7.18% today

Ocala assumption guide
2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$208,000$38,274 equity gap
Rate
2.84%
7.18%today
Payment
$791/mo
$1,297today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

1723 29TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.11%
FHA
Active
11
$225,000$26,037 equity gap
Rate
3.11%
7.18%today
Payment
$945/mo
$1,497today
  • 3beds
  • 2baths
  • 1,332sqft

1723 29TH Street, Ocala

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$274,900$66,370 equity gap
Rate
2.99%
7.18%today
Payment
$992/mo
$1,596today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

2904 42ND Road, Ocala, FL, 34470 — assumable VA mortgage at 3.23%
VA
Active
76
$275,000$102,829 equity gap
Rate
3.23%
7.18%today
Payment
$866/mo
$1,351today
  • 3beds
  • 2baths
  • 1,670sqft

2904 42ND Road, Ocala

3435 13TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.86%
FHA
Active
11
$239,000$111,717 equity gap
Rate
2.86%
7.18%today
Payment
$610/mo
$998today
  • 4beds
  • 2baths
  • 1,300sqft

3435 13TH Street, Ocala

5145 16TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 2.88%
FHA
Active
68
$449,000$202,878 equity gap
Rate
2.88%
7.18%today
Payment
$1,185/mo
$1,933today
  • 4beds
  • 4baths
  • 2,836sqft

5145 16TH Street, Ocala

2141 9TH Street, Ocala, FL, 34470 — assumable VA mortgage at 2.90%
VA
Active
47
$294,400$161,591 equity gap
Rate
2.90%
7.18%today
Payment
$624/mo
$1,016today
  • 3beds
  • 2baths
  • 1,712sqft

2141 9TH Street, Ocala

3031 25TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 3.00%
FHA
Active
32
$279,900$267,145 equity gap
Rate
3.00%
7.18%today
Payment
$65/mo
$102today
  • 3beds
  • 2baths
  • 1,636sqft

3031 25TH Street, Ocala

1605 38TH Terrace, Ocala, FL, 34470 — assumable VA mortgage at 3.22%
VA
Active
20
$150,000$77,561 equity gap
Rate
3.22%
7.18%today
Payment
$348/mo
$544today
  • 2beds
  • 2baths
  • 1,160sqft

1605 38TH Terrace, Ocala

4583 27TH Street, Ocala, FL, 34470 — assumable VA mortgage at 3.31%
VA
Active
72
$374,900$211,286 equity gap
Rate
3.31%
7.18%today
Payment
$830/mo
$1,282today
  • 5beds
  • 3baths
  • 2,661sqft

4583 27TH Street, Ocala

5360 1ST Lane, Ocala, FL, 34470 — assumable VA mortgage at 3.60%
VA
Active
41
$614,950$359,196 equity gap
Rate
3.60%
7.18%today
Payment
$1,364/mo
$2,032today
  • 4beds
  • 4baths
  • 3,368sqft

5360 1ST Lane, Ocala

2840 2ND Street, Ocala, FL, 34471 — assumable VA mortgage at 3.68%
VA
Active
73
$269,000$207,157 equity gap
Rate
3.68%
7.18%today
Payment
$329/mo
$486today
  • 2beds
  • 2baths
  • 1,350sqft

2840 2ND Street, Ocala

3540 29TH Terrace, Ocala, FL, 34479 — assumable FHA mortgage at 3.75%
FHA
Active
26
$248,000$128,708 equity gap
Rate
3.75%
7.18%today
Payment
$646/mo
$945today
  • 3beds
  • 2baths
  • 1,188sqft

3540 29TH Terrace, Ocala

2839 43RD Road, Ocala, FL, 34470 — assumable FHA mortgage at 5.23%
FHA
Active
50
$349,000$47,150 equity gap
Rate
5.23%
7.18%today
Payment
$1,780/mo
$2,188today
  • 3beds
  • 2baths
  • 1,799sqft

2839 43RD Road, Ocala

2115 38TH Avenue, Ocala, FL, 34470 — assumable VA mortgage at 7.04%
VA
Active
38
$177,800$8,857 equity gap
Rate
7.04%
7.18%today
Payment
$1,148/mo
$1,165today
  • 2beds
  • 2baths
  • 1,260sqft

2115 38TH Avenue, Ocala

3114 24TH Place, Ocala, FL, 34470 — assumable FHA mortgage at 4.32%
FHA
Active
36
$325,669$184,376 equity gap
Rate
4.32%
7.18%today
Payment
$869/mo
$1,187today
  • 4beds
  • 2baths
  • 2,239sqft

3114 24TH Place, Ocala

1324 33RD Terrace, Ocala, FL, 34471 — assumable VA mortgage at 6.27%
VA
Active
41
$314,900$20,480 equity gap
Rate
6.27%
7.18%today
Payment
$1,833/mo
$2,012today
  • 4beds
  • 3baths
  • 1,932sqft

1324 33RD Terrace, Ocala

3017 24TH Court, Ocala, FL, 34479 — assumable FHA mortgage at 6.10%
FHA
Active
39
$289,000$59,889 equity gap
Rate
6.10%
7.18%today
Payment
$1,773/mo
$1,930today
  • 3beds
  • 2baths
  • 1,524sqft

3017 24TH Court, Ocala

705 44TH Avenue, Ocala, FL, 34470 — assumable FHA mortgage at 5.09%
FHA
Active
32
$230,000$89,298 equity gap
Rate
5.09%
7.18%today
Payment
$817/mo
$1,020today
  • 3beds
  • 1baths
  • 1,104sqft

705 44TH Avenue, Ocala

1413 36TH Avenue, Ocala, FL, 34471 — assumable FHA mortgage at 6.75%
FHA
Active
29
$390,000$78,406 equity gap
Rate
6.75%
7.18%today
Payment
$2,043/mo
$2,134today
  • 5beds
  • 3baths
  • 2,240sqft

1413 36TH Avenue, Ocala

126 41ST Avenue, Ocala, FL, 34471 — assumable FHA mortgage at 6.29%
FHA
Active
28
$399,990$130,499 equity gap
Rate
6.29%
7.18%today
Payment
$1,754/mo
$1,922today
  • 4beds
  • 2baths
  • 2,001sqft

126 41ST Avenue, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$329/mo
Median cash to assume
$102,829
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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