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Assumable homes for sale in Ocala, FL

27 homesFHA & VA loansrates from 2.96% vs 7.18% today

Ocala assumption guide
9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
11
$260,000$57,364 equity gap
Rate
2.96%
7.18%today
Payment
$961/mo
$1,552today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$222,900$31,404 equity gap
Rate
3.56%
7.18%today
Payment
$955/mo
$1,430today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

18 FIR TRAIL PASS, Ocala, FL, 34472 — assumable FHA mortgage at 3.76%
FHA
Active
10
$238,000$20,140 equity gap
Rate
3.76%
7.18%today
Payment
$1,106/mo
$1,616today
  • 3beds
  • 2baths
  • 1,594sqft

18 FIR TRAIL PASS, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$54,287 equity gap
Rate
3.14%
7.18%today
Payment
$888/mo
$1,402today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

33 FIR TRAIL Pass, Ocala, FL, 34472 — assumable FHA mortgage at 3.55%
FHA
Active
26
$235,000$113,488 equity gap
Rate
3.55%
7.18%today
Payment
$643/mo
$964today
  • 3beds
  • 2baths
  • 1,293sqft

33 FIR TRAIL Pass, Ocala

27 Pine Trace Loop, Ocala, FL, 34472 — assumable FHA mortgage at 3.57%
FHA
Active
34
$229,000$111,349 equity gap
Rate
3.57%
7.18%today
Payment
$623/mo
$931today
  • 3beds
  • 2baths
  • 1,356sqft

27 Pine Trace Loop, Ocala

55 HICKORY Course, Ocala, FL, 34472 — assumable VA mortgage at 3.69%
VA
Active
30
$285,000$124,202 equity gap
Rate
3.69%
7.18%today
Payment
$859/mo
$1,266today
  • 4beds
  • 2baths
  • 1,788sqft

55 HICKORY Course, Ocala

35 HICKORY TRACK Way, Ocala, FL, 34472 — assumable FHA mortgage at 4.19%
FHA
Active
28
$182,500$148,614 equity gap
Rate
4.19%
7.18%today
Payment
$230/mo
$319today
  • 2beds
  • 2baths
  • 960sqft

35 HICKORY TRACK Way, Ocala

622 FAIRWAYS Circle #A, Ocala, FL, 34472 — assumable FHA mortgage at 6.64%
FHA
Active
26
$144,999$7,762 equity gap
Rate
6.64%
7.18%today
Payment
$907/mo
$958today
  • 2beds
  • 2baths
  • 1,072sqft

622 FAIRWAYS Circle #A, Ocala

19 WILLOW RUN, Ocala, FL, 34472 — assumable FHA mortgage at 6.82%
FHA
Active
36
$250,000$9,347 equity gap
Rate
6.82%
7.18%today
Payment
$1,614/mo
$1,673today
  • 3beds
  • 2baths
  • 1,718sqft

19 WILLOW RUN, Ocala

5 HICKORY TRACK Run, Ocala, FL, 34472 — assumable FHA mortgage at 6.89%
FHA
Active
17
$181,000Potential short sale
Rate
6.89%
7.18%today
Payment
$1,292/mo
$1,330today
  • 2beds
  • 2baths
  • 857sqft

5 HICKORY TRACK Run, Ocala

13 HEMLOCK Court, Ocala, FL, 34472 — assumable FHA mortgage at 5.13%
FHA
Active
9
$234,900$59,084 equity gap
Rate
5.13%
7.18%today
Payment
$1,020/mo
$1,268today
  • 3beds
  • 2baths
  • 1,389sqft

13 HEMLOCK Court, Ocala

6460 PECAN Course, Ocala, FL, 34472 — assumable FHA mortgage at 6.43%
FHA
Active
29
$294,900$27,819 equity gap
Rate
6.43%
7.18%today
Payment
$1,743/mo
$1,882today
  • 3beds
  • 2baths
  • 1,554sqft

6460 PECAN Course, Ocala

6740 52ND Place, Ocala, FL, 34472 — assumable VA mortgage at 6.29%
VA
Active
21
$196,000$34,393 equity gap
Rate
6.29%
7.18%today
Payment
$1,051/mo
$1,151today
  • 2beds
  • 2baths
  • 1,006sqft

6740 52ND Place, Ocala

6550 88TH Street, Ocala, FL, 34472 — assumable FHA mortgage at 6.43%
FHA
Active
32
$395,000$76,275 equity gap
Rate
6.43%
7.18%today
Payment
$2,082/mo
$2,248today
  • 3beds
  • 2baths
  • 1,936sqft

6550 88TH Street, Ocala

62 HICKORY COURSE Circle, Ocala, FL, 34472 — assumable FHA mortgage at 6.82%
FHA
Active
51
$399,900$59,341 equity gap
Rate
6.82%
7.18%today
Payment
$2,283/mo
$2,368today
  • 5beds
  • 3baths
  • 2,661sqft

62 HICKORY COURSE Circle, Ocala

27 CEDAR Trace, Ocala, FL, 34472 — assumable FHA mortgage at 6.96%
FHA
Active
18
$270,000$48,611 equity gap
Rate
6.96%
7.18%today
Payment
$1,517/mo
$1,551today
  • 3beds
  • 2baths
  • 1,114sqft

27 CEDAR Trace, Ocala

129 BAHIA Trace, Ocala, FL, 34472 — assumable FHA mortgage at 7.49%
FHA
Active
31
$350,000$68,474 equity gap
Rate
7.49%
7.18%today
Payment
$2,023/mo
$1,962today
  • 3beds
  • 2baths
  • 1,988sqft

129 BAHIA Trace, Ocala

41 WATER TRACK Drive, Ocala, FL, 34472 — assumable FHA mortgage at 6.08%
FHA
Active
16
$234,900$60,091 equity gap
Rate
6.08%
7.18%today
Payment
$1,083/mo
$1,213today
  • 3beds
  • 2baths
  • 1,476sqft

41 WATER TRACK Drive, Ocala

6 BAHIA TRACE Loop, Ocala, FL, 34472 — assumable FHA mortgage at 6.35%
FHA
Active
12
$272,000$58,071 equity gap
Rate
6.35%
7.18%today
Payment
$1,387/mo
$1,510today
  • 3beds
  • 2baths
  • 1,118sqft

6 BAHIA TRACE Loop, Ocala

471 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 6.82%
FHA
Active
36
$275,000$70,055 equity gap
Rate
6.82%
7.18%today
Payment
$1,378/mo
$1,429today
  • 3beds
  • 2baths
  • 1,275sqft

471 SPRING Lane, Ocala

42 SUNRISE Drive, Ocala, FL, 34472 — assumable FHA mortgage at 7.31%
FHA
Active
52
$389,000$79,148 equity gap
Rate
7.31%
7.18%today
Payment
$2,190/mo
$2,162today
  • 4beds
  • 3baths
  • 3,009sqft

42 SUNRISE Drive, Ocala

48 HICKORY Course, Ocala, FL, 34472 — assumable FHA mortgage at 5.25%
FHA
Active
52
$297,900Potential short sale
Rate
5.25%
7.18%today
Payment
$1,898/mo
$2,328today
  • 4beds
  • 2baths
  • 2,319sqft

48 HICKORY Course, Ocala

14 CEDAR TRACE Terrace, Ocala, FL, 34472 — assumable FHA mortgage at 6.44%
FHA
Active
29
$240,000$86,083 equity gap
Rate
6.44%
7.18%today
Payment
$987/mo
$1,064today
  • 3beds
  • 2baths
  • 1,527sqft

14 CEDAR TRACE Terrace, Ocala

8810 88TH Place, Ocala, FL, 34472 — assumable FHA mortgage at 6.71%
FHA
Active
26
$214,900$2,199 equity gap
Rate
6.71%
7.18%today
Payment
$1,425/mo
$1,494today
  • 3beds
  • 2baths
  • 1,407sqft

8810 88TH Place, Ocala

606 MIDWAY Drive #B, Ocala, FL, 34472 — assumable FHA mortgage at 6.88%
FHA
Active
23
$99,900$53,451 equity gap
Rate
6.88%
7.18%today
Payment
$522/mo
$538today
  • 2beds
  • 2baths
  • 1,138sqft

606 MIDWAY Drive #B, Ocala

41 DOGWOOD Loop, Ocala, FL, 34472 — assumable VA mortgage at 7.22%
VA
Active
20
$189,900Potential short sale
Rate
7.22%
7.18%today
Payment
$1,528/mo
$1,522today
  • 3beds
  • 2baths
  • 1,014sqft

41 DOGWOOD Loop, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$522/mo
Median cash to assume
$58,578
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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