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Assumable homes for sale in Ocala, FL

176 homesFHA & VA loansrates from 2.25% vs 7.18% today

Ocala assumption guide
4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$136,000Potential short sale
Rate
2.99%
7.18%today
Payment
$682/mo
$1,097today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$208,000$38,274 equity gap
Rate
2.84%
7.18%today
Payment
$791/mo
$1,297today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

8447 60TH Court, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
26
$248,500$38,352 equity gap
Rate
2.88%
7.18%today
Payment
$977/mo
$1,594today
  • 3beds
  • 2baths
  • 1,706sqft

8447 60TH Court, Ocala

1723 29TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.11%
FHA
Active
11
$225,000$26,037 equity gap
Rate
3.11%
7.18%today
Payment
$945/mo
$1,497today
  • 3beds
  • 2baths
  • 1,332sqft

1723 29TH Street, Ocala

4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$94,779 equity gap
Rate
2.81%
7.18%today
Payment
$1,147/mo
$1,889today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$325,000$69,443 equity gap
Rate
2.87%
7.18%today
Payment
$1,192/mo
$1,947today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
11
$260,000$57,364 equity gap
Rate
2.96%
7.18%today
Payment
$961/mo
$1,552today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$274,900$66,370 equity gap
Rate
2.99%
7.18%today
Payment
$992/mo
$1,596today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,919 equity gap
Rate
3.75%
7.18%today
Payment
$996/mo
$1,457today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$222,900$31,404 equity gap
Rate
3.56%
7.18%today
Payment
$955/mo
$1,430today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

18 FIR TRAIL PASS, Ocala, FL, 34472 — assumable FHA mortgage at 3.76%
FHA
Active
10
$238,000$20,140 equity gap
Rate
3.76%
7.18%today
Payment
$1,106/mo
$1,616today
  • 3beds
  • 2baths
  • 1,594sqft

18 FIR TRAIL PASS, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$54,287 equity gap
Rate
3.14%
7.18%today
Payment
$888/mo
$1,402today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

5387 92ND AVENUE Road, Ocala, FL, 34481 — assumable VA mortgage at 3.45%
VA
Active
42
$550,000$165,064 equity gap
Rate
3.45%
7.18%today
Payment
$1,897/mo
$2,880today
  • 2beds
  • 2baths
  • 1,672sqft

5387 92ND AVENUE Road, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$225,900$79,290 equity gap
Rate
2.67%
7.18%today
Payment
$683/mo
$1,146today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

5662 40TH PL, Ocala, FL, 34482 — assumable VA mortgage at 2.67%
VA
Active
25
$345,000$127,119 equity gap
Rate
2.67%
7.18%today
Payment
$1,015/mo
$1,703today
  • 3beds
  • 2baths
  • 1,862sqft

5662 40TH PL, Ocala

5494 91ST Street, Ocala, FL, 34480 — assumable FHA mortgage at 2.70%
FHA
Active
36
$295,000$94,647 equity gap
Rate
2.70%
7.18%today
Payment
$932/mo
$1,557today
  • 4beds
  • 2baths
  • 1,854sqft

5494 91ST Street, Ocala

4015 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.73%
FHA
Active
58
$425,000$167,357 equity gap
Rate
2.73%
7.18%today
Payment
$1,278/mo
$2,075today
  • 4beds
  • 3baths
  • 2,248sqft

4015 22ND Street, Ocala

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$125,465 equity gap
Rate
2.74%
7.18%today
Payment
$909/mo
$1,510today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

5464 41ST Street, Ocala, FL, 34474 — assumable FHA mortgage at 2.81%
FHA
Active
57
$285,000$97,624 equity gap
Rate
2.81%
7.18%today
Payment
$889/mo
$1,463today
  • 4beds
  • 2baths
  • 1,944sqft

5464 41ST Street, Ocala

740 28TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.87%
FHA
Active
48
$200,000$60,342 equity gap
Rate
2.87%
7.18%today
Payment
$651/mo
$1,064today
  • 3beds
  • 2baths
  • 1,248sqft

740 28TH Street, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$209,900$76,759 equity gap
Rate
2.88%
7.18%today
Payment
$641/mo
$1,046today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

2009 50TH Street, Ocala, FL, 34479 — assumable FHA mortgage at 2.88%
FHA
Active
24
$272,000$89,499 equity gap
Rate
2.88%
7.18%today
Payment
$856/mo
$1,397today
  • 3beds
  • 2baths
  • 1,412sqft

2009 50TH Street, Ocala

9798 56TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 3.56%
FHA
Active
51
$389,990$97,258 equity gap
Rate
3.56%
7.18%today
Payment
$1,457/mo
$2,182today
  • 4beds
  • 3baths
  • 2,303sqft

9798 56TH Circle, Ocala

1916 34TH Court, Ocala, FL, 34474 — assumable FHA mortgage at 3.57%
FHA
Active
20
$125,000$28,806 equity gap
Rate
3.57%
7.18%today
Payment
$511/mo
$765today
  • 2beds
  • 2baths
  • 1,044sqft

1916 34TH Court, Ocala

6443 97TH TERRACE ROAD, Ocala, FL, 34481 — assumable FHA mortgage at 4.17%
FHA
Active
23
$649,000$100,137 equity gap
Rate
4.17%
7.18%today
Payment
$3,289/mo
$4,573today
  • 3beds
  • 3baths
  • 2,529sqft

6443 97TH TERRACE ROAD, Ocala

2904 42ND Road, Ocala, FL, 34470 — assumable VA mortgage at 3.23%
VA
Active
76
$275,000$102,829 equity gap
Rate
3.23%
7.18%today
Payment
$866/mo
$1,351today
  • 3beds
  • 2baths
  • 1,670sqft

2904 42ND Road, Ocala

2100 21ST Street, Ocala, FL, 34475 — assumable VA mortgage at 2.25%
VA
Active
40
$374,900$172,537 equity gap
Rate
2.25%
7.18%today
Payment
$1,028/mo
$1,821today
  • 4beds
  • 4baths
  • 3,414sqft

2100 21ST Street, Ocala

7767 80TH PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 2.27%
VA
Active
53
$329,000$210,145 equity gap
Rate
2.27%
7.18%today
Payment
$1,125/mo
$1,558today
  • 3beds
  • 2baths
  • 2,118sqft

7767 80TH PLACE Road, Ocala

4010 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.71%
FHA
Active
35
$579,900$265,612 equity gap
Rate
2.71%
7.18%today
Payment
$1,471/mo
$2,454today
  • 4beds
  • 3baths
  • 2,405sqft

4010 22ND Street, Ocala

965 66TH Street, Ocala, FL, 34475 — assumable FHA mortgage at 2.72%
FHA
Active
34
$299,000$155,845 equity gap
Rate
2.72%
7.18%today
Payment
$671/mo
$1,117today
  • 4beds
  • 2baths
  • 1,622sqft

965 66TH Street, Ocala

8636 99TH Circle, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
62
$558,355$301,391 equity gap
Rate
2.77%
7.18%today
Payment
$1,211/mo
$2,004today
  • 3beds
  • 3baths
  • 2,373sqft

8636 99TH Circle, Ocala

9099 89TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
44
$525,800$268,836 equity gap
Rate
2.77%
7.18%today
Payment
$1,211/mo
$2,004today
  • 3beds
  • 3baths
  • 2,183sqft

9099 89TH Loop, Ocala

3435 13TH Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.86%
FHA
Active
11
$239,000$111,717 equity gap
Rate
2.86%
7.18%today
Payment
$610/mo
$998today
  • 4beds
  • 2baths
  • 1,300sqft

3435 13TH Street, Ocala

9145 70TH Loop, Ocala, FL, 34481 — assumable FHA mortgage at 2.87%
FHA
Active
45
$336,633$135,836 equity gap
Rate
2.87%
7.18%today
Payment
$939/mo
$1,534today
  • 2beds
  • 2baths
  • 1,687sqft

9145 70TH Loop, Ocala

4427 2ND Court, Ocala, FL, 34475 — assumable FHA mortgage at 2.88%
FHA
Active
33
$299,900$121,979 equity gap
Rate
2.88%
7.18%today
Payment
$831/mo
$1,356today
  • 4beds
  • 2baths
  • 1,608sqft

4427 2ND Court, Ocala

5145 16TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 2.88%
FHA
Active
68
$449,000$202,878 equity gap
Rate
2.88%
7.18%today
Payment
$1,185/mo
$1,933today
  • 4beds
  • 4baths
  • 2,836sqft

5145 16TH Street, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$329/mo
Median cash to assume
$84,270
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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