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Assumable homes for sale in Lithia, FL

200 homesFHA & VA loansrates from 2.20% vs 7.18% today

Lithia assumption guide
10364 ALDER GREEN Drive, Riverview, FL, 33578 — assumable FHA mortgage at 3.12%
FHATop pick
Active
15
$329,999$4,446 equity gap
Rate
3.12%
7.18%today
Payment
$1,551/mo
$2,454today
  • 4beds
  • 3baths
  • 2,635sqft

10364 ALDER GREEN Drive, Riverview

12317 BALLENTRAE FOREST Drive, Riverview, FL, 33579 — assumable VA mortgage at 2.88%
VATop pick
Active
59
$410,000$27,677 equity gap
Rate
2.88%
7.18%today
Payment
$1,785/mo
$2,913today
  • 4beds
  • 3baths
  • 2,974sqft

12317 BALLENTRAE FOREST Drive, Riverview

9626 CARLSDALE Drive, Riverview, FL, 33578 — assumable FHA mortgage at 2.80%
FHA
Active
51
$210,000$40,010 equity gap
Rate
2.80%
7.18%today
Payment
$787/mo
$1,297today
  • 3beds
  • 3baths
  • 1,578sqft

9626 CARLSDALE Drive, Riverview

10317 GEESE TRAIL Circle, Ruskin, FL, 33573 — assumable FHA mortgage at 2.87%
FHA
Active
49
$384,900$63,297 equity gap
Rate
2.87%
7.18%today
Payment
$1,503/mo
$2,456today
  • 5beds
  • 3baths
  • 2,674sqft

10317 GEESE TRAIL Circle, Ruskin

2336 DEL WEBB Boulevard, Sun City Center, FL, 33573 — assumable VA mortgage at 2.98%
VA
Active
57
$280,000$56,449 equity gap
Rate
2.98%
7.18%today
Payment
$1,060/mo
$1,708today
  • 3beds
  • 2baths
  • 2,048sqft

2336 DEL WEBB Boulevard, Sun City Center

4459 GLOBE THISTLE Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.07%
FHA
Active
56
$284,900$31,705 equity gap
Rate
3.07%
7.18%today
Payment
$1,199/mo
$1,910today
  • 3beds
  • 3baths
  • 1,663sqft

4459 GLOBE THISTLE Drive, Tampa

10348 SCARLET SKIMMER Drive, Riverview, FL, 33578 — assumable VA mortgage at 3.07%
VA
Active
7
$405,000$69,767 equity gap
Rate
3.07%
7.18%today
Payment
$1,588/mo
$2,529today
  • 4beds
  • 3baths
  • 2,635sqft

10348 SCARLET SKIMMER Drive, Riverview

13057 CALCITE BLUE Avenue, Wimauma, FL, 33598 — assumable FHA mortgage at 3.75%
FHA
Active
38
$340,000$10,741 equity gap
Rate
3.75%
7.18%today
Payment
$1,546/mo
$2,262today
  • 4beds
  • 2baths
  • 1,935sqft

13057 CALCITE BLUE Avenue, Wimauma

9228 STONE RIVER Place, Riverview, FL, 33578 — assumable VA mortgage at 3.56%
VA
Active
41
$290,000$20,345 equity gap
Rate
3.56%
7.18%today
Payment
$1,342/mo
$2,010today
  • 3beds
  • 3baths
  • 1,822sqft

9228 STONE RIVER Place, Riverview

10967 CARLTON FIELDS Drive, Riverview, FL, 33579 — assumable VA mortgage at 3.45%
VA
Active
30
$387,700$64,977 equity gap
Rate
3.45%
7.18%today
Payment
$1,590/mo
$2,414today
  • 4beds
  • 3baths
  • 2,328sqft

10967 CARLTON FIELDS Drive, Riverview

12111 LILY MAGNOLIA Lane, Riverview, FL, 33569 — assumable VA mortgage at 3.69%
VA
Active
27
$385,000$36,886 equity gap
Rate
3.69%
7.18%today
Payment
$1,761/mo
$2,595today
  • 5beds
  • 3baths
  • 2,522sqft

12111 LILY MAGNOLIA Lane, Riverview

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$89,177 equity gap
Rate
2.80%
7.18%today
Payment
$1,561/mo
$2,574today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

4513 ETERNAL PRINCE Drive, Sun City Center, FL, 33573 — assumable FHA mortgage at 2.80%
FHA
Active
35
$385,000$113,676 equity gap
Rate
2.80%
7.18%today
Payment
$1,259/mo
$2,075today
  • 6beds
  • 3baths
  • 2,614sqft

4513 ETERNAL PRINCE Drive, Sun City Center

12730 KINGS LAKE Drive, Gibsonton, FL, 33534 — assumable FHA mortgage at 2.80%
FHA
Active
44
$324,900$88,875 equity gap
Rate
2.80%
7.18%today
Payment
$1,097/mo
$1,809today
  • 3beds
  • 2baths
  • 1,424sqft

12730 KINGS LAKE Drive, Gibsonton

7343 FOREST MERE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.81%
VA
Active
26
$309,000$76,181 equity gap
Rate
2.81%
7.18%today
Payment
$1,094/mo
$1,801today
  • 3beds
  • 2baths
  • 2,042sqft

7343 FOREST MERE Drive, Riverview

303 KARPPE Road, Plant City, FL, 33567 — assumable FHA mortgage at 2.84%
FHA
Active
33
$428,000$116,824 equity gap
Rate
2.84%
7.18%today
Payment
$1,450/mo
$2,378today
  • 3beds
  • 2baths
  • 1,905sqft

303 KARPPE Road, Plant City

10606 WALKER VISTA Drive, Riverview, FL, 33578 — assumable FHA mortgage at 2.84%
FHA
Active
26
$290,000$76,650 equity gap
Rate
2.84%
7.18%today
Payment
$992/mo
$1,627today
  • 3beds
  • 2baths
  • 1,503sqft

10606 WALKER VISTA Drive, Riverview

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$624,900$190,718 equity gap
Rate
2.87%
7.18%today
Payment
$2,088/mo
$3,411today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

13428 FLADGATE MARK Drive, Riverview, FL, 33579 — assumable FHA mortgage at 2.87%
FHA
Active
38
$335,000$68,778 equity gap
Rate
2.87%
7.18%today
Payment
$1,242/mo
$2,029today
  • 4beds
  • 2baths
  • 1,564sqft

13428 FLADGATE MARK Drive, Riverview

13603 WILD GINGER Street, Riverview, FL, 33579 — assumable VA mortgage at 2.90%
VA
Active
71
$390,000$82,067 equity gap
Rate
2.90%
7.18%today
Payment
$1,438/mo
$2,340today
  • 4beds
  • 2baths
  • 1,935sqft

13603 WILD GINGER Street, Riverview

9637 MULBERRY MARSH Lane, Sun City Center, FL, 33573 — assumable FHA mortgage at 2.90%
FHA
Active
40
$242,000$64,173 equity gap
Rate
2.90%
7.18%today
Payment
$842/mo
$1,370today
  • 3beds
  • 3baths
  • 1,663sqft

9637 MULBERRY MARSH Lane, Sun City Center

6236 OSPREY LAKE Circle, Riverview, FL, 33578 — assumable FHA mortgage at 2.90%
FHA
Active
30
$190,000$53,374 equity gap
Rate
2.90%
7.18%today
Payment
$644/mo
$1,048today
  • 2beds
  • 3baths
  • 1,035sqft

6236 OSPREY LAKE Circle, Riverview

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,818 equity gap
Rate
2.90%
7.18%today
Payment
$837/mo
$1,362today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

12879 FRENCH MARKET Drive, Riverview, FL, 33579 — assumable FHA mortgage at 2.90%
FHA
Active
53
$380,000$82,485 equity gap
Rate
2.90%
7.18%today
Payment
$1,402/mo
$2,282today
  • 5beds
  • 3baths
  • 2,505sqft

12879 FRENCH MARKET Drive, Riverview

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
36
$415,000$91,586 equity gap
Rate
2.98%
7.18%today
Payment
$1,534/mo
$2,471today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

11301 ALACHUA CREEK Lane, Riverview, FL, 33579 — assumable FHA mortgage at 2.99%
FHA
Active
42
$545,000$158,440 equity gap
Rate
2.99%
7.18%today
Payment
$1,878/mo
$3,022today
  • 5beds
  • 3baths
  • 3,568sqft

11301 ALACHUA CREEK Lane, Riverview

12826 WILDFLOWER MEADOW Drive, Riverview, FL, 33579 — assumable VA mortgage at 3.00%
VA
Active
60
$335,000$77,474 equity gap
Rate
3.00%
7.18%today
Payment
$1,227/mo
$1,971today
  • 4beds
  • 2baths
  • 1,935sqft

12826 WILDFLOWER MEADOW Drive, Riverview

2709 LANTERN HILL Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 3.55%
FHA
Active
10
$250,000$42,978 equity gap
Rate
3.55%
7.18%today
Payment
$1,029/mo
$1,543today
  • 2beds
  • 3baths
  • 1,140sqft

2709 LANTERN HILL Avenue, Brandon

1009 EMERALD CREEK Drive, Valrico, FL, 33596 — assumable VA mortgage at 3.55%
VA
Active
87
$839,900$98,539 equity gap
Rate
3.55%
7.18%today
Payment
$3,693/mo
$5,537today
  • 4beds
  • 3baths
  • 3,784sqft

1009 EMERALD CREEK Drive, Valrico

9335 AMERICAN HICKORY Lane, Riverview, FL, 33578 — assumable VA mortgage at 3.06%
VA
Active
44
$210,000$45,216 equity gap
Rate
3.06%
7.18%today
Payment
$792/mo
$1,263today
  • 2beds
  • 3baths
  • 1,320sqft

9335 AMERICAN HICKORY Lane, Riverview

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$195,000$39,970 equity gap
Rate
3.14%
7.18%today
Payment
$742/mo
$1,171today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

10207 AVELAR RIDGE Drive, Riverview, FL, 33578 — assumable FHA mortgage at 4.00%
FHA
Active
22
$334,000$27,992 equity gap
Rate
4.00%
7.18%today
Payment
$1,594/mo
$2,262today
  • 3beds
  • 2baths
  • 1,741sqft

10207 AVELAR RIDGE Drive, Riverview

10017 LINDA Street, Gibsonton, FL, 33534 — assumable VA mortgage at 3.92%
VA
Active
15
$360,000$51,722 equity gap
Rate
3.92%
7.18%today
Payment
$1,598/mo
$2,290today
  • 3beds
  • 2baths
  • 1,607sqft

10017 LINDA Street, Gibsonton

10407 LAKE MONTAUK Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.48%
VA
Active
28
$264,900$105,235 equity gap
Rate
2.48%
7.18%today
Payment
$734/mo
$1,262today
  • 3beds
  • 3baths
  • 1,884sqft

10407 LAKE MONTAUK Drive, Riverview

10213 CLOUDBURST Court, Riverview, FL, 33578 — assumable FHA mortgage at 2.67%
FHA
Active
36
$310,000$116,308 equity gap
Rate
2.67%
7.18%today
Payment
$901/mo
$1,510today
  • 3beds
  • 2baths
  • 1,405sqft

10213 CLOUDBURST Court, Riverview

11728 CAMBIUM CROWN Drive, Riverview, FL, 33569 — assumable VA mortgage at 2.68%
VA
Active
30
$286,000$96,502 equity gap
Rate
2.68%
7.18%today
Payment
$882/mo
$1,477today
  • 3beds
  • 3baths
  • 1,716sqft

11728 CAMBIUM CROWN Drive, Riverview

Assuming a mortgage in Lithia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$336/mo
Median cash to assume
$153,232
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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