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Assumable homes for sale in Largo, FL

14 homesFHA & VA loansrates from 2.67% vs 7.18% today

Largo assumption guide
365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,758 equity gap
Rate
2.67%
7.18%today
Payment
$708/mo
$1,187today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

2691 WHISPERING Drive, Largo, FL, 33771 — assumable VA mortgage at 2.79%
VA
Active
37
$425,000$220,737 equity gap
Rate
2.79%
7.18%today
Payment
$960/mo
$1,585today
  • 3beds
  • 2baths
  • 1,368sqft

2691 WHISPERING Drive, Largo

3517 SHERWOOD Drive, Largo, FL, 33771 — assumable FHA mortgage at 2.96%
FHA
Active
43
$480,000$233,379 equity gap
Rate
2.96%
7.18%today
Payment
$1,194/mo
$1,929today
  • 4beds
  • 2baths
  • 2,128sqft

3517 SHERWOOD Drive, Largo

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$160,636 equity gap
Rate
3.33%
7.18%today
Payment
$1,367/mo
$2,106today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

2138 GROVE Place, Clearwater, FL, 33764 — assumable FHA mortgage at 3.75%
FHA
Active
31
$549,900$276,454 equity gap
Rate
3.75%
7.18%today
Payment
$1,484/mo
$2,170today
  • 3beds
  • 2baths
  • 2,023sqft

2138 GROVE Place, Clearwater

6436 CARDINAL DR, Clearwater, FL, 33760 — assumable FHA mortgage at 4.35%
FHA
Active
33
$385,900$304,292 equity gap
Rate
4.35%
7.18%today
Payment
$644/mo
$876today
  • 3beds
  • 1baths
  • 1,578sqft

6436 CARDINAL DR, Clearwater

3568 4TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 6.67%
FHA
Active
35
$385,000$38,662 equity gap
Rate
6.67%
7.18%today
Payment
$2,296/mo
$2,418today
  • 3beds
  • 1baths
  • 1,175sqft

3568 4TH Avenue, Largo

7991 ABERDEEN Circle, Largo, FL, 33773 — assumable FHA mortgage at 4.57%
FHA
Active
28
$375,000$288,815 equity gap
Rate
4.57%
7.18%today
Payment
$606/mo
$804today
  • 3beds
  • 2baths
  • 1,225sqft

7991 ABERDEEN Circle, Largo

1590 PEACEFUL Lane, Clearwater, FL, 33756 — assumable FHA mortgage at 6.71%
FHA
Active
38
$400,000$117,693 equity gap
Rate
6.71%
7.18%today
Payment
$1,893/mo
$1,985today
  • 3beds
  • 3baths
  • 1,662sqft

1590 PEACEFUL Lane, Clearwater

2187 ORANGEWOOD Way, Clearwater, FL, 33764 — assumable FHA mortgage at 7.04%
FHA
Active
5
$415,000$104,715 equity gap
Rate
7.04%
7.18%today
Payment
$2,107/mo
$2,137today
  • 3beds
  • 2baths
  • 1,105sqft

2187 ORANGEWOOD Way, Clearwater

14989 ALAN Court, Largo, FL, 33771 — assumable FHA mortgage at 5.25%
FHA
Active
26
$369,000$268,526 equity gap
Rate
5.25%
7.18%today
Payment
$886/mo
$1,087today
  • 3beds
  • 3baths
  • 2,008sqft

14989 ALAN Court, Largo

1655 HIGHLAND Avenue #B110, Clearwater, FL, 33756 — assumable VA mortgage at 5.30%
VA
Active
100
$199,000$96,179 equity gap
Rate
5.30%
7.18%today
Payment
$611/mo
$745today
  • 2beds
  • 2baths
  • 1,270sqft

1655 HIGHLAND Avenue #B110, Clearwater

2811 PINES Drive #18, Largo, FL, 33771 — assumable FHA mortgage at 5.51%
FHA
Active
25
$159,900Potential short sale
Rate
5.51%
7.18%today
Payment
$1,261/mo
$1,503today
  • 2beds
  • 2baths
  • 1,048sqft

2811 PINES Drive #18, Largo

407 OCEAN Court, Largo, FL, 33756 — assumable FHA mortgage at 8.39%
FHA
Active
33
$399,000$400,160 equity gap
Rate
8.39%
7.18%today
Payment
$578/mo
$514today
  • 3beds
  • 2baths
  • 1,286sqft

407 OCEAN Court, Largo

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$578/mo
Median cash to assume
$233,379
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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