Assumable homes for sale in Lakeville, MN

18 homesFHA & VA loansrates from 2.68% vs 7.18% today

Lakeville assumption guide
7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
32
$125,000$24,548 equity gap
Rate
3.03%
7.18%today
Payment
$492/mo
$788today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$324,000$6,603 equity gap
Rate
4.42%
7.18%today
Payment
$1,725/mo
$2,328today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

18328 Glastonbury Drive, Lakeville, MN, 55044 — assumable VA mortgage at 3.45%
VA
Active
32
$374,900$87,397 equity gap
Rate
3.45%
7.18%today
Payment
$1,489/mo
$2,261today
  • 4beds
  • 4baths
  • 2,599sqft

18328 Glastonbury Drive, Lakeville

16515 Frazer Way, Rosemount, MN, 55068 — assumable VA mortgage at 3.69%
VA
Active
42
$350,000$94,681 equity gap
Rate
3.69%
7.18%today
Payment
$1,361/mo
$2,006today
  • 3beds
  • 2baths
  • 1,542sqft

16515 Frazer Way, Rosemount

18576 Euclid Path, Farmington, MN, 55024 — assumable VA mortgage at 2.68%
VA
Active
37
$299,900$122,684 equity gap
Rate
2.68%
7.18%today
Payment
$825/mo
$1,381today
  • 3beds
  • 3baths
  • 2,108sqft

18576 Euclid Path, Farmington

19246 Everest Path, Farmington, MN, 55024 — assumable FHA mortgage at 2.98%
FHA
Active
16
$340,000$196,301 equity gap
Rate
2.98%
7.18%today
Payment
$674/mo
$1,086today
  • 3beds
  • 2baths
  • 2,341sqft

19246 Everest Path, Farmington

18859 Englewood Way, Farmington, MN, 55024 — assumable VA mortgage at 3.73%
VA
Active
38
$450,000$175,077 equity gap
Rate
3.73%
7.18%today
Payment
$1,472/mo
$2,158today
  • 4beds
  • 3baths
  • 2,013sqft

18859 Englewood Way, Farmington

17550 Foxboro Lane, Lakeville, MN, 55024 — assumable FHA mortgage at 3.71%
FHA
Active
28
$449,099$273,421 equity gap
Rate
3.71%
7.18%today
Payment
$1,095/mo
$1,609today
  • 4beds
  • 2baths
  • 2,326sqft

17550 Foxboro Lane, Lakeville

7536 165th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.71%
FHA
Active
21
$349,900$172,464 equity gap
Rate
3.71%
7.18%today
Payment
$1,063/mo
$1,563today
  • 4beds
  • 2baths
  • 1,764sqft

7536 165th Street, Lakeville

15894 Gooseberry Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.80%
FHA
Active
29
$249,900$140,033 equity gap
Rate
3.80%
7.18%today
Payment
$770/mo
$1,120today
  • 3beds
  • 2baths
  • 1,687sqft

15894 Gooseberry Way, Apple Valley

15551 Garnet Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.87%
FHA
Active
39
$184,900$91,609 equity gap
Rate
3.87%
7.18%today
Payment
$577/mo
$831today
  • 2beds
  • 2baths
  • 1,234sqft

15551 Garnet Way, Apple Valley

16066 Foliage Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 4.00%
FHA
Active
20
$242,000$183,363 equity gap
Rate
4.00%
7.18%today
Payment
$762/mo
$1,082today
  • 3beds
  • 2baths
  • 1,488sqft

16066 Foliage Avenue, Rosemount

18184 Hartlin Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 6.71%
VA
Active
42
$465,000Potential short sale
Rate
6.71%
7.18%today
Payment
$3,269/mo
$3,428today
  • 4beds
  • 4baths
  • 2,499sqft

18184 Hartlin Avenue, Lakeville

18172 Glanshaw Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 11.00%
VA
Active
54
$565,000$27,941 equity gap
Rate
11.00%
7.18%today
Payment
$5,241/mo
$3,728today
  • 4beds
  • 3baths
  • 2,480sqft

18172 Glanshaw Avenue, Lakeville

16025 Grove Trail, Lakeville, MN, 55044 — assumable FHA mortgage at 6.00%
FHA
Active
23
$399,900$65,308 equity gap
Rate
6.00%
7.18%today
Payment
$2,016/mo
$2,278today
  • 4beds
  • 2baths
  • 2,536sqft

16025 Grove Trail, Lakeville

16991 Evening Terrace, Lakeville, MN, 55044 — assumable FHA mortgage at 5.69%
FHA
Active
46
$684,891$168,039 equity gap
Rate
5.69%
7.18%today
Payment
$4,452/mo
$4,892today
  • 5beds
  • 4baths
  • 3,450sqft

16991 Evening Terrace, Lakeville

5365 180th Street, Farmington, MN, 55024 — assumable VA mortgage at 5.22%
VA
Active
12
$319,900$252,515 equity gap
Rate
5.22%
7.18%today
Payment
$613/mo
$754today
  • 3beds
  • 2baths
  • 1,614sqft

5365 180th Street, Farmington

6710 169th Street, Farmington, MN, 55024 — assumable VA mortgage at 6.62%
VA
Active
3
$285,000Potential short sale
Rate
6.62%
7.18%today
Payment
$2,336/mo
$2,473today
  • 4beds
  • 2baths
  • 1,822sqft

6710 169th Street, Farmington

Assuming a mortgage in Lakeville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$492/mo
Median cash to assume
$131,359
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.