UMe
Get pre-qualified

Assumable homes for sale in Lakeshore, FL

23 homesFHA & VA loansrates from 2.65% vs 7.18% today

Lakeshore assumption guide
6925 PALMETTO Drive, Indian Lake Estates, FL, 33855 — assumable FHA mortgage at 2.77%
FHA
Active
56
$515,000$197,728 equity gap
Rate
2.77%
7.18%today
Payment
$1,484/mo
$2,456today
  • 3beds
  • 2baths
  • 2,354sqft

6925 PALMETTO Drive, Indian Lake Estates

700 TIGER LAKE Road, Lake Wales, FL, 33898 — assumable VA mortgage at 2.65%
VA
Active
7
$1,675,000$1,473,927 equity gap
Rate
2.65%
7.18%today
Payment
$931/mo
$1,564today
  • —beds
  • —baths
  • —sqft

700 TIGER LAKE Road, Lake Wales

505 CLUBHOUSE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
19
$230,000$139,195 equity gap
Rate
2.80%
7.18%today
Payment
$473/mo
$752today
  • 2beds
  • 2baths
  • 1,678sqft

505 CLUBHOUSE Drive, Lake Wales

524 CENTRAL RIDGE Lane, Frostproof, FL, 33843 — assumable FHA mortgage at 2.98%
FHA
Active
65
$325,900$170,019 equity gap
Rate
2.98%
7.18%today
Payment
$739/mo
$1,191today
  • 3beds
  • 2baths
  • 1,519sqft

524 CENTRAL RIDGE Lane, Frostproof

828 ULMER Road, Frostproof, FL, 33843 — assumable FHA mortgage at 2.99%
FHA
Active
35
$325,000$168,212 equity gap
Rate
2.99%
7.18%today
Payment
$764/mo
$1,228today
  • 3beds
  • 2baths
  • 1,834sqft

828 ULMER Road, Frostproof

115 SEMINOLE Road, Babson Park, FL, 33827 — assumable VA mortgage at 3.20%
VA
Active
43
$272,500$198,230 equity gap
Rate
3.20%
7.18%today
Payment
$805/mo
$1,045today
  • 3beds
  • 2baths
  • 1,564sqft

115 SEMINOLE Road, Babson Park

1008 JOYCE Road, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.50%
FHA
Active
18
$289,990$135,507 equity gap
Rate
3.50%
7.18%today
Payment
$816/mo
$1,231today
  • 3beds
  • 2baths
  • 1,621sqft

1008 JOYCE Road, Lake Wales

LAKESHORE Boulevard, Lake Wales, FL, 33853 — assumable VA mortgage at 3.69%
VA
Active
5
$90,000Potential short sale
Rate
3.69%
7.18%today
Payment
$1,791/mo
$2,639today
  • —beds
  • —baths
  • —sqft

LAKESHORE Boulevard, Lake Wales

3319 ALPHA Lane, Lake Wales, FL, 33898 — assumable VA mortgage at 3.94%
VA
Active
27
$159,000$101,837 equity gap
Rate
3.94%
7.18%today
Payment
$331/mo
$474today
  • 3beds
  • 2baths
  • 1,152sqft

3319 ALPHA Lane, Lake Wales

3780 GREAT MASTERPIECE Road, Lake Wales, FL, 33898 — assumable FHA mortgage at 5.10%
FHA
Active
28
$310,000$75,482 equity gap
Rate
5.10%
7.18%today
Payment
$1,365/mo
$1,703today
  • 2beds
  • 1baths
  • 912sqft

3780 GREAT MASTERPIECE Road, Lake Wales

9072 LAKE POINT Boulevard, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.82%
FHA
Active
24
$139,900$8,006 equity gap
Rate
6.82%
7.18%today
Payment
$887/mo
$920today
  • 2beds
  • 2baths
  • 960sqft

9072 LAKE POINT Boulevard, Lake Wales

774 BARCLAY Terrace, Lake Wales, FL, 33853 — assumable FHA mortgage at 7.62%
FHA
Active
19
$270,000$26,479 equity gap
Rate
7.62%
7.18%today
Payment
$1,771/mo
$1,696today
  • 3beds
  • 2baths
  • 1,730sqft

774 BARCLAY Terrace, Lake Wales

2156 EMMA Lane, Lake Wales, FL, 33898 — assumable FHA mortgage at 7.88%
FHA
Active
38
$339,000$32,571 equity gap
Rate
7.88%
7.18%today
Payment
$2,273/mo
$2,122today
  • 4beds
  • 2baths
  • 2,042sqft

2156 EMMA Lane, Lake Wales

3450 PARK Avenue, Indian Lake Estates, FL, 33855 — assumable FHA mortgage at 4.60%
FHA
Active
53
$279,000$151,653 equity gap
Rate
4.60%
7.18%today
Payment
$766/mo
$1,012today
  • 3beds
  • 2baths
  • 1,229sqft

3450 PARK Avenue, Indian Lake Estates

220 ALDO Drive, Babson Park, FL, 33827 — assumable FHA mortgage at 6.20%
FHA
Active
30
$245,000$26,834 equity gap
Rate
6.20%
7.18%today
Payment
$1,368/mo
$1,513today
  • 3beds
  • 2baths
  • 1,167sqft

220 ALDO Drive, Babson Park

10930 CAMP MACK Road, Lake Wales, FL, 33898 — assumable VA mortgage at 6.50%
VA
Active
50
$289,500$30,004 equity gap
Rate
6.50%
7.18%today
Payment
$1,711/mo
$1,834today
  • 2beds
  • 1baths
  • 1,086sqft

10930 CAMP MACK Road, Lake Wales

811 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.95%
FHA
Active
13
$290,000$40,390 equity gap
Rate
6.95%
7.18%today
Payment
$1,680/mo
$1,719today
  • 3beds
  • 2baths
  • 1,432sqft

811 HILLSIDE Avenue, Lake Wales

4101 POINCIANA Drive, Indian Lake Estates, FL, 33855 — assumable VA mortgage at 5.23%
VA
Active
44
$425,000$130,104 equity gap
Rate
5.23%
7.18%today
Payment
$1,736/mo
$2,135today
  • 3beds
  • 2baths
  • 1,762sqft

4101 POINCIANA Drive, Indian Lake Estates

1238 HIGHLAND PARK Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.32%
FHA
Active
$549,900$145,187 equity gap
Rate
6.32%
7.18%today
Payment
$2,619/mo
$2,861today
  • 4beds
  • 2baths
  • 2,816sqft

1238 HIGHLAND PARK Drive, Lake Wales

3850 GRANADA Drive, Indian Lake Estates, FL, 33855 — assumable FHA mortgage at 5.50%
FHA
Active
63
$390,000$245,007 equity gap
Rate
5.50%
7.18%today
Payment
$986/mo
$1,177today
  • 4beds
  • 3baths
  • 2,144sqft

3850 GRANADA Drive, Indian Lake Estates

2742 MASTERPIECE Road, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.99%
FHA
Active
33
$259,000$90,563 equity gap
Rate
6.99%
7.18%today
Payment
$1,147/mo
$1,169today
  • 3beds
  • 2baths
  • 1,144sqft

2742 MASTERPIECE Road, Lake Wales

213 OLEANDER Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.33%
FHA
Active
8
$250,000$105,766 equity gap
Rate
6.33%
7.18%today
Payment
$939/mo
$1,024today
  • 2beds
  • 1baths
  • 1,199sqft

213 OLEANDER Drive, Lake Wales

6 SUGAR PINE Loop, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.50%
FHA
Active
26
$279,900$279,900 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,620sqft

6 SUGAR PINE Loop, Lake Wales

Assuming a mortgage in Lakeshore

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$331/mo
Median cash to assume
$132,806
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe