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Assumable homes for sale in Lake Saint Croix Beach, MN

34 homesFHA & VA loansrates from 2.72% vs 7.18% today

Lake Saint Croix Beach assumption guide
8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,471 equity gap
Rate
2.89%
7.18%today
Payment
$883/mo
$1,439today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

11011 Oak Grove Circle #B, Woodbury, MN, 55129 — assumable FHA mortgage at 3.28%
FHA
Active
39
$300,000$80,943 equity gap
Rate
3.28%
7.18%today
Payment
$1,102/mo
$1,709today
  • 3beds
  • 2baths
  • 1,788sqft

11011 Oak Grove Circle #B, Woodbury

603 Prairie Drive, Hudson, WI, 54016 — assumable FHA mortgage at 2.73%
FHA
Active
28
$330,000$103,054 equity gap
Rate
2.73%
7.18%today
Payment
$1,059/mo
$1,763today
  • 4beds
  • 2baths
  • 1,464sqft

603 Prairie Drive, Hudson

629 Sutherland Drive, Woodbury, MN, 55129 — assumable FHA mortgage at 2.72%
FHA
Active
35
$369,000$166,702 equity gap
Rate
2.72%
7.18%today
Payment
$948/mo
$1,579today
  • 3beds
  • 4baths
  • 2,566sqft

629 Sutherland Drive, Woodbury

13997 50th Street, Afton, MN, 55001 — assumable VA mortgage at 2.77%
VA
Active
47
$699,000$312,756 equity gap
Rate
2.77%
7.18%today
Payment
$1,820/mo
$3,012today
  • 3beds
  • 2baths
  • 2,258sqft

13997 50th Street, Afton

3177 Kingston Street, River Falls, WI, 54022 — assumable FHA mortgage at 2.86%
FHA
Active
54
$529,900$271,320 equity gap
Rate
2.86%
7.18%today
Payment
$1,236/mo
$2,022today
  • 3beds
  • 3baths
  • 2,159sqft

3177 Kingston Street, River Falls

3129 Glasgow Street, River Falls, WI, 54022 — assumable FHA mortgage at 3.13%
FHA
Active
39
$535,000$233,382 equity gap
Rate
3.13%
7.18%today
Payment
$1,487/mo
$2,351today
  • 3beds
  • 3baths
  • 3,036sqft

3129 Glasgow Street, River Falls

439 8th Street, River Falls, WI, 54022 — assumable VA mortgage at 4.99%
VA
Active
25
$315,000$12,844 equity gap
Rate
4.99%
7.18%today
Payment
$1,728/mo
$2,183today
  • 5beds
  • 2baths
  • 1,788sqft

439 8th Street, River Falls

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.18%today
Payment
$1,538/mo
$2,391today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

7126 Jorgensen Lane, Cottage Grove, MN, 55016 — assumable FHA mortgage at 3.64%
FHA
Active
30
$270,000$101,650 equity gap
Rate
3.64%
7.18%today
Payment
$897/mo
$1,330today
  • 3beds
  • 2baths
  • 1,408sqft

7126 Jorgensen Lane, Cottage Grove

3775 Hazel Trail #G, Woodbury, MN, 55129 — assumable FHA mortgage at 5.22%
FHA
Active
35
$278,000$14,169 equity gap
Rate
5.22%
7.18%today
Payment
$1,540/mo
$1,896today
  • 2beds
  • 2baths
  • 1,570sqft

3775 Hazel Trail #G, Woodbury

636 Mariner Way, Woodbury, MN, 55129 — assumable VA mortgage at 3.62%
VA
Active
24
$239,900$122,461 equity gap
Rate
3.62%
7.18%today
Payment
$698/mo
$1,038today
  • 2beds
  • 2baths
  • 1,213sqft

636 Mariner Way, Woodbury

200 Pendryn Hill Curve, Woodbury, MN, 55125 — assumable FHA mortgage at 3.63%
FHA
Active
58
$514,900$449,983 equity gap
Rate
3.63%
7.18%today
Payment
$401/mo
$595today
  • 4beds
  • 4baths
  • 2,608sqft

200 Pendryn Hill Curve, Woodbury

1649 Regatta Drive, Woodbury, MN, 55125 — assumable FHA mortgage at 3.68%
FHA
Active
52
$442,000$231,903 equity gap
Rate
3.68%
7.18%today
Payment
$1,256/mo
$1,853today
  • 3beds
  • 3baths
  • 1,866sqft

1649 Regatta Drive, Woodbury

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,832 equity gap
Rate
4.98%
7.18%today
Payment
$2,939/mo
$3,717today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

11624 Ivywood Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 3.82%
FHA
Active
55
$615,000$349,242 equity gap
Rate
3.82%
7.18%today
Payment
$1,631/mo
$2,366today
  • 5beds
  • 4baths
  • 3,760sqft

11624 Ivywood Circle, Woodbury

1816 Lupine Drive, Hudson, WI, 54016 — assumable FHA mortgage at 3.86%
FHA
Active
40
$370,000$186,739 equity gap
Rate
3.86%
7.18%today
Payment
$1,060/mo
$1,529today
  • 3beds
  • 2baths
  • 1,812sqft

1816 Lupine Drive, Hudson

646 Tribute Parkway, River Falls, WI, 54022 — assumable VA mortgage at 4.14%
VA
Active
33
$685,000$421,797 equity gap
Rate
4.14%
7.18%today
Payment
$1,736/mo
$2,422today
  • 5beds
  • 4baths
  • 3,840sqft

646 Tribute Parkway, River Falls

10691 Bent Pine Lane, Woodbury, MN, 55129 — assumable VA mortgage at 6.85%
VA
Active
36
$705,000$17,597 equity gap
Rate
6.85%
7.18%today
Payment
$4,577/mo
$4,732today
  • 5beds
  • 3baths
  • 3,003sqft

10691 Bent Pine Lane, Woodbury

3228 Leyland Trail, Woodbury, MN, 55125 — assumable VA mortgage at 4.44%
VA
Active
39
$220,000$122,646 equity gap
Rate
4.44%
7.18%today
Payment
$584/mo
$786today
  • 3beds
  • 2baths
  • 1,446sqft

3228 Leyland Trail, Woodbury

7476 Jeffery Lane, Cottage Grove, MN, 55016 — assumable VA mortgage at 6.69%
VA
Active
28
$415,000$36,847 equity gap
Rate
6.69%
7.18%today
Payment
$2,509/mo
$2,637today
  • 4beds
  • 2baths
  • 1,546sqft

7476 Jeffery Lane, Cottage Grove

9078 Sierra Road, Woodbury, MN, 55125 — assumable FHA mortgage at 6.82%
FHA
Active
29
$515,000$51,022 equity gap
Rate
6.82%
7.18%today
Payment
$3,111/mo
$3,226today
  • 5beds
  • 3baths
  • 2,817sqft

9078 Sierra Road, Woodbury

3311 Hazel Trail #I, Woodbury, MN, 55129 — assumable FHA mortgage at 7.17%
FHA
Active
19
$265,000$15,768 equity gap
Rate
7.17%
7.18%today
Payment
$1,727/mo
$1,728today
  • 2beds
  • 3baths
  • 1,505sqft

3311 Hazel Trail #I, Woodbury

2226 Saint Johns Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 5.00%
FHA
Active
52
$342,500$110,565 equity gap
Rate
5.00%
7.18%today
Payment
$1,338/mo
$1,689today
  • 3beds
  • 2baths
  • 1,641sqft

2226 Saint Johns Circle, Woodbury

272 Glenmont Road, River Falls, WI, 54022 — assumable FHA mortgage at 6.60%
FHA
Active
38
$419,900$63,848 equity gap
Rate
6.60%
7.18%today
Payment
$2,320/mo
$2,460today
  • 3beds
  • 3baths
  • 2,185sqft

272 Glenmont Road, River Falls

7459 Jeffery Lane, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.47%
FHA
Active
50
$389,900$100,616 equity gap
Rate
6.47%
7.18%today
Payment
$2,017/mo
$2,152today
  • 5beds
  • 2baths
  • 1,830sqft

7459 Jeffery Lane, Cottage Grove

6590 Jody Avenue, Cottage Grove, MN, 55016 — assumable VA mortgage at 6.63%
VA
Active
40
$405,000$114,621 equity gap
Rate
6.63%
7.18%today
Payment
$1,890/mo
$1,998today
  • 3beds
  • 3baths
  • 2,148sqft

6590 Jody Avenue, Cottage Grove

8361 Savanna Oaks Lane, Woodbury, MN, 55125 — assumable FHA mortgage at 6.81%
FHA
Active
33
$479,900$171,599 equity gap
Rate
6.81%
7.18%today
Payment
$2,083/mo
$2,162today
  • 4beds
  • 4baths
  • 3,007sqft

8361 Savanna Oaks Lane, Woodbury

3721 Hazel Trail #C, Woodbury, MN, 55129 — assumable VA mortgage at 6.22%
VA
Active
23
$300,147Potential short sale
Rate
6.22%
7.18%today
Payment
$2,262/mo
$2,496today
  • 3beds
  • 4baths
  • 2,028sqft

3721 Hazel Trail #C, Woodbury

493 Prairie Lane, Hudson, WI, 54016 — assumable FHA mortgage at 6.34%
FHA
Active
79
$825,000$362,105 equity gap
Rate
6.34%
7.18%today
Payment
$2,911/mo
$3,172today
  • 4beds
  • 3baths
  • 2,454sqft

493 Prairie Lane, Hudson

3027 Juniper Lane #E, Woodbury, MN, 55125 — assumable FHA mortgage at 6.50%
FHA
Active
35
$265,000$200,662 equity gap
Rate
6.50%
7.18%today
Payment
$6,041/mo
$6,063today
  • 2beds
  • 2baths
  • 1,632sqft

3027 Juniper Lane #E, Woodbury

4901 Blake Way, Woodbury, MN, 55129 — assumable VA mortgage at 6.50%
VA
Active
71
$722,735$722,735 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,448sqft

4901 Blake Way, Woodbury

4774 Blake Court, Woodbury, MN, 55129 — assumable VA mortgage at 6.50%
VA
Active
55
$665,087$665,087 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 3,003sqft

4774 Blake Court, Woodbury

3001 Juniper Lane #I, Woodbury, MN, 55125 — assumable FHA mortgage at 7.83%
FHA
Active
23
$270,000$482,430 equity gap
Rate
7.83%
7.18%today
Payment
$954/mo
$916today
  • 3beds
  • 2baths
  • 1,726sqft

3001 Juniper Lane #I, Woodbury

Assuming a mortgage in Lake Saint Croix Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$401/mo
Median cash to assume
$122,646
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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