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Assumable homes for sale in Lake Mary, FL

16 homesFHA & VA loansrates from 2.75% vs 7.18% today

Lake Mary assumption guide
128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$434,900$122,633 equity gap
Rate
2.78%
7.18%today
Payment
$1,449/mo
$2,395today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

645 PAVIA Loop, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.87%
FHA
Active
49
$428,000$166,811 equity gap
Rate
2.87%
7.18%today
Payment
$1,250/mo
$2,042today
  • 4beds
  • 4baths
  • 2,168sqft

645 PAVIA Loop, Lake Mary

176 TIM TAM Court, Lake Mary, FL, 32746 — assumable VA mortgage at 2.75%
VA
Active
74
$669,900$321,345 equity gap
Rate
2.75%
7.18%today
Payment
$1,635/mo
$2,713today
  • 4beds
  • 3baths
  • 2,250sqft

176 TIM TAM Court, Lake Mary

1214 TRENTWOOD Court, Lake Mary, FL, 32746 — assumable VA mortgage at 2.77%
VA
Active
50
$669,900$387,612 equity gap
Rate
2.77%
7.18%today
Payment
$1,324/mo
$2,191today
  • 4beds
  • 2baths
  • 2,250sqft

1214 TRENTWOOD Court, Lake Mary

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.18%today
Payment
$27/mo
$38today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

313 ALBA Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.99%
FHA
Active
28
$380,000$154,492 equity gap
Rate
2.99%
7.18%today
Payment
$1,096/mo
$1,763today
  • 4beds
  • 2baths
  • 1,744sqft

313 ALBA Lane, Lake Mary

502 TIMBERLANE Court, Lake Mary, FL, 32746 — assumable FHA mortgage at 3.86%
FHA
Active
72
$208,000$160,243 equity gap
Rate
3.86%
7.18%today
Payment
$300/mo
$434today
  • 2beds
  • 2baths
  • 1,212sqft

502 TIMBERLANE Court, Lake Mary

547 ASTERA WINDS Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.35%
FHA
Active
29
$500,000$28,991 equity gap
Rate
6.35%
7.18%today
Payment
$2,999/mo
$3,265today
  • 3beds
  • 3baths
  • 1,906sqft

547 ASTERA WINDS Lane, Lake Mary

219 CRYSTAL Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.67%
VA
Active
49
$524,975$64,345 equity gap
Rate
6.67%
7.18%today
Payment
$3,004/mo
$3,164today
  • 4beds
  • 3baths
  • 1,531sqft

219 CRYSTAL Drive, Sanford

138 MEADOW Boulevard, Sanford, FL, 32771 — assumable VA mortgage at 6.67%
VA
Active
21
$340,000$58,154 equity gap
Rate
6.67%
7.18%today
Payment
$1,840/mo
$1,938today
  • 3beds
  • 2baths
  • 1,229sqft

138 MEADOW Boulevard, Sanford

145 MAYFAIR Court, Sanford, FL, 32771 — assumable FHA mortgage at 6.27%
FHA
Active
42
$329,999$91,359 equity gap
Rate
6.27%
7.18%today
Payment
$1,543/mo
$1,694today
  • 2beds
  • 2baths
  • 1,479sqft

145 MAYFAIR Court, Sanford

134 ESTATES Circle, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.50%
FHA
Active
43
$580,000$166,265 equity gap
Rate
6.50%
7.18%today
Payment
$2,674/mo
$2,866today
  • 4beds
  • 3baths
  • 2,279sqft

134 ESTATES Circle, Lake Mary

1247 BOLTON Place, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.91%
FHA
Active
32
$500,000$163,714 equity gap
Rate
6.91%
7.18%today
Payment
$2,418/mo
$2,478today
  • 4beds
  • 4baths
  • 2,365sqft

1247 BOLTON Place, Lake Mary

592 STARSTONE Drive, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.46%
FHA
Active
15
$450,000$368,799 equity gap
Rate
6.46%
7.18%today
Payment
$513/mo
$552today
  • 4beds
  • 4baths
  • 2,100sqft

592 STARSTONE Drive, Lake Mary

767 TOMLINSON Terrace, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.61%
FHA
Active
33
$390,000$74,110 equity gap
Rate
6.61%
7.18%today
Payment
$2,082/mo
$2,206today
  • 4beds
  • 2baths
  • 1,801sqft

767 TOMLINSON Terrace, Lake Mary

696 REMINGTON OAK Drive, Lake Mary, FL, 32746 — assumable VA mortgage at 8.72%
VA
Active
56
$439,900$466,679 equity gap
Rate
8.72%
7.18%today
Payment
$981/mo
$847today
  • 3beds
  • 3baths
  • 2,028sqft

696 REMINGTON OAK Drive, Lake Mary

Assuming a mortgage in Lake Mary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$300/mo
Median cash to assume
$161,978
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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