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Assumable homes for sale in Lakeland, FL

13 homesFHA & VA loansrates from 2.87% vs 7.18% today

Lakeland assumption guide
861 LOWELL Street, Lakeland, FL, 33805 — assumable FHA mortgage at 2.87%
FHA
Active
51
$235,000$51,245 equity gap
Rate
2.87%
7.18%today
Payment
$859/mo
$1,404today
  • 4beds
  • 2baths
  • 1,201sqft

861 LOWELL Street, Lakeland

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$260,000$75,031 equity gap
Rate
3.56%
7.18%today
Payment
$921/mo
$1,379today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

2840 DELROSE DR N, Lakeland, FL, 33805 — assumable VA mortgage at 3.23%
VA
Active
$269,900$162,305 equity gap
Rate
3.23%
7.18%today
Payment
$540/mo
$843today
  • 3beds
  • 2baths
  • 1,260sqft

2840 DELROSE DR N, Lakeland

2827 DELROSE Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 4.00%
FHA
Active
25
$225,000$12,352 equity gap
Rate
4.00%
7.18%today
Payment
$1,108/mo
$1,572today
  • 4beds
  • 2baths
  • 1,609sqft

2827 DELROSE Drive, Lakeland

2521 MCCRANIE Place, Lakeland, FL, 33801 — assumable FHA mortgage at 6.90%
FHA
Active
49
$250,000$10,985 equity gap
Rate
6.90%
7.18%today
Payment
$1,617/mo
$1,663today
  • 2beds
  • 2baths
  • 1,345sqft

2521 MCCRANIE Place, Lakeland

2914 DELROSE Drive, Lakeland, FL, 33805 — assumable VA mortgage at 5.30%
VA
Active
43
$265,000$72,204 equity gap
Rate
5.30%
7.18%today
Payment
$1,145/mo
$1,397today
  • 3beds
  • 2baths
  • 1,745sqft

2914 DELROSE Drive, Lakeland

5408 WEBER Place, Lakeland, FL, 33809 — assumable FHA mortgage at 6.39%
FHA
Active
71
$410,000$39,869 equity gap
Rate
6.39%
7.18%today
Payment
$2,403/mo
$2,606today
  • 4beds
  • 2baths
  • 1,863sqft

5408 WEBER Place, Lakeland

121 MARIS Court, Lakeland, FL, 33809 — assumable FHA mortgage at 6.42%
FHA
Active
33
$260,000$35,263 equity gap
Rate
6.42%
7.18%today
Payment
$1,474/mo
$1,593today
  • 2beds
  • 2baths
  • 1,170sqft

121 MARIS Court, Lakeland

608 CHANNING Road, Lakeland, FL, 33805 — assumable FHA mortgage at 6.73%
FHA
Active
36
$225,000$31,803 equity gap
Rate
6.73%
7.18%today
Payment
$1,302/mo
$1,363today
  • 2beds
  • 1baths
  • 1,036sqft

608 CHANNING Road, Lakeland

1572 CHURCHILL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 4.82%
FHA
Active
16
$199,900$160,215 equity gap
Rate
4.82%
7.18%today
Payment
$338/mo
$436today
  • 3beds
  • 2baths
  • 1,492sqft

1572 CHURCHILL Court, Lakeland

841 VALENCIA Street, Lakeland, FL, 33805 — assumable FHA mortgage at 6.77%
FHA
Active
58
$475,000$169,816 equity gap
Rate
6.77%
7.18%today
Payment
$2,007/mo
$2,092today
  • 4beds
  • 4baths
  • 2,226sqft

841 VALENCIA Street, Lakeland

1208 PLEASANT Place, Lakeland, FL, 33801 — assumable FHA mortgage at 7.06%
FHA
Active
31
$335,000$134,824 equity gap
Rate
7.06%
7.18%today
Payment
$1,371/mo
$1,388today
  • 3beds
  • 2baths
  • 2,347sqft

1208 PLEASANT Place, Lakeland

424 EL DORADO Street, Lakeland, FL, 33809 — assumable FHA mortgage at 7.10%
FHA
Active
36
$280,000$24,233 equity gap
Rate
7.10%
7.18%today
Payment
$1,762/mo
$1,776today
  • 3beds
  • 2baths
  • 1,080sqft

424 EL DORADO Street, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$338/mo
Median cash to assume
$51,245
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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