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Assumable homes for sale in Lake Alfred, FL

25 homesFHA & VA loansrates from 3.14% vs 7.18% today

Lake Alfred assumption guide
630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$33,213 equity gap
Rate
3.76%
7.18%today
Payment
$1,470/mo
$2,148today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$41,594 equity gap
Rate
3.76%
7.18%today
Payment
$1,565/mo
$2,286today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

875 GALLOWAY Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.14%
FHA
Active
42
$359,990$135,805 equity gap
Rate
3.14%
7.18%today
Payment
$1,072/mo
$1,693today
  • 4beds
  • 2baths
  • 1,730sqft

875 GALLOWAY Street, Lake Alfred

2129 LOIS Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 4.17%
FHA
Active
60
$179,000$43,428 equity gap
Rate
4.17%
7.18%today
Payment
$718/mo
$998today
  • 2beds
  • 2baths
  • 1,344sqft

2129 LOIS Boulevard, Lake Alfred

400 POMELO Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.49%
FHA
Active
12
$210,000$97,341 equity gap
Rate
3.49%
7.18%today
Payment
$877/mo
$1,190today
  • 3beds
  • 2baths
  • 2,060sqft

400 POMELO Street, Lake Alfred

519 OAKHURST Way, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.50%
FHA
Active
39
$390,000$247,705 equity gap
Rate
3.50%
7.18%today
Payment
$855/mo
$1,290today
  • 5beds
  • 3baths
  • 2,652sqft

519 OAKHURST Way, Lake Alfred

2082 THELMA Drive, Lake Alfred, FL, 33850 — assumable VA mortgage at 5.30%
VA
Active
46
$170,000$7,729 equity gap
Rate
5.30%
7.18%today
Payment
$961/mo
$1,172today
  • 3beds
  • 2baths
  • 1,440sqft

2082 THELMA Drive, Lake Alfred

561 LAKE CUMMINGS Way, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.58%
FHA
Active
58
$264,900$150,353 equity gap
Rate
3.58%
7.18%today
Payment
$677/mo
$1,011today
  • 3beds
  • 2baths
  • 1,600sqft

561 LAKE CUMMINGS Way, Lake Alfred

408 CEDAR GLEN Drive, Lake Alfred, FL, 33850 — assumable FHA mortgage at 5.52%
FHA
Active
35
$314,900$24,518 equity gap
Rate
5.52%
7.18%today
Payment
$1,760/mo
$2,095today
  • 3beds
  • 2baths
  • 1,747sqft

408 CEDAR GLEN Drive, Lake Alfred

2208 CANAAN Drive, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.66%
FHA
Active
31
$335,000Potential short sale
Rate
6.66%
7.18%today
Payment
$2,366/mo
$2,494today
  • 5beds
  • 3baths
  • 2,601sqft

2208 CANAAN Drive, Lake Alfred

1348 MELROSE Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.79%
FHA
Active
20
$350,000$8,395 equity gap
Rate
6.79%
7.18%today
Payment
$2,313/mo
$2,406today
  • 4beds
  • 3baths
  • 2,056sqft

1348 MELROSE Street, Lake Alfred

262 AMARYLLIS Way, Lake Alfred, FL, 33850 — assumable VA mortgage at 4.25%
VA
Active
84
$749,000$482,551 equity gap
Rate
4.25%
7.18%today
Payment
$1,545/mo
$2,127today
  • 4beds
  • 3baths
  • 2,415sqft

262 AMARYLLIS Way, Lake Alfred

984 GRIFFON Avenue, Lake Alfred, FL, 33850 — assumable VA mortgage at 6.61%
VA
Active
33
$399,990$22,441 equity gap
Rate
6.61%
7.18%today
Payment
$2,493/mo
$2,642today
  • 4beds
  • 2baths
  • 1,928sqft

984 GRIFFON Avenue, Lake Alfred

540 COLUMBIA Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.90%
FHA
Active
32
$250,000$4,807 equity gap
Rate
6.90%
7.18%today
Payment
$1,687/mo
$1,735today
  • 4beds
  • 3baths
  • 1,789sqft

540 COLUMBIA Street, Lake Alfred

1113 GRIFFON AVE, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.93%
FHA
Active
71
$325,000$30,252 equity gap
Rate
6.93%
7.18%today
Payment
$1,980/mo
$2,031today
  • 3beds
  • 2baths
  • 1,690sqft

1113 GRIFFON AVE, Lake Alfred

2075 AIREDALE Way, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.03%
FHA
Active
50
$399,900$39,370 equity gap
Rate
7.03%
7.18%today
Payment
$2,479/mo
$2,517today
  • 4beds
  • 3baths
  • 2,739sqft

2075 AIREDALE Way, Lake Alfred

184 ELEUTHERA Drive, Lake Alfred, FL, 33850 — assumable VA mortgage at 4.94%
VA
Active
25
$254,000$93,925 equity gap
Rate
4.94%
7.18%today
Payment
$991/mo
$1,260today
  • 3beds
  • 2baths
  • 1,357sqft

184 ELEUTHERA Drive, Lake Alfred

688 GRIFFON Avenue, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.81%
FHA
Active
$414,900$45,681 equity gap
Rate
6.81%
7.18%today
Payment
$2,497/mo
$2,592today
  • 5beds
  • 3baths
  • 2,601sqft

688 GRIFFON Avenue, Lake Alfred

900 GRIFFON Avenue, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.85%
FHA
Active
42
$560,000$110,709 equity gap
Rate
6.85%
7.18%today
Payment
$2,992/mo
$3,093today
  • 4beds
  • 3baths
  • 2,690sqft

900 GRIFFON Avenue, Lake Alfred

557 PINE TREE Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.79%
FHA
Active
20
$432,500$69,182 equity gap
Rate
7.79%
7.18%today
Payment
$2,682/mo
$2,526today
  • 4beds
  • 3baths
  • 2,416sqft

557 PINE TREE Boulevard, Lake Alfred

625 CUMMINGS Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 5.54%
FHA
Active
28
$400,000$115,597 equity gap
Rate
5.54%
7.18%today
Payment
$1,725/mo
$2,049today
  • 4beds
  • 2baths
  • 1,296sqft

625 CUMMINGS Street, Lake Alfred

320 SEMINOLE Avenue, Lake Alfred, FL, 33850 — assumable FHA mortgage at 5.70%
FHA
Active
28
$279,000$75,752 equity gap
Rate
5.70%
7.18%today
Payment
$1,254/mo
$1,464today
  • 3beds
  • 2baths
  • 1,581sqft

320 SEMINOLE Avenue, Lake Alfred

265 THELMA Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.50%
FHA
Active
38
$249,900$103,655 equity gap
Rate
6.50%
7.18%today
Payment
$15,064/mo
$15,118today
  • 3beds
  • 2baths
  • 1,353sqft

265 THELMA Street, Lake Alfred

460 PIERCE Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.50%
FHA
Active
21
$224,900$25,432 equity gap
Rate
6.50%
7.18%today
Payment
$1,315/mo
$1,410today
  • 4beds
  • 2baths
  • 2,064sqft

460 PIERCE Street, Lake Alfred

724 LAKE CUMMINGS Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 7.62%
FHA
Active
33
$250,000Potential short sale
Rate
7.62%
7.18%today
Payment
$2,077/mo
$1,989today
  • 3beds
  • 2baths
  • 1,600sqft

724 LAKE CUMMINGS Boulevard, Lake Alfred

Assuming a mortgage in Lake Alfred

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.14%
Lowest existing payment
$677/mo
Median cash to assume
$45,681
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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