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Assumable homes for sale in Jacksonville, FL

15 homesFHA & VA loansrates from 2.87% vs 7.18% today

Jacksonville assumption guide
4762 CAMBRIDGE Road, Jacksonville, FL, 32210 — assumable FHA mortgage at 3.02%
FHATop pick
Active
28
$210,000Potential short sale
Rate
3.02%
7.18%today
Payment
$996/mo
$1,596today
  • 4beds
  • 2baths
  • 1,526sqft

4762 CAMBRIDGE Road, Jacksonville

11496 FATHOM Court, Jacksonville, FL, 32256 — assumable FHA mortgage at 2.96%
FHA
Active
33
$395,000$72,051 equity gap
Rate
2.96%
7.18%today
Payment
$1,535/mo
$2,479today
  • 3beds
  • 3baths
  • 1,693sqft

11496 FATHOM Court, Jacksonville

5922 BRICE Court, Jacksonville, FL, 32244 — assumable FHA mortgage at 2.87%
FHA
Active
29
$190,000$63,367 equity gap
Rate
2.87%
7.18%today
Payment
$591/mo
$965today
  • 2beds
  • 3baths
  • 1,268sqft

5922 BRICE Court, Jacksonville

6160 STRAWFLOWER Place, Jacksonville, FL, 32209 — assumable FHA mortgage at 3.66%
FHA
Active
12
$210,000$159,241 equity gap
Rate
3.66%
7.18%today
Payment
$270/mo
$399today
  • 3beds
  • 1baths
  • 876sqft

6160 STRAWFLOWER Place, Jacksonville

1724 HELENA Street, Jacksonville, FL, 32208 — assumable FHA mortgage at 3.82%
FHA
Active
40
$750,000$570,308 equity gap
Rate
3.82%
7.18%today
Payment
$984/mo
$1,427today
  • 4beds
  • 5baths
  • 2,152sqft

1724 HELENA Street, Jacksonville

10423 KEUKA Drive, Jacksonville, FL, 32218 — assumable FHA mortgage at 6.42%
FHA
Active
4
$149,900Potential short sale
Rate
6.42%
7.18%today
Payment
$1,022/mo
$1,104today
  • 3beds
  • 2baths
  • 881sqft

10423 KEUKA Drive, Jacksonville

8058 BELSAY Circle, Jacksonville, FL, 32219 — assumable VA mortgage at 5.89%
VA
Active
45
$309,900$16,846 equity gap
Rate
5.89%
7.18%today
Payment
$1,835/mo
$2,098today
  • 3beds
  • 2baths
  • 1,292sqft

8058 BELSAY Circle, Jacksonville

6515 BARTHOLF Avenue, Jacksonville, FL, 32210 — assumable FHA mortgage at 4.46%
FHA
Active
34
$210,000$110,947 equity gap
Rate
4.46%
7.18%today
Payment
$596/mo
$801today
  • 3beds
  • 2baths
  • 1,289sqft

6515 BARTHOLF Avenue, Jacksonville

7357 CUMBRIA Boulevard, Jacksonville, FL, 32219 — assumable VA mortgage at 6.27%
VA
Active
27
$299,000$26,615 equity gap
Rate
6.27%
7.18%today
Payment
$1,759/mo
$1,931today
  • 3beds
  • 2baths
  • 1,893sqft

7357 CUMBRIA Boulevard, Jacksonville

8139 VINING Street, Jacksonville, FL, 32210 — assumable VA mortgage at 6.50%
VA
Active
47
$314,000$24,584 equity gap
Rate
6.50%
7.18%today
Payment
$1,841/mo
$1,973today
  • 4beds
  • 3baths
  • 1,660sqft

8139 VINING Street, Jacksonville

6893 GABLE GROVE Avenue, Jacksonville, FL, 32217 — assumable VA mortgage at 6.72%
VA
Active
34
$324,900$21,268 equity gap
Rate
6.72%
7.18%today
Payment
$2,002/mo
$2,097today
  • 3beds
  • 3baths
  • 1,707sqft

6893 GABLE GROVE Avenue, Jacksonville

11685 SHELLFISH Drive, Jacksonville, FL, 32246 — assumable FHA mortgage at 6.82%
FHA
Active
36
$268,900$21,833 equity gap
Rate
6.82%
7.18%today
Payment
$1,655/mo
$1,716today
  • 3beds
  • 2baths
  • 1,168sqft

11685 SHELLFISH Drive, Jacksonville

3639 CHARLES Street, Jacksonville, FL, 32209 — assumable FHA mortgage at 6.82%
FHA
Active
$102,500$19,762 equity gap
Rate
6.82%
7.18%today
Payment
$555/mo
$575today
  • 2beds
  • 1baths
  • 762sqft

3639 CHARLES Street, Jacksonville

3722 HOOVER Lane, Jacksonville, FL, 32277 — assumable FHA mortgage at 6.71%
FHA
Active
36
$250,000$78,460 equity gap
Rate
6.71%
7.18%today
Payment
$1,150/mo
$1,206today
  • 3beds
  • 2baths
  • 1,232sqft

3722 HOOVER Lane, Jacksonville

2673 TROLLIE Lane #2, Jacksonville, FL, 32211 — assumable FHA mortgage at 6.81%
FHA
Active
$86,070Potential short sale
Rate
6.81%
7.18%today
Payment
$961/mo
$998today
  • 2beds
  • 2baths
  • 960sqft

2673 TROLLIE Lane #2, Jacksonville

Assuming a mortgage in Jacksonville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$555/mo
Median cash to assume
$44,991
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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