UMe
Get pre-qualified

Assumable homes for sale in Gotha, FL

192 homesFHA & VA loansrates from 2.65% vs 7.18% today

Gotha assumption guide
101 EOLA Drive #508, Orlando, FL, 32801 — assumable FHA mortgage at 2.67%
FHA
Active
58
$192,500$38,495 equity gap
Rate
2.67%
7.18%today
Payment
$718/mo
$1,203today
  • 1beds
  • 1baths
  • 644sqft

101 EOLA Drive #508, Orlando

3443 TUMBLING RIVER Drive, Clermont, FL, 34711 — assumable VA mortgage at 2.87%
VA
Active
33
$565,000$103,629 equity gap
Rate
2.87%
7.18%today
Payment
$2,152/mo
$3,516today
  • 4beds
  • 5baths
  • 3,459sqft

3443 TUMBLING RIVER Drive, Clermont

4639 CALENDULA Drive, Orlando, FL, 32839 — assumable FHA mortgage at 2.86%
FHA
Active
24
$320,000$95,211 equity gap
Rate
2.86%
7.18%today
Payment
$1,045/mo
$1,709today
  • 3beds
  • 2baths
  • 1,286sqft

4639 CALENDULA Drive, Orlando

313 LUCILE Way, Orlando, FL, 32835 — assumable FHA mortgage at 2.88%
FHA
Active
29
$245,000$69,452 equity gap
Rate
2.88%
7.18%today
Payment
$823/mo
$1,344today
  • 2beds
  • 2baths
  • 1,145sqft

313 LUCILE Way, Orlando

530 CENTRAL Boulevard #1002, Orlando, FL, 32801 — assumable VA mortgage at 2.99%
VA
Active
36
$375,000$82,790 equity gap
Rate
2.99%
7.18%today
Payment
$1,378/mo
$2,217today
  • 2beds
  • 2baths
  • 1,304sqft

530 CENTRAL Boulevard #1002, Orlando

1444 KENNY Court, Winter Garden, FL, 34787 — assumable FHA mortgage at 3.12%
FHA
Active
29
$350,000$83,566 equity gap
Rate
3.12%
7.18%today
Payment
$1,269/mo
$2,008today
  • 3beds
  • 2baths
  • 1,352sqft

1444 KENNY Court, Winter Garden

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$112,614 equity gap
Rate
3.45%
7.18%today
Payment
$1,753/mo
$2,661today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

101 EOLA Drive #709, Orlando, FL, 32801 — assumable FHA mortgage at 3.97%
FHA
Active
24
$259,900$51,495 equity gap
Rate
3.97%
7.18%today
Payment
$1,284/mo
$1,829today
  • 1beds
  • 2baths
  • 997sqft

101 EOLA Drive #709, Orlando

6526 LYNN Road, Orlando, FL, 32810 — assumable VA mortgage at 2.77%
VA
Active
49
$539,000$188,292 equity gap
Rate
2.77%
7.18%today
Payment
$1,621/mo
$2,684today
  • 4beds
  • 3baths
  • 1,850sqft

6526 LYNN Road, Orlando

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,884 equity gap
Rate
2.84%
7.18%today
Payment
$998/mo
$1,636today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

15530 SUNQUAT DR, Winter Garden, FL, 34787 — assumable VA mortgage at 2.86%
VA
Active
45
$599,999$230,525 equity gap
Rate
2.86%
7.18%today
Payment
$1,721/mo
$2,816today
  • 4beds
  • 4baths
  • 2,466sqft

15530 SUNQUAT DR, Winter Garden

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$489,000$165,945 equity gap
Rate
2.88%
7.18%today
Payment
$1,515/mo
$2,473today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

1501 WOODWARD Street, Orlando, FL, 32803 — assumable FHA mortgage at 2.98%
FHA
Active
40
$639,900$226,320 equity gap
Rate
2.98%
7.18%today
Payment
$1,940/mo
$3,125today
  • 4beds
  • 3baths
  • 1,600sqft

1501 WOODWARD Street, Orlando

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,488 equity gap
Rate
4.00%
7.18%today
Payment
$1,351/mo
$1,917today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

8449 VIA VITTORIA Way, Orlando, FL, 32819 — assumable VA mortgage at 3.05%
VA
Active
53
$1,295,000$519,005 equity gap
Rate
3.05%
7.18%today
Payment
$3,660/mo
$5,843today
  • 3beds
  • 4baths
  • 3,226sqft

8449 VIA VITTORIA Way, Orlando

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$181,178 equity gap
Rate
3.10%
7.18%today
Payment
$1,725/mo
$2,737today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,912 equity gap
Rate
4.16%
7.18%today
Payment
$1,341/mo
$1,866today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

6865 BOUGAINVILLEA CRESCENT Drive, Orlando, FL, 32809 — assumable VA mortgage at 3.18%
VA
Active
27
$429,900$145,212 equity gap
Rate
3.18%
7.18%today
Payment
$1,389/mo
$2,181today
  • 4beds
  • 2baths
  • 1,905sqft

6865 BOUGAINVILLEA CRESCENT Drive, Orlando

4489 OAK ARBOR Circle, Orlando, FL, 32808 — assumable FHA mortgage at 2.65%
FHA
Active
24
$225,000$106,433 equity gap
Rate
2.65%
7.18%today
Payment
$550/mo
$925today
  • 3beds
  • 3baths
  • 1,418sqft

4489 OAK ARBOR Circle, Orlando

1135 GARRETT GILLIAM Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 2.73%
FHA
Active
39
$369,000$164,083 equity gap
Rate
2.73%
7.18%today
Payment
$1,017/mo
$1,650today
  • 3beds
  • 2baths
  • 1,536sqft

1135 GARRETT GILLIAM Drive, Ocoee

5413 NEW INDEPENDENCE Parkway, Winter Garden, FL, 34787 — assumable FHA mortgage at 2.77%
FHA
Active
28
$469,000$207,581 equity gap
Rate
2.77%
7.18%today
Payment
$1,226/mo
$2,029today
  • 4beds
  • 3baths
  • 2,131sqft

5413 NEW INDEPENDENCE Parkway, Winter Garden

1118 MAIDENMOOR Road, Winter Garden, FL, 34787 — assumable VA mortgage at 2.79%
VA
Active
36
$460,000$416,661 equity gap
Rate
2.79%
7.18%today
Payment
$740/mo
$989today
  • 4beds
  • 2baths
  • 2,009sqft

1118 MAIDENMOOR Road, Winter Garden

1105 CABALLERO Road, Ocoee, FL, 34761 — assumable FHA mortgage at 2.79%
FHA
Active
36
$324,900$208,982 equity gap
Rate
2.79%
7.18%today
Payment
$600/mo
$954today
  • 3beds
  • 1baths
  • 1,225sqft

1105 CABALLERO Road, Ocoee

13322 BLOSSOM VALLEY Drive, Clermont, FL, 34711 — assumable FHA mortgage at 2.81%
FHA
Active
65
$489,000$239,084 equity gap
Rate
2.81%
7.18%today
Payment
$1,260/mo
$2,025today
  • 3beds
  • 2baths
  • 1,753sqft

13322 BLOSSOM VALLEY Drive, Clermont

3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,994 equity gap
Rate
2.81%
7.18%today
Payment
$1,131/mo
$1,862today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

9516 9TH Avenue, Orlando, FL, 32824 — assumable FHA mortgage at 2.81%
FHA
Active
28
$314,999$130,622 equity gap
Rate
2.81%
7.18%today
Payment
$877/mo
$1,443today
  • 3beds
  • 2baths
  • 1,134sqft

9516 9TH Avenue, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$399,987$264,288 equity gap
Rate
2.84%
7.18%today
Payment
$631/mo
$1,035today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

5300 FERNHILL Court, Orlando, FL, 32808 — assumable FHA mortgage at 2.87%
FHA
Active
7
$350,000$166,232 equity gap
Rate
2.87%
7.18%today
Payment
$879/mo
$1,437today
  • 4beds
  • 3baths
  • 1,872sqft

5300 FERNHILL Court, Orlando

2107 BAY LINE Road, Oakland, FL, 34787 — assumable FHA mortgage at 2.88%
FHA
Active
57
$615,000$292,606 equity gap
Rate
2.88%
7.18%today
Payment
$1,505/mo
$2,456today
  • 3beds
  • 2baths
  • 1,916sqft

2107 BAY LINE Road, Oakland

3139 AZOLLA Street, Orlando, FL, 32808 — assumable FHA mortgage at 2.90%
FHA
Active
16
$215,000Potential short sale
Rate
2.90%
7.18%today
Payment
$1,124/mo
$1,829today
  • 3beds
  • 3baths
  • 1,570sqft

3139 AZOLLA Street, Orlando

7075 KINGSPOINTE Parkway #9, Orlando, FL, 32819 — assumable VA mortgage at 2.90%
VA
Active
70
$2,290,000$1,720,800 equity gap
Rate
2.90%
7.18%today
Payment
$9,610/mo
$11,704today
  • —beds
  • —baths
  • 13,316sqft

7075 KINGSPOINTE Parkway #9, Orlando

9803 AMBER CHESTNUT Way, Winter Garden, FL, 34787 — assumable FHA mortgage at 2.94%
FHA
Active
15
$529,000$239,985 equity gap
Rate
2.94%
7.18%today
Payment
$1,397/mo
$2,262today
  • 4beds
  • 4baths
  • 2,303sqft

9803 AMBER CHESTNUT Way, Winter Garden

5937 UONA Avenue, Orlando, FL, 32835 — assumable FHA mortgage at 2.96%
FHA
Active
45
$315,000$183,399 equity gap
Rate
2.96%
7.18%today
Payment
$624/mo
$1,008today
  • 3beds
  • 2baths
  • 1,380sqft

5937 UONA Avenue, Orlando

5937 UONA Avenue, Orlando, FL, 32835 — assumable FHA mortgage at 2.96%
FHA
Active
45
$315,000$183,399 equity gap
Rate
2.96%
7.18%today
Payment
$624/mo
$1,008today
  • 3beds
  • 2baths
  • 1,380sqft

5937 UONA Avenue, Orlando

10073 LAKE MEADOW Road, Apopka, FL, 32703 — assumable FHA mortgage at 2.96%
FHA
Active
4
$879,000$651,331 equity gap
Rate
2.96%
7.18%today
Payment
$1,080/mo
$1,744today
  • 4beds
  • 3baths
  • 4,268sqft

10073 LAKE MEADOW Road, Apopka

16773 WINGSPREAD Loop, Winter Garden, FL, 34787 — assumable VA mortgage at 2.97%
VA
Active
58
$925,000$469,797 equity gap
Rate
2.97%
7.18%today
Payment
$2,176/mo
$3,510today
  • 5beds
  • 4baths
  • 3,752sqft

16773 WINGSPREAD Loop, Winter Garden

Assuming a mortgage in Gotha

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$316/mo
Median cash to assume
$165,945
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe