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Assumable homes for sale in Golden Valley, MN

143 homesFHA & VA loansrates from 2.62% vs 7.18% today

Golden Valley assumption guide
4635 Xenia Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 3.07%
FHATop pick
Active
14
$206,400Potential short sale
Rate
3.07%
7.18%today
Payment
$986/mo
$1,570today
  • 2beds
  • 1baths
  • 1,208sqft

4635 Xenia Avenue, Crystal

4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$23,325 equity gap
Rate
2.96%
7.18%today
Payment
$980/mo
$1,583today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$4,105 equity gap
Rate
3.45%
7.18%today
Payment
$600/mo
$911today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,768 equity gap
Rate
2.81%
7.18%today
Payment
$1,105/mo
$1,820today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

4433 2nd Avenue, Minneapolis, MN, 55419 — assumable FHA mortgage at 2.81%
FHA
Active
40
$299,900$44,387 equity gap
Rate
2.81%
7.18%today
Payment
$1,212/mo
$1,995today
  • 3beds
  • 2baths
  • 1,430sqft

4433 2nd Avenue, Minneapolis

904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,948 equity gap
Rate
2.84%
7.18%today
Payment
$1,472/mo
$2,415today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$293,000$52,091 equity gap
Rate
2.87%
7.18%today
Payment
$1,124/mo
$1,836today
  • 3beds
  • 2baths
  • 1,702sqft

4403 Zane Avenue, Crystal

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$53,479 equity gap
Rate
2.98%
7.18%today
Payment
$1,053/mo
$1,696today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,933 equity gap
Rate
3.02%
7.18%today
Payment
$982/mo
$1,573today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.18%today
Payment
$789/mo
$1,228today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

3116 17th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 3.25%
FHA
Active
44
$435,000$80,177 equity gap
Rate
3.25%
7.18%today
Payment
$1,752/mo
$2,727today
  • 5beds
  • 2baths
  • 2,638sqft

3116 17th Avenue, Minneapolis

5319 Rhode Island Avenue, New Hope, MN, 55428 — assumable FHA mortgage at 3.36%
FHA
Active
38
$325,000$58,501 equity gap
Rate
3.36%
7.18%today
Payment
$1,365/mo
$2,095today
  • 4beds
  • 2baths
  • 1,980sqft

5319 Rhode Island Avenue, New Hope

2050 Broadway Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 2.68%
FHA
Active
40
$449,900$85,434 equity gap
Rate
2.68%
7.18%today
Payment
$1,688/mo
$2,827today
  • 8beds
  • 3baths
  • 3,259sqft

2050 Broadway Avenue, Minneapolis

5604 5th Street, Fridley, MN, 55432 — assumable VA mortgage at 2.77%
VA
Active
25
$314,999$85,035 equity gap
Rate
2.77%
7.18%today
Payment
$1,556/mo
$2,252today
  • 3beds
  • 2baths
  • 1,464sqft

5604 5th Street, Fridley

3041 30th Avenue, Minneapolis, MN, 55406 — assumable VA mortgage at 2.86%
VA
Active
46
$395,000$103,252 equity gap
Rate
2.86%
7.18%today
Payment
$1,398/mo
$2,287today
  • 3beds
  • 3baths
  • 1,895sqft

3041 30th Avenue, Minneapolis

4106 Vincent Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.88%
FHA
Active
39
$334,900$85,304 equity gap
Rate
2.88%
7.18%today
Payment
$1,165/mo
$1,902today
  • 3beds
  • 2baths
  • 2,095sqft

4106 Vincent Avenue, Minneapolis

2725 Garfield Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 2.90%
FHA
Active
38
$465,000$131,592 equity gap
Rate
2.90%
7.18%today
Payment
$1,567/mo
$2,551today
  • 3beds
  • 2baths
  • 1,720sqft

2725 Garfield Avenue, Minneapolis

4928 Abbott Avenue, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.98%
FHA
Active
26
$278,000$60,331 equity gap
Rate
2.98%
7.18%today
Payment
$1,032/mo
$1,663today
  • 3beds
  • 2baths
  • 1,685sqft

4928 Abbott Avenue, Brooklyn Center

1415 44th Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 3.61%
FHA
Active
42
$254,900$43,646 equity gap
Rate
3.61%
7.18%today
Payment
$1,117/mo
$1,663today
  • 4beds
  • 3baths
  • 2,474sqft

1415 44th Avenue, Minneapolis

4822 Bryant Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 3.12%
FHA
Active
30
$230,000$49,197 equity gap
Rate
3.12%
7.18%today
Payment
$861/mo
$1,363today
  • 3beds
  • 1baths
  • 782sqft

4822 Bryant Avenue, Minneapolis

10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,315 equity gap
Rate
3.31%
7.18%today
Payment
$603/mo
$931today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

2800 Hillsboro Avenue #315, New Hope, MN, 55427 — assumable VA mortgage at 3.46%
VA
Active
11
$75,000$16,458 equity gap
Rate
3.46%
7.18%today
Payment
$337/mo
$511today
  • 1beds
  • 1baths
  • 710sqft

2800 Hillsboro Avenue #315, New Hope

3129 Clinton Avenue, Minneapolis, MN, 55408 — assumable FHA mortgage at 3.47%
FHA
Active
30
$365,000$85,118 equity gap
Rate
3.47%
7.18%today
Payment
$1,450/mo
$2,195today
  • 4beds
  • 2baths
  • 3,058sqft

3129 Clinton Avenue, Minneapolis

5566 Unity Avenue, Crystal, MN, 55429 — assumable VA mortgage at 2.73%
VA
Active
47
$339,900$109,656 equity gap
Rate
2.73%
7.18%today
Payment
$1,075/mo
$1,788today
  • 4beds
  • 3baths
  • 2,330sqft

5566 Unity Avenue, Crystal

4424 16th Avenue, Minneapolis, MN, 55407 — assumable FHA mortgage at 2.78%
FHA
Active
33
$379,000$141,149 equity gap
Rate
2.78%
7.18%today
Payment
$1,101/mo
$1,820today
  • 3beds
  • 2baths
  • 1,625sqft

4424 16th Avenue, Minneapolis

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$394,000$125,240 equity gap
Rate
2.78%
7.18%today
Payment
$1,268/mo
$2,095today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

5549 37th Avenue, Minneapolis, MN, 55417 — assumable VA mortgage at 2.87%
VA
Active
31
$319,900$103,800 equity gap
Rate
2.87%
7.18%today
Payment
$1,037/mo
$1,694today
  • 3beds
  • 1baths
  • 1,010sqft

5549 37th Avenue, Minneapolis

2820 Cleveland Street, Minneapolis, MN, 55418 — assumable VA mortgage at 2.95%
VA
Active
33
$439,900$143,681 equity gap
Rate
2.95%
7.18%today
Payment
$1,403/mo
$2,269today
  • 2beds
  • 1baths
  • 1,459sqft

2820 Cleveland Street, Minneapolis

5340 Byron Avenue, Crystal, MN, 55429 — assumable FHA mortgage at 2.95%
FHA
Active
46
$299,000$109,677 equity gap
Rate
2.95%
7.18%today
Payment
$895/mo
$1,447today
  • 3beds
  • 1baths
  • 1,388sqft

5340 Byron Avenue, Crystal

17925 Covington Road, Minnetonka, MN, 55345 — assumable VA mortgage at 2.98%
VA
Active
25
$525,000$207,276 equity gap
Rate
2.98%
7.18%today
Payment
$1,503/mo
$2,422today
  • 3beds
  • 2baths
  • 1,801sqft

17925 Covington Road, Minnetonka

5147 Russell Avenue, Minneapolis, MN, 55430 — assumable FHA mortgage at 2.99%
FHA
Active
13
$219,500$79,004 equity gap
Rate
2.99%
7.18%today
Payment
$661/mo
$1,064today
  • 2beds
  • 2baths
  • 1,212sqft

5147 Russell Avenue, Minneapolis

5730 Fremont Avenue, Brooklyn Center, MN, 55430 — assumable FHA mortgage at 3.00%
FHA
Active
50
$299,900$92,849 equity gap
Rate
3.00%
7.18%today
Payment
$1,014/mo
$1,630today
  • 4beds
  • 2baths
  • 1,548sqft

5730 Fremont Avenue, Brooklyn Center

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.18%today
Payment
$1,841/mo
$2,873today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

2939 30th Avenue, Minneapolis, MN, 55406 — assumable FHA mortgage at 3.73%
FHA
Active
36
$400,000$118,275 equity gap
Rate
3.73%
7.18%today
Payment
$1,508/mo
$2,212today
  • 4beds
  • 2baths
  • 2,007sqft

2939 30th Avenue, Minneapolis

6055 Westbrook Road, Golden Valley, MN, 55422 — assumable VA mortgage at 2.62%
VA
Active
29
$540,000$381,039 equity gap
Rate
2.62%
7.18%today
Payment
$1,740/mo
$2,311today
  • 4beds
  • 3baths
  • 2,353sqft

6055 Westbrook Road, Golden Valley

4270 Ximines Lane, Plymouth, MN, 55441 — assumable VA mortgage at 2.72%
VA
Active
28
$335,000$152,868 equity gap
Rate
2.72%
7.18%today
Payment
$853/mo
$1,422today
  • 3beds
  • 2baths
  • 1,658sqft

4270 Ximines Lane, Plymouth

Assuming a mortgage in Golden Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$337/mo
Median cash to assume
$102,579
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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