Assumable homes for sale in Daytona Beach, FL

6 homesFHA & VA loansrates from 2.98% vs 7.18% today

Daytona Beach assumption guide
1478 HIGHRIDGE Avenue, Daytona Beach, FL, 32124 — assumable FHA mortgage at 2.98%
FHA
Active
39
$469,900$282,705 equity gap
Rate
2.98%
7.18%today
Payment
$888/mo
$1,430today
  • 5beds
  • 3baths
  • 1,827sqft

1478 HIGHRIDGE Avenue, Daytona Beach

106 CARMICHAEL Way, Daytona Beach, FL, 32124 — assumable FHA mortgage at 3.43%
FHA
Active
32
$235,900$113,325 equity gap
Rate
3.43%
7.18%today
Payment
$706/mo
$1,075today
  • 2beds
  • 3baths
  • 1,288sqft

106 CARMICHAEL Way, Daytona Beach

223 WINGED FOOT Lane, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.88%
FHA
Active
80
$444,900$20,858 equity gap
Rate
6.88%
7.18%today
Payment
$2,863/mo
$2,950today
  • 5beds
  • 3baths
  • 2,869sqft

223 WINGED FOOT Lane, Daytona Beach

1192 BELLE ISLE Lane, Daytona Beach, FL, 32124 — assumable VA mortgage at 6.74%
VA
Active
46
$375,000$27,209 equity gap
Rate
6.74%
7.18%today
Payment
$2,282/mo
$2,386today
  • 5beds
  • 3baths
  • 2,479sqft

1192 BELLE ISLE Lane, Daytona Beach

4131 CALUSA PINE Road, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.32%
FHA
Active
41
$320,000$59,182 equity gap
Rate
6.32%
7.18%today
Payment
$1,654/mo
$1,806today
  • 3beds
  • 2baths
  • 1,432sqft

4131 CALUSA PINE Road, Daytona Beach

1295 BELLE ISLE Lane, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.89%
FHA
Active
32
$355,000$45,783 equity gap
Rate
6.89%
7.18%today
Payment
$2,067/mo
$2,128today
  • 3beds
  • 2baths
  • 1,486sqft

1295 BELLE ISLE Lane, Daytona Beach

Assuming a mortgage in Daytona Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$706/mo
Median cash to assume
$52,482
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.