Assumable homes for sale in Dade City, FL

100 homesFHA & VA loansrates from 2.50% vs 7.18% today

Dade City assumption guide
40545 STEWART Road, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.98%
FHA
Active
24
$230,000$34,968 equity gap
Rate
2.98%
7.18%today
Payment
$925/mo
$1,490today
  • 3beds
  • 2baths
  • 1,512sqft

40545 STEWART Road, Zephyrhills

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,898 equity gap
Rate
3.01%
7.18%today
Payment
$1,252/mo
$2,010today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

31575 BARREL WAVE Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.45%
VA
Active
42
$415,000$68,732 equity gap
Rate
3.45%
7.18%today
Payment
$1,706/mo
$2,590today
  • 6beds
  • 3baths
  • 2,580sqft

31575 BARREL WAVE Way, Wesley Chapel

31584 COLADA DRIFT Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 2.50%
VA
Active
76
$650,000$197,660 equity gap
Rate
2.50%
7.18%today
Payment
$2,034/mo
$3,488today
  • 5beds
  • 3baths
  • 3,292sqft

31584 COLADA DRIFT Way, Wesley Chapel

31088 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable FHA mortgage at 2.71%
FHA
Active
21
$379,000$149,099 equity gap
Rate
2.71%
7.18%today
Payment
$1,074/mo
$1,791today
  • 3beds
  • 2baths
  • 1,867sqft

31088 JAZZ LEAF Place, San Antonio

13732 21ST Street, Dade City, FL, 33525 — assumable VA mortgage at 2.73%
VA
Active
24
$203,000$69,251 equity gap
Rate
2.73%
7.18%today
Payment
$624/mo
$1,039today
  • 2beds
  • 1baths
  • 864sqft

13732 21ST Street, Dade City

31041 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable VA mortgage at 2.84%
VA
Active
82
$419,900$141,053 equity gap
Rate
2.84%
7.18%today
Payment
$1,324/mo
$2,171today
  • 4beds
  • 2baths
  • 1,998sqft

31041 JAZZ LEAF Place, San Antonio

40832 RIVER Road, Dade City, FL, 33525 — assumable VA mortgage at 2.87%
VA
Active
60
$399,000$146,222 equity gap
Rate
2.87%
7.18%today
Payment
$1,182/mo
$1,931today
  • 4beds
  • 2baths
  • 1,824sqft

40832 RIVER Road, Dade City

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$109,130 equity gap
Rate
2.87%
7.18%today
Payment
$965/mo
$1,576today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

13901 9TH Street, Dade City, FL, 33525 — assumable FHA mortgage at 2.90%
FHA
Active
44
$250,000$95,909 equity gap
Rate
2.90%
7.18%today
Payment
$740/mo
$1,204today
  • 3beds
  • 2baths
  • 1,300sqft

13901 9TH Street, Dade City

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$180,375 equity gap
Rate
3.23%
7.18%today
Payment
$1,859/mo
$2,901today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,950 equity gap
Rate
2.68%
7.18%today
Payment
$874/mo
$1,463today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

13301 THOROUGHBRED Drive, Dade City, FL, 33525 — assumable VA mortgage at 2.77%
VA
Active
65
$725,000$407,181 equity gap
Rate
2.77%
7.18%today
Payment
$1,497/mo
$2,478today
  • 4beds
  • 3baths
  • 2,741sqft

13301 THOROUGHBRED Drive, Dade City

9916 CLEGHORN Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.83%
VA
Active
28
$330,000$221,358 equity gap
Rate
2.83%
7.18%today
Payment
$515/mo
$846today
  • 3beds
  • 2baths
  • 1,749sqft

9916 CLEGHORN Drive, San Antonio

8634 23RD Street, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.86%
VA
Active
43
$649,999$471,690 equity gap
Rate
2.86%
7.18%today
Payment
$939/mo
$1,482today
  • 3beds
  • 2baths
  • 2,016sqft

8634 23RD Street, Zephyrhills

33468 AZALEA RIDGE Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 2.87%
FHA
Active
31
$644,900$401,585 equity gap
Rate
2.87%
7.18%today
Payment
$1,135/mo
$1,854today
  • 5beds
  • 4baths
  • 3,173sqft

33468 AZALEA RIDGE Drive, Wesley Chapel

9936 GAP WEDGE Drive, San Antonio, FL, 33576 — assumable VA mortgage at 3.02%
VA
Active
35
$329,900$212,769 equity gap
Rate
3.02%
7.18%today
Payment
$572/mo
$917today
  • 3beds
  • 2baths
  • 1,707sqft

9936 GAP WEDGE Drive, San Antonio

8299 BOWER BASS Circle, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.13%
VA
Active
66
$450,000$147,995 equity gap
Rate
3.13%
7.18%today
Payment
$1,496/mo
$2,365today
  • 4beds
  • 3baths
  • 2,756sqft

8299 BOWER BASS Circle, Wesley Chapel

10047 EQUITY Avenue, Dade City, FL, 33525 — assumable VA mortgage at 3.22%
VA
Active
35
$249,900$237,288 equity gap
Rate
3.22%
7.18%today
Payment
$350/mo
$453today
  • 2beds
  • 2baths
  • 1,512sqft

10047 EQUITY Avenue, Dade City

7840 ABBY BROOKS Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.69%
FHA
Active
62
$559,000$183,171 equity gap
Rate
3.69%
7.18%today
Payment
$1,890/mo
$2,785today
  • 4beds
  • 3baths
  • 3,269sqft

7840 ABBY BROOKS Circle, Wesley Chapel

36431 FLORRIE MAE Lane, Dade City, FL, 33523 — assumable VA mortgage at 3.45%
VA
Active
64
$869,999$526,388 equity gap
Rate
3.45%
7.18%today
Payment
$1,776/mo
$2,696today
  • 4beds
  • 3baths
  • 2,616sqft

36431 FLORRIE MAE Lane, Dade City

6803 EZRA LOFT Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.77%
FHA
Active
31
$345,000$126,484 equity gap
Rate
3.77%
7.18%today
Payment
$1,185/mo
$1,729today
  • 5beds
  • 3baths
  • 2,605sqft

6803 EZRA LOFT Place, Zephyrhills

8325 OLIVE BROOK Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.50%
FHA
Active
39
$404,900$164,591 equity gap
Rate
3.50%
7.18%today
Payment
$1,246/mo
$1,879today
  • 3beds
  • 2baths
  • 2,010sqft

8325 OLIVE BROOK Drive, Wesley Chapel

31209 MASENA Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.57%
FHA
Active
20
$297,500$181,987 equity gap
Rate
3.57%
7.18%today
Payment
$676/mo
$1,011today
  • 3beds
  • 2baths
  • 1,265sqft

31209 MASENA Drive, Wesley Chapel

12336 PALM RIDGE Drive, San Antonio, FL, 33576 — assumable VA mortgage at 3.66%
VA
Active
51
$369,900$233,815 equity gap
Rate
3.66%
7.18%today
Payment
$847/mo
$1,253today
  • 3beds
  • 2baths
  • 1,642sqft

12336 PALM RIDGE Drive, San Antonio

38912 CARR Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 4.98%
FHA
Active
61
$345,000$43,122 equity gap
Rate
4.98%
7.18%today
Payment
$1,735/mo
$2,195today
  • 3beds
  • 2baths
  • 1,392sqft

38912 CARR Drive, Zephyrhills

8028 PELICAN REED Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.69%
FHA
Active
49
$389,900$182,969 equity gap
Rate
3.69%
7.18%today
Payment
$1,106/mo
$1,630today
  • 4beds
  • 3baths
  • 2,007sqft

8028 PELICAN REED Circle, Wesley Chapel

8362 WHEAT STONE Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 5.30%
FHA
Active
43
$375,000$23,811 equity gap
Rate
5.30%
7.18%today
Payment
$2,082/mo
$2,540today
  • 4beds
  • 2baths
  • 2,048sqft

8362 WHEAT STONE Drive, Zephyrhills

7789 TUSCAN BAY Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.90%
FHA
Active
74
$499,000$288,933 equity gap
Rate
3.90%
7.18%today
Payment
$1,222/mo
$1,756today
  • 5beds
  • 3baths
  • 2,447sqft

7789 TUSCAN BAY Circle, Wesley Chapel

6946 TALAMORE Drive, Wesley Chapel, FL, 33545 — assumable VA mortgage at 5.27%
VA
Active
76
$725,000$119,974 equity gap
Rate
5.27%
7.18%today
Payment
$3,582/mo
$4,384today
  • 4beds
  • 5baths
  • 2,920sqft

6946 TALAMORE Drive, Wesley Chapel

7727 TIMBERVIEW Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 4.32%
VA
Active
35
$284,900$107,962 equity gap
Rate
4.32%
7.18%today
Payment
$1,054/mo
$1,439today
  • 3beds
  • 2baths
  • 1,587sqft

7727 TIMBERVIEW Loop, Wesley Chapel

37624 SKY RIDGE Circle, Dade City, FL, 33525 — assumable VA mortgage at 4.10%
VA
Active
78
$1,050,000$642,783 equity gap
Rate
4.10%
7.18%today
Payment
$2,377/mo
$3,333today
  • 6beds
  • 5baths
  • 5,481sqft

37624 SKY RIDGE Circle, Dade City

29435 SNAP HOOK Drive, San Antonio, FL, 33576 — assumable VA mortgage at 6.35%
VA
Active
29
$375,000$7,278 equity gap
Rate
6.35%
7.18%today
Payment
$2,315/mo
$2,520today
  • 3beds
  • 2baths
  • 1,762sqft

29435 SNAP HOOK Drive, San Antonio

11316 SPOONBILL FLOCK Way, San Antonio, FL, 33576 — assumable FHA mortgage at 6.54%
FHA
Active
43
$425,000Potential short sale
Rate
6.54%
7.18%today
Payment
$2,742/mo
$2,927today
  • 4beds
  • 3baths
  • 2,025sqft

11316 SPOONBILL FLOCK Way, San Antonio

7860 PEACE LILY Avenue, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 6.61%
FHA
Active
33
$399,990Potential short sale
Rate
6.61%
7.18%today
Payment
$2,668/mo
$2,827today
  • 4beds
  • 3baths
  • 2,226sqft

7860 PEACE LILY Avenue, Wesley Chapel

7921 SAIL CLOVER Lane, Zephyrhills, FL, 33540 — assumable VA mortgage at 6.78%
VA
Active
24
$385,000Potential short sale
Rate
6.78%
7.18%today
Payment
$2,578/mo
$2,685today
  • 4beds
  • 2baths
  • 1,846sqft

7921 SAIL CLOVER Lane, Zephyrhills

Assuming a mortgage in Dade City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$350/mo
Median cash to assume
$103,942
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.