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Assumable homes for sale in Champlin, MN

13 homesVA & FHA loansrates from 2.71% vs 7.18% today

Champlin assumption guide
11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$47,176 equity gap
Rate
3.11%
7.18%today
Payment
$958/mo
$1,518today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$250,000$70,470 equity gap
Rate
2.89%
7.18%today
Payment
$861/mo
$1,403today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

11209 Utah Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 2.71%
FHA
Active
51
$419,900$219,829 equity gap
Rate
2.71%
7.18%today
Payment
$1,151/mo
$1,775today
  • 3beds
  • 2baths
  • 2,036sqft

11209 Utah Avenue, Champlin

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
40
$420,000$246,100 equity gap
Rate
2.81%
7.18%today
Payment
$823/mo
$1,355today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$237,664 equity gap
Rate
2.84%
7.18%today
Payment
$1,598/mo
$2,620today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

10557 104th Place, Maple Grove, MN, 55369 — assumable VA mortgage at 3.15%
VA
Active
16
$379,900$161,761 equity gap
Rate
3.15%
7.18%today
Payment
$1,083/mo
$1,707today
  • 3beds
  • 2baths
  • 1,452sqft

10557 104th Place, Maple Grove

11012 Xylon Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.45%
FHA
Active
33
$385,000$242,084 equity gap
Rate
3.45%
7.18%today
Payment
$934/mo
$1,417today
  • 4beds
  • 2baths
  • 1,927sqft

11012 Xylon Lane, Champlin

11640 Wisconsin Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 3.50%
FHA
Active
33
$389,900$257,039 equity gap
Rate
3.50%
7.18%today
Payment
$891/mo
$1,344today
  • 3beds
  • 2baths
  • 1,989sqft

11640 Wisconsin Avenue, Champlin

10144 Boundary Creek Terrace, Maple Grove, MN, 55369 — assumable VA mortgage at 5.10%
VA
Active
59
$400,000$39,401 equity gap
Rate
5.10%
7.18%today
Payment
$2,099/mo
$2,618today
  • 4beds
  • 2baths
  • 1,815sqft

10144 Boundary Creek Terrace, Maple Grove

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$398,500$32,685 equity gap
Rate
5.23%
7.18%today
Payment
$2,150/mo
$2,644today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

11558 Xylon Avenue, Champlin, MN, 55316 — assumable VA mortgage at 4.06%
VA
Active
33
$384,928$171,006 equity gap
Rate
4.06%
7.18%today
Payment
$1,199/mo
$1,689today
  • 4beds
  • 2baths
  • 1,842sqft

11558 Xylon Avenue, Champlin

3939 120th Lane, Coon Rapids, MN, 55433 — assumable FHA mortgage at 4.25%
FHA
Active
41
$350,000$230,215 equity gap
Rate
4.25%
7.18%today
Payment
$828/mo
$1,141today
  • 4beds
  • 2baths
  • 1,692sqft

3939 120th Lane, Coon Rapids

567 131st Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 6.96%
FHA
Active
17
$409,000$381,355 equity gap
Rate
6.96%
7.18%today
Payment
$193/mo
$197today
  • 3beds
  • 3baths
  • 1,723sqft

567 131st Avenue, Champlin

Assuming a mortgage in Champlin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$823/mo
Median cash to assume
$219,829
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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