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Assumable homes for sale in Brainerd, MN

12 homesFHA & VA loansrates from 2.74% vs 7.18% today

Brainerd assumption guide
1007 13th Avenue, Brainerd, MN, 56401 — assumable FHA mortgage at 2.90%
FHA
Active
37
$259,900$96,218 equity gap
Rate
2.90%
7.18%today
Payment
$764/mo
$1,244today
  • 4beds
  • 2baths
  • 2,418sqft

1007 13th Avenue, Brainerd

705 19th Street, Brainerd, MN, 56401 — assumable FHA mortgage at 3.08%
FHA
Active
13
$199,990$64,349 equity gap
Rate
3.08%
7.18%today
Payment
$655/mo
$1,041today
  • 3beds
  • 2baths
  • 1,186sqft

705 19th Street, Brainerd

14390 Shoreview Drive, Baxter, MN, 56425 — assumable VA mortgage at 2.74%
VA
Active
53
$765,000$445,654 equity gap
Rate
2.74%
7.18%today
Payment
$1,492/mo
$2,480today
  • 5beds
  • 3baths
  • 3,006sqft

14390 Shoreview Drive, Baxter

16715 Paul Road, Brainerd, MN, 56401 — assumable VA mortgage at 2.77%
VA
Active
63
$524,900$303,215 equity gap
Rate
2.77%
7.18%today
Payment
$1,000/mo
$1,655today
  • 4beds
  • 2baths
  • 2,200sqft

16715 Paul Road, Brainerd

16046 Woodrow Road, Brainerd, MN, 56401 — assumable FHA mortgage at 2.89%
FHA
Active
35
$429,900$180,940 equity gap
Rate
2.89%
7.18%today
Payment
$1,194/mo
$1,946today
  • 4beds
  • 2baths
  • 2,290sqft

16046 Woodrow Road, Brainerd

10284 Saint Mathias Road, Brainerd, MN, 56401 — assumable VA mortgage at 3.23%
VA
Active
31
$399,000$195,260 equity gap
Rate
3.23%
7.18%today
Payment
$1,022/mo
$1,595today
  • 3beds
  • 3baths
  • 1,425sqft

10284 Saint Mathias Road, Brainerd

711 7th Street, Brainerd, MN, 56401 — assumable FHA mortgage at 6.50%
FHA
Active
35
$259,900$31,103 equity gap
Rate
6.50%
7.18%today
Payment
$1,778/mo
$1,875today
  • 5beds
  • 2baths
  • 2,417sqft

711 7th Street, Brainerd

912 12th Street, Brainerd, MN, 56401 — assumable FHA mortgage at 6.55%
FHA
Active
43
$264,900$39,199 equity gap
Rate
6.55%
7.18%today
Payment
$1,487/mo
$1,579today
  • 4beds
  • 2baths
  • 1,872sqft

912 12th Street, Brainerd

1315 Pine Street, Brainerd, MN, 56401 — assumable FHA mortgage at 6.87%
FHA
Active
34
$189,900$35,743 equity gap
Rate
6.87%
7.18%today
Payment
$1,041/mo
$1,074today
  • 2beds
  • 2baths
  • 1,022sqft

1315 Pine Street, Brainerd

940 134th Street, Pillager, MN, 56473 — assumable FHA mortgage at 5.27%
FHA
Active
40
$699,000$300,078 equity gap
Rate
5.27%
7.18%today
Payment
$2,369/mo
$2,900today
  • 4beds
  • 4baths
  • 3,882sqft

940 134th Street, Pillager

6141 Donald Street, Baxter, MN, 56425 — assumable FHA mortgage at 6.81%
FHA
Active
29
$339,900$107,739 equity gap
Rate
6.81%
7.18%today
Payment
$1,570/mo
$1,630today
  • 4beds
  • 2baths
  • 2,184sqft

6141 Donald Street, Baxter

1218 9th Avenue, Brainerd, MN, 56401 — assumable FHA mortgage at 6.81%
FHA
Active
30
$239,900$223,612 equity gap
Rate
6.81%
7.18%today
Payment
$108/mo
$112today
  • 4beds
  • 2baths
  • 2,138sqft

1218 9th Avenue, Brainerd

Assuming a mortgage in Brainerd

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$655/mo
Median cash to assume
$144,340
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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