UMe
Get pre-qualified

Assumable homes for sale in Altamonte Springs, FL

27 homesFHA & VA loansrates from 2.20% vs 7.18% today

Altamonte Springs assumption guide
2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$41,587 equity gap
Rate
3.09%
7.18%today
Payment
$1,348/mo
$2,142today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$104,354 equity gap
Rate
2.77%
7.18%today
Payment
$1,366/mo
$2,262today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$48,090 equity gap
Rate
2.98%
7.18%today
Payment
$718/mo
$1,157today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$410,000$118,076 equity gap
Rate
3.10%
7.18%today
Payment
$1,387/mo
$2,201today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$288,000$100,709 equity gap
Rate
2.81%
7.18%today
Payment
$888/mo
$1,463today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

1232 BENT OAK Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.88%
FHA
Active
47
$399,000$159,623 equity gap
Rate
2.88%
7.18%today
Payment
$1,115/mo
$1,820today
  • 4beds
  • 3baths
  • 1,923sqft

1232 BENT OAK Trail, Altamonte Springs

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$300,501 equity gap
Rate
2.20%
7.18%today
Payment
$1,000/mo
$1,657today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,994 equity gap
Rate
2.81%
7.18%today
Payment
$1,131/mo
$1,862today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

442 HOMER Avenue, Longwood, FL, 32750 — assumable FHA mortgage at 3.05%
FHA
Active
33
$574,900$259,635 equity gap
Rate
3.05%
7.18%today
Payment
$1,520/mo
$2,427today
  • 4beds
  • 2baths
  • 2,763sqft

442 HOMER Avenue, Longwood

441 BLACK KNIGHT Way, Longwood, FL, 32779 — assumable VA mortgage at 5.13%
VA
Active
46
$337,500$16,162 equity gap
Rate
5.13%
7.18%today
Payment
$1,867/mo
$2,322today
  • 3beds
  • 3baths
  • 1,438sqft

441 BLACK KNIGHT Way, Longwood

1970 LAKE BRANTLEY Road, Longwood, FL, 32779 — assumable VA mortgage at 3.47%
VA
Active
39
$395,000$272,280 equity gap
Rate
3.47%
7.18%today
Payment
$704/mo
$1,066today
  • 3beds
  • 2baths
  • 1,572sqft

1970 LAKE BRANTLEY Road, Longwood

529 SAN SEBASTIAN PRADO, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 3.59%
FHA
Active
48
$429,900$306,223 equity gap
Rate
3.59%
7.18%today
Payment
$763/mo
$1,139today
  • 3beds
  • 2baths
  • 1,539sqft

529 SAN SEBASTIAN PRADO, Altamonte Springs

394 BARBERRY Lane, Altamonte Springs, FL, 32714 — assumable VA mortgage at 3.65%
VA
Active
30
$549,000$327,684 equity gap
Rate
3.65%
7.18%today
Payment
$1,170/mo
$1,733today
  • 4beds
  • 2baths
  • 1,943sqft

394 BARBERRY Lane, Altamonte Springs

1148 PEARL VIEW Drive, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 3.70%
FHA
Active
59
$398,999$223,080 equity gap
Rate
3.70%
7.18%today
Payment
$1,089/mo
$1,602today
  • 4beds
  • 2baths
  • 1,982sqft

1148 PEARL VIEW Drive, Altamonte Springs

817 BAYBREEZE Lane, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 3.88%
FHA
Active
33
$445,000$361,765 equity gap
Rate
3.88%
7.18%today
Payment
$596/mo
$858today
  • 3beds
  • 2baths
  • 1,911sqft

817 BAYBREEZE Lane, Altamonte Springs

701 MILAN Court, Altamonte Springs, FL, 32714 — assumable VA mortgage at 6.16%
VA
Active
46
$410,000Potential short sale
Rate
6.16%
7.18%today
Payment
$2,561/mo
$2,845today
  • 3beds
  • 2baths
  • 1,956sqft

701 MILAN Court, Altamonte Springs

8691 CONTOURA Drive, Orlando, FL, 32810 — assumable FHA mortgage at 6.62%
FHA
Active
28
$424,900$42,768 equity gap
Rate
6.62%
7.18%today
Payment
$2,482/mo
$2,627today
  • 3beds
  • 2baths
  • 1,779sqft

8691 CONTOURA Drive, Orlando

1130 LAKE BRANTLEY Road, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 4.55%
FHA
Active
45
$669,900$379,141 equity gap
Rate
4.55%
7.18%today
Payment
$1,757/mo
$2,335today
  • 6beds
  • 3baths
  • 3,019sqft

1130 LAKE BRANTLEY Road, Altamonte Springs

707 SAINT MATTHEW Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 6.15%
FHA
Active
18
$242,000$27,190 equity gap
Rate
6.15%
7.18%today
Payment
$1,376/mo
$1,530today
  • 2beds
  • 3baths
  • 1,328sqft

707 SAINT MATTHEW Circle, Altamonte Springs

167 HOLDERNESS Drive, Longwood, FL, 32779 — assumable FHA mortgage at 6.82%
FHA
Active
21
$430,000$47,337 equity gap
Rate
6.82%
7.18%today
Payment
$2,566/mo
$2,661today
  • 3beds
  • 2baths
  • 1,618sqft

167 HOLDERNESS Drive, Longwood

635 NORTHBRIDGE Drive, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.63%
FHA
Active
66
$259,500$44,793 equity gap
Rate
7.63%
7.18%today
Payment
$1,673/mo
$1,608today
  • 2beds
  • 3baths
  • 1,268sqft

635 NORTHBRIDGE Drive, Altamonte Springs

701 SAINT MICHAEL Lane, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 6.36%
FHA
Active
19
$275,000$72,826 equity gap
Rate
6.36%
7.18%today
Payment
$1,318/mo
$1,434today
  • 3beds
  • 2baths
  • 1,590sqft

701 SAINT MICHAEL Lane, Altamonte Springs

893 TIMBERLAND Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.08%
FHA
Active
28
$429,900$109,895 equity gap
Rate
7.08%
7.18%today
Payment
$2,239/mo
$2,262today
  • 3beds
  • 2baths
  • 1,420sqft

893 TIMBERLAND Trail, Altamonte Springs

3902 CASTELL Drive, Orlando, FL, 32810 — assumable FHA mortgage at 5.96%
FHA
Active
11
$299,890$233,003 equity gap
Rate
5.96%
7.18%today
Payment
$642/mo
$729today
  • 4beds
  • 2baths
  • 1,211sqft

3902 CASTELL Drive, Orlando

108 SHORE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 6.85%
FHA
Active
19
$900,000$465,219 equity gap
Rate
6.85%
7.18%today
Payment
$2,890/mo
$2,987today
  • 6beds
  • 4baths
  • 3,248sqft

108 SHORE Drive, Longwood

1064 LOTUS Parkway #941, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.09%
FHA
Active
28
$149,900Potential short sale
Rate
7.09%
7.18%today
Payment
$1,219/mo
$1,230today
  • 3beds
  • 2baths
  • 1,118sqft

1064 LOTUS Parkway #941, Altamonte Springs

165 LAKE DESTINY Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 7.29%
FHA
Active
41
$950,000$783,562 equity gap
Rate
7.29%
7.18%today
Payment
$1,172/mo
$1,159today
  • 5beds
  • 4baths
  • 3,254sqft

165 LAKE DESTINY Trail, Altamonte Springs

Assuming a mortgage in Altamonte Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$596/mo
Median cash to assume
$159,623
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe