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Assumable homes for sale in Albertville, MN

12 homesFHA & VA loansrates from 2.77% vs 7.18% today

Albertville assumption guide
4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.10%
VA
Active
32
$399,000$53,076 equity gap
Rate
3.10%
7.18%today
Payment
$1,644/mo
$2,608today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

7474 Lamont Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 3.13%
FHA
Active
46
$379,990$85,492 equity gap
Rate
3.13%
7.18%today
Payment
$1,459/mo
$2,306today
  • 4beds
  • 4baths
  • 2,372sqft

7474 Lamont Avenue, Otsego

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$33,094 equity gap
Rate
4.42%
7.18%today
Payment
$1,804/mo
$2,435today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$309,900$127,707 equity gap
Rate
2.77%
7.18%today
Payment
$842/mo
$1,394today
  • 4beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$28,563 equity gap
Rate
4.72%
7.18%today
Payment
$1,200/mo
$1,563today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

12238 62nd Street, Otsego, MN, 55301 — assumable VA mortgage at 6.26%
VA
Active
34
$525,000$14,659 equity gap
Rate
6.26%
7.18%today
Payment
$3,180/mo
$3,495today
  • 4beds
  • 3baths
  • 2,776sqft

12238 62nd Street, Otsego

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
17
$239,900$3,937 equity gap
Rate
7.31%
7.18%today
Payment
$1,668/mo
$1,646today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$31,206 equity gap
Rate
7.50%
7.18%today
Payment
$3,041/mo
$2,947today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

11353 54 1/2 Street, Albertville, MN, 55301 — assumable FHA mortgage at 6.48%
FHA
Active
40
$360,000$45,473 equity gap
Rate
6.48%
7.18%today
Payment
$2,075/mo
$2,228today
  • 4beds
  • 2baths
  • 2,108sqft

11353 54 1/2 Street, Albertville

4964 Jamocha Avenue, Saint Michael, MN, 55376 — assumable FHA mortgage at 6.50%
FHA
Active
32
$425,000$425,000 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,485sqft

4964 Jamocha Avenue, Saint Michael

11170 68th Street, Albertville, MN, 55301 — assumable FHA mortgage at 6.50%
FHA
Active
34
$410,000$266,508 equity gap
Rate
6.50%
7.18%today
Payment
$1,501/mo
$1,609today
  • 3beds
  • 3baths
  • 2,512sqft

11170 68th Street, Albertville

10695 51st Street, Albertville, MN, 55301 — assumable VA mortgage at 6.94%
VA
Active
14
$350,000Potential short sale
Rate
6.94%
7.18%today
Payment
$2,750/mo
$2,818today
  • 5beds
  • 3baths
  • 2,220sqft

10695 51st Street, Albertville

Assuming a mortgage in Albertville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$842/mo
Median cash to assume
$45,473
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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