Assumable homes for sale in Wilder, ID

6 homesFHA loansrates from 3.10% vs 7.18% today

Wilder assumption guide

689 Notus Rd, Notus, ID, 83656 — assumable FHA mortgage at 3.10%

FHA

Active

$304,900$63,530 equity gap

Rate: 3.10%; ~~7.18%~~today
Payment: $1,145/mo; ~~$1,816~~today

3beds
2baths
1,012sqft

689 Notus Rd, Notus

18391 Hwy 20-26, Caldwell, ID, 83607 — assumable FHA mortgage at 3.66%

FHA

Active

$389,900$338,693 equity gap

Rate: 3.66%; ~~7.18%~~today
Payment: $303/mo; ~~$448~~today

1beds
1baths
1,120sqft

18391 Hwy 20-26, Caldwell

22 Montana Ave, Homedale, ID, 83628 — assumable FHA mortgage at 6.81%

FHA

Active

$285,000$21,668 equity gap

Rate: 6.81%; ~~7.18%~~today
Payment: $1,742/mo; ~~$1,808~~today

2beds
2baths
1,027sqft

22 Montana Ave, Homedale

325 Nevada Ave, Homedale, ID, 83628 — assumable FHA mortgage at 6.26%

FHA

Active

$326,000$35,694 equity gap

Rate: 6.26%; ~~7.18%~~today
Payment: $1,870/mo; ~~$2,055~~today

3beds
2baths
1,472sqft

325 Nevada Ave, Homedale

19563 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 7.09%

FHA

Active

$749,900$208,266 equity gap

Rate: 7.09%; ~~7.18%~~today
Payment: $3,724/mo; ~~$3,758~~today

3beds
2baths
1,426sqft

19563 Upper Pleasant Ridge Rd, Caldwell

213 Montana, Homedale, ID, 83628 — assumable FHA mortgage at 6.66%

FHA

Active

$289,000$137,277 equity gap

Rate: 6.66%; ~~7.18%~~today
Payment: $1,116/mo; ~~$1,169~~today

3beds
1baths
916sqft

213 Montana, Homedale

Assuming a mortgage in Wilder

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 3.10%
Lowest existing payment: $303/mo
Median cash to assume: $100,404