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Assumable homes for sale in Valencia, CA

76 homesFHA & VA loansrates from 2.66% vs 7.18% today

Valencia assumption guide
27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$670,000Potential short sale
Rate
2.90%
7.18%today
Payment
$3,139/mo
$5,109today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

28046 Serra Lane, Valencia, CA, 91355 — assumable FHA mortgage at 2.90%
FHA
Active
34
$629,000$82,660 equity gap
Rate
2.90%
7.18%today
Payment
$2,534/mo
$4,124today
  • 2beds
  • 2baths
  • 1,315sqft

28046 Serra Lane, Valencia

27628 Exploration, Valencia, CA, 91381 — assumable FHA mortgage at 3.05%
FHA
Active
38
$685,000$73,129 equity gap
Rate
3.05%
7.18%today
Payment
$2,905/mo
$4,637today
  • 3beds
  • 2baths
  • 1,970sqft

27628 Exploration, Valencia

19820 Spanish Oak Drive, Newhall, CA, 91321 — assumable VA mortgage at 3.07%
VA
Active
19
$309,950$46,181 equity gap
Rate
3.07%
7.18%today
Payment
$1,255/mo
$1,998today
  • 2beds
  • 1baths
  • 843sqft

19820 Spanish Oak Drive, Newhall

23121 Yvette, Valencia, CA, 91355 — assumable FHA mortgage at 3.55%
FHA
Active
27
$649,900$64,088 equity gap
Rate
3.55%
7.18%today
Payment
$2,913/mo
$4,367today
  • 3beds
  • 3baths
  • 2,059sqft

23121 Yvette, Valencia

28246 Canterbury Ct, Valencia, CA, 91354 — assumable FHA mortgage at 2.67%
FHA
Active
2
$550,000$122,940 equity gap
Rate
2.67%
7.18%today
Payment
$1,985/mo
$3,329today
  • 2beds
  • 3baths
  • 1,484sqft

28246 Canterbury Ct, Valencia

26951 Hillsborough Parkway #47, Valencia, CA, 91354 — assumable FHA mortgage at 2.73%
FHA
Active
37
$485,000$115,010 equity gap
Rate
2.73%
7.18%today
Payment
$1,723/mo
$2,867today
  • 2beds
  • 2baths
  • 863sqft

26951 Hillsborough Parkway #47, Valencia

27105 Yearling, Saugus, CA, 91350 — assumable FHA mortgage at 2.95%
FHA
Active
47
$725,000$212,616 equity gap
Rate
2.95%
7.18%today
Payment
$2,427/mo
$3,926today
  • 3beds
  • 3baths
  • 2,078sqft

27105 Yearling, Saugus

18175 Meridian Lane, Saugus, CA, 91350 — assumable FHA mortgage at 3.05%
FHA
Active
45
$700,000$160,726 equity gap
Rate
3.05%
7.18%today
Payment
$2,595/mo
$4,142today
  • 3beds
  • 3baths
  • 1,946sqft

18175 Meridian Lane, Saugus

27364 Ellery Place, Saugus, CA, 91350 — assumable VA mortgage at 2.66%
VA
Active
56
$869,500$285,743 equity gap
Rate
2.66%
7.18%today
Payment
$2,711/mo
$4,552today
  • 3beds
  • 4baths
  • 2,981sqft

27364 Ellery Place, Saugus

23609 Del Monte #295, Valencia, CA, 91355 — assumable FHA mortgage at 2.67%
FHA
Active
44
$399,800$124,238 equity gap
Rate
2.67%
7.18%today
Payment
$1,284/mo
$2,153today
  • 1beds
  • 1baths
  • 710sqft

23609 Del Monte #295, Valencia

23605 Del Monte Drive #251, Valencia, CA, 91355 — assumable FHA mortgage at 2.88%
FHA
Active
38
$484,000$155,769 equity gap
Rate
2.88%
7.18%today
Payment
$1,526/mo
$2,490today
  • 2beds
  • 2baths
  • 910sqft

23605 Del Monte Drive #251, Valencia

30511 Pansy Court, Castaic, CA, 91384 — assumable VA mortgage at 3.18%
VA
Active
49
$899,000$326,919 equity gap
Rate
3.18%
7.18%today
Payment
$2,849/mo
$4,474today
  • 4beds
  • 3baths
  • 2,548sqft

30511 Pansy Court, Castaic

17816 Perch, Canyon Country, CA, 91350 — assumable FHA mortgage at 2.73%
FHA
Active
2
$1,175,000$493,935 equity gap
Rate
2.73%
7.18%today
Payment
$3,172/mo
$5,277today
  • 4beds
  • 4baths
  • 3,162sqft

17816 Perch, Canyon Country

18740 Vicci Street, Canyon Country, CA, 91351 — assumable FHA mortgage at 2.80%
FHA
Active
36
$750,000$356,127 equity gap
Rate
2.80%
7.18%today
Payment
$1,806/mo
$2,978today
  • 4beds
  • 3baths
  • 1,727sqft

18740 Vicci Street, Canyon Country

31313 Castaic Oaks Lane, Castaic, CA, 91384 — assumable VA mortgage at 2.81%
VA
Active
28
$649,000$367,995 equity gap
Rate
2.81%
7.18%today
Payment
$1,556/mo
$2,407today
  • 3beds
  • 3baths
  • 1,522sqft

31313 Castaic Oaks Lane, Castaic

24109 Clearbank, Newhall, CA, 91321 — assumable VA mortgage at 2.99%
VA
Active
65
$1,099,000$513,652 equity gap
Rate
2.99%
7.18%today
Payment
$2,851/mo
$4,586today
  • 4beds
  • 3baths
  • 2,686sqft

24109 Clearbank, Newhall

28131 Seco Canyon Road #39, Saugus, CA, 91390 — assumable FHA mortgage at 3.00%
FHA
Active
46
$529,999$529,999 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,040sqft

28131 Seco Canyon Road #39, Saugus

21825 Carol Court, Saugus, CA, 91390 — assumable VA mortgage at 3.07%
VA
Active
42
$974,900$402,788 equity gap
Rate
3.07%
7.18%today
Payment
$2,816/mo
$4,485today
  • 4beds
  • 3baths
  • 3,020sqft

21825 Carol Court, Saugus

28611 Placerview Trail, Santa Clarita, CA, 91390 — assumable FHA mortgage at 4.67%
FHA
Active
32
$849,000$74,378 equity gap
Rate
4.67%
7.18%today
Payment
$4,314/mo
$5,654today
  • 4beds
  • 3baths
  • 2,188sqft

28611 Placerview Trail, Santa Clarita

19162 Avenue Of The Oaks #B, Newhall, CA, 91321 — assumable VA mortgage at 3.18%
VA
Active
8
$240,000$151,277 equity gap
Rate
3.18%
7.18%today
Payment
$441/mo
$692today
  • 1beds
  • 1baths
  • 666sqft

19162 Avenue Of The Oaks #B, Newhall

18102 Erik Court #554, Canyon Country, CA, 91387 — assumable FHA mortgage at 3.64%
FHA
Active
52
$465,000$181,734 equity gap
Rate
3.64%
7.18%today
Payment
$1,506/mo
$2,233today
  • 3beds
  • 2baths
  • 1,155sqft

18102 Erik Court #554, Canyon Country

27832 Audrey Court, Canyon Country, CA, 91351 — assumable FHA mortgage at 3.36%
FHA
Active
41
$919,999$645,429 equity gap
Rate
3.36%
7.18%today
Payment
$1,836/mo
$2,819today
  • 4beds
  • 3baths
  • 2,063sqft

27832 Audrey Court, Canyon Country

26825 Pamela Drive, Canyon Country, CA, 91351 — assumable VA mortgage at 3.52%
VA
Active
33
$684,900$499,337 equity gap
Rate
3.52%
7.18%today
Payment
$1,232/mo
$1,854today
  • 3beds
  • 3baths
  • 1,834sqft

26825 Pamela Drive, Canyon Country

24632 Masters Cup Way, Valencia, CA, 91355 — assumable FHA mortgage at 3.57%
FHA
Active
22
$549,999$305,153 equity gap
Rate
3.57%
7.18%today
Payment
$1,433/mo
$2,143today
  • 2beds
  • 2baths
  • 962sqft

24632 Masters Cup Way, Valencia

23844 Robindale, Valencia, CA, 91354 — assumable VA mortgage at 3.57%
VA
Active
60
$775,000$338,203 equity gap
Rate
3.57%
7.18%today
Payment
$2,571/mo
$3,845today
  • 3beds
  • 3baths
  • 1,659sqft

23844 Robindale, Valencia

21716 Propello, Saugus, CA, 91350 — assumable VA mortgage at 3.88%
VA
Active
24
$694,999$278,894 equity gap
Rate
3.88%
7.18%today
Payment
$2,398/mo
$3,453today
  • 3beds
  • 3baths
  • 1,861sqft

21716 Propello, Saugus

26838 Albion, Canyon Country, CA, 91351 — assumable VA mortgage at 4.06%
VA
Active
41
$699,999$233,194 equity gap
Rate
4.06%
7.18%today
Payment
$2,628/mo
$3,702today
  • 3beds
  • 3baths
  • 1,734sqft

26838 Albion, Canyon Country

31344 Nichols Lane, Castaic, CA, 91384 — assumable FHA mortgage at 5.09%
FHA
Active
37
$739,000$147,435 equity gap
Rate
5.09%
7.18%today
Payment
$3,434/mo
$4,289today
  • 4beds
  • 3baths
  • 1,960sqft

31344 Nichols Lane, Castaic

27045 Trail View Lane, Valencia, CA, 91381 — assumable FHA mortgage at 3.85%
FHA
Active
39
$639,000Potential short sale
Rate
3.85%
7.18%today
Payment
$3,243/mo
$4,686today
  • 3beds
  • 3baths
  • 1,398sqft

27045 Trail View Lane, Valencia

24817 Sand Wedge Lane, Valencia, CA, 91355 — assumable FHA mortgage at 3.85%
FHA
Active
27
$574,000$253,869 equity gap
Rate
3.85%
7.18%today
Payment
$1,641/mo
$2,371today
  • 3beds
  • 3baths
  • 1,217sqft

24817 Sand Wedge Lane, Valencia

20050 Crestview, Canyon Country, CA, 91351 — assumable VA mortgage at 5.66%
VA
Active
20
$277,000$9,773 equity gap
Rate
5.66%
7.18%today
Payment
$1,635/mo
$1,917today
  • 2beds
  • 2baths
  • 1,311sqft

20050 Crestview, Canyon Country

19145 Blackthorn Drive, Santa Clarita, CA, 91350 — assumable VA mortgage at 4.72%
VA
Active
65
$1,198,000$297,122 equity gap
Rate
4.72%
7.18%today
Payment
$5,043/mo
$6,571today
  • 5beds
  • 4baths
  • 2,992sqft

19145 Blackthorn Drive, Santa Clarita

23604 Sunderland Court, Valencia, CA, 91354 — assumable FHA mortgage at 5.70%
FHA
Active
32
$1,140,000$101,088 equity gap
Rate
5.70%
7.18%today
Payment
$6,340/mo
$7,400today
  • 4beds
  • 3baths
  • 2,870sqft

23604 Sunderland Court, Valencia

27706 Haxton Drive, Santa Clarita, CA, 91351 — assumable VA mortgage at 6.46%
VA
Active
21
$730,000$9,687 equity gap
Rate
6.46%
7.18%today
Payment
$4,637/mo
$4,991today
  • 3beds
  • 2baths
  • 1,437sqft

27706 Haxton Drive, Santa Clarita

24662 Golfview Drive, Valencia, CA, 91355 — assumable FHA mortgage at 6.50%
FHA
Active
29
$515,000Potential short sale
Rate
6.50%
7.18%today
Payment
$3,525/mo
$3,778today
  • 2beds
  • 2baths
  • 962sqft

24662 Golfview Drive, Valencia

Assuming a mortgage in Valencia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$441/mo
Median cash to assume
$142,589
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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