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Assumable homes for sale in Torrance, CA

14 homesFHA & VA loansrates from 3.10% vs 7.18% today

Torrance assumption guide
676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$138,104 equity gap
Rate
3.10%
7.18%today
Payment
$3,331/mo
$5,284today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

25427 Belle Porte, Harbor City, CA, 90710 — assumable FHA mortgage at 3.89%
FHA
Active
29
$899,000$146,512 equity gap
Rate
3.89%
7.18%today
Payment
$3,866/mo
$5,559today
  • 3beds
  • 2baths
  • 1,360sqft

25427 Belle Porte, Harbor City

130 226th Street, Carson, CA, 90745 — assumable VA mortgage at 3.49%
VA
Active
32
$849,000$315,642 equity gap
Rate
3.49%
7.18%today
Payment
$2,768/mo
$4,181today
  • 3beds
  • 2baths
  • 1,224sqft

130 226th Street, Carson

1520 215th, Torrance, CA, 90501 — assumable FHA mortgage at 3.40%
FHA
Active
37
$1,458,000$1,252,311 equity gap
Rate
3.40%
7.18%today
Payment
$1,380/mo
$2,108today
  • 5beds
  • 3baths
  • 2,315sqft

1520 215th, Torrance

13 Paradise, Carson, CA, 90745 — assumable VA mortgage at 5.25%
VA
Active
10
$429,900$20,394 equity gap
Rate
5.25%
7.18%today
Payment
$2,412/mo
$2,959today
  • 4beds
  • 2baths
  • 1,421sqft

13 Paradise, Carson

22232 Vermont Avenue #104D, Torrance, CA, 90502 — assumable FHA mortgage at 4.67%
FHA
Active
49
$565,000$120,003 equity gap
Rate
4.67%
7.18%today
Payment
$2,482/mo
$3,253today
  • 3beds
  • 2baths
  • 1,219sqft

22232 Vermont Avenue #104D, Torrance

465 219th, Carson, CA, 90745 — assumable FHA mortgage at 4.20%
FHA
Active
32
$849,000$562,348 equity gap
Rate
4.20%
7.18%today
Payment
$1,632/mo
$2,261today
  • 4beds
  • 1baths
  • 1,207sqft

465 219th, Carson

181 223rd Street, Carson, CA, 90745 — assumable VA mortgage at 6.35%
VA
Active
59
$899,000$59,790 equity gap
Rate
6.35%
7.18%today
Payment
$5,277/mo
$5,746today
  • 4beds
  • 2baths
  • 1,778sqft

181 223rd Street, Carson

1208 Dock Lane, Harbor City, CA, 90710 — assumable VA mortgage at 6.42%
VA
Active
45
$995,000$58,973 equity gap
Rate
6.42%
7.18%today
Payment
$6,008/mo
$6,493today
  • 4beds
  • 4baths
  • 2,451sqft

1208 Dock Lane, Harbor City

23302 Marigold #Y202, Torrance, CA, 90502 — assumable FHA mortgage at 6.61%
FHA
Active
37
$519,000$52,224 equity gap
Rate
6.61%
7.18%today
Payment
$3,076/mo
$3,259today
  • 2beds
  • 2baths
  • 859sqft

23302 Marigold #Y202, Torrance

1001 Jay, Torrance, CA, 90502 — assumable FHA mortgage at 6.94%
FHA
Active
19
$674,900$51,480 equity gap
Rate
6.94%
7.18%today
Payment
$4,220/mo
$4,324today
  • 2beds
  • 1baths
  • 812sqft

1001 Jay, Torrance

1444 Plaza Del Amo, Torrance, CA, 90501 — assumable FHA mortgage at 6.35%
FHA
Active
18
$820,000$114,064 equity gap
Rate
6.35%
7.18%today
Payment
$4,495/mo
$4,893today
  • 3beds
  • 3baths
  • 1,519sqft

1444 Plaza Del Amo, Torrance

1624 Gramercy, Torrance, CA, 90501 — assumable FHA mortgage at 6.58%
FHA
Active
27
$1,025,000$167,432 equity gap
Rate
6.58%
7.18%today
Payment
$5,516/mo
$5,863today
  • 4beds
  • 3baths
  • 1,800sqft

1624 Gramercy, Torrance

25445 Pine Creek, Wilmington, CA, 90744 — assumable VA mortgage at 7.08%
VA
Active
19
$515,000$58,040 equity gap
Rate
7.08%
7.18%today
Payment
$3,197/mo
$3,229today
  • 2beds
  • 2baths
  • 1,170sqft

25445 Pine Creek, Wilmington

Assuming a mortgage in Torrance

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
3.10%
Lowest existing payment
$1,380/mo
Median cash to assume
$117,034
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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