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Assumable homes for sale in Tempe, AZ

200 homesFHA & VA loansrates from 2.46% vs 7.18% today

Tempe assumption guide
6226 14TH Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.50%
VA
Active
32
$879,990$181,304 equity gap
Rate
2.50%
7.18%today
Payment
$3,119/mo
$5,348today
  • 2beds
  • 1baths
  • 1,037sqft

6226 14TH Street, Phoenix

4311 Earll Drive, Phoenix, AZ, 85018 — assumable VA mortgage at 2.75%
VA
Active
43
$1,895,000$799,109 equity gap
Rate
2.75%
7.18%today
Payment
$5,103/mo
$8,468today
  • 4beds
  • 3baths
  • 2,961sqft

4311 Earll Drive, Phoenix

3033 DEVONSHIRE Avenue #3003, Phoenix, AZ, 85016 — assumable VA mortgage at 3.07%
VATop pick
Active
52
$159,900$5,772 equity gap
Rate
3.07%
7.18%today
Payment
$732/mo
$1,165today
  • 1beds
  • 1baths
  • 576sqft

3033 DEVONSHIRE Avenue #3003, Phoenix

2301 LYNNE Lane, Phoenix, AZ, 85042 — assumable FHA mortgage at 2.90%
FHA
Active
17
$269,900$33,567 equity gap
Rate
2.90%
7.18%today
Payment
$1,103/mo
$1,796today
  • 3beds
  • 1baths
  • 900sqft

2301 LYNNE Lane, Phoenix

841 Duke Drive, Tempe, AZ, 85283 — assumable VA mortgage at 2.90%
VA
Active
17
$300,000$40,947 equity gap
Rate
2.90%
7.18%today
Payment
$1,218/mo
$1,982today
  • 2beds
  • 1baths
  • 988sqft

841 Duke Drive, Tempe

701 Buist Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.09%
FHA
Active
24
$360,000$43,733 equity gap
Rate
3.09%
7.18%today
Payment
$1,505/mo
$2,390today
  • 3beds
  • 2baths
  • 1,483sqft

701 Buist Avenue, Phoenix

2126 VILLA Court, Tempe, AZ, 85282 — assumable FHA mortgage at 3.14%
FHA
Active
30
$359,999$42,869 equity gap
Rate
3.14%
7.18%today
Payment
$1,517/mo
$2,395today
  • 3beds
  • 2baths
  • 1,565sqft

2126 VILLA Court, Tempe

5625 19TH Place, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.92%
FHA
Active
26
$279,000$8,018 equity gap
Rate
3.92%
7.18%today
Payment
$1,402/mo
$2,009today
  • 3beds
  • 1baths
  • 1,259sqft

5625 19TH Place, Phoenix

3031 CIVIC CENTER Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$67,450 equity gap
Rate
3.45%
7.18%today
Payment
$1,368/mo
$2,076today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER Plaza #230, Scottsdale

240 JUNIPER Avenue #1217, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.67%
FHA
Active
28
$355,000$92,831 equity gap
Rate
2.67%
7.18%today
Payment
$1,222/mo
$2,049today
  • 2beds
  • 2baths
  • 1,206sqft

240 JUNIPER Avenue #1217, Gilbert

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$395,000$114,116 equity gap
Rate
2.73%
7.18%today
Payment
$1,305/mo
$2,171today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

1607 DONNER Drive, Tempe, AZ, 85282 — assumable FHA mortgage at 2.73%
FHA
Active
26
$335,000$89,056 equity gap
Rate
2.73%
7.18%today
Payment
$1,145/mo
$1,906today
  • 2beds
  • 2baths
  • 1,544sqft

1607 DONNER Drive, Tempe

127 CALDWELL Street, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
15
$315,000$75,188 equity gap
Rate
2.87%
7.18%today
Payment
$1,124/mo
$1,836today
  • 3beds
  • 1baths
  • 936sqft

127 CALDWELL Street, Phoenix

2100 LEMON TREE Place #48, Chandler, AZ, 85224 — assumable FHA mortgage at 2.95%
FHA
Active
27
$335,000$87,558 equity gap
Rate
2.95%
7.18%today
Payment
$1,172/mo
$1,896today
  • 2beds
  • 2baths
  • 1,007sqft

2100 LEMON TREE Place #48, Chandler

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$217,500$46,250 equity gap
Rate
2.98%
7.18%today
Payment
$816/mo
$1,314today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$229,999$68,590 equity gap
Rate
3.02%
7.18%today
Payment
$789/mo
$1,264today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

950 KNOLL Street, Mesa, AZ, 85203 — assumable FHA mortgage at 3.02%
FHA
Active
44
$775,000$202,977 equity gap
Rate
3.02%
7.18%today
Payment
$2,821/mo
$4,522today
  • 3beds
  • 2baths
  • 2,518sqft

950 KNOLL Street, Mesa

539 LESUEUR --, Mesa, AZ, 85203 — assumable FHA mortgage at 3.05%
FHA
Active
34
$289,975$83,484 equity gap
Rate
3.05%
7.18%today
Payment
$996/mo
$1,590today
  • 3beds
  • 3baths
  • 1,500sqft

539 LESUEUR --, Mesa

4843 CORRAL Road #4, Phoenix, AZ, 85044 — assumable VA mortgage at 3.06%
VA
Active
35
$320,000$68,037 equity gap
Rate
3.06%
7.18%today
Payment
$1,211/mo
$1,931today
  • 2beds
  • 3baths
  • 960sqft

4843 CORRAL Road #4, Phoenix

4627 SOUTHGATE Avenue, Phoenix, AZ, 85040 — assumable FHA mortgage at 3.09%
FHA
Active
21
$169,900$43,995 equity gap
Rate
3.09%
7.18%today
Payment
$610/mo
$969today
  • 3beds
  • 1baths
  • 1,008sqft

4627 SOUTHGATE Avenue, Phoenix

1936 JARVIS Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 4.17%
FHA
Active
44
$425,000$20,891 equity gap
Rate
4.17%
7.18%today
Payment
$2,143/mo
$2,979today
  • 4beds
  • 2baths
  • 1,830sqft

1936 JARVIS Avenue, Mesa

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$420,000$124,843 equity gap
Rate
3.18%
7.18%today
Payment
$1,440/mo
$2,262today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$26,205 equity gap
Rate
3.89%
7.18%today
Payment
$1,931/mo
$2,777today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

714 McKinley Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 3.45%
FHA
Active
28
$529,000$122,112 equity gap
Rate
3.45%
7.18%today
Payment
$2,005/mo
$3,044today
  • 2beds
  • 2baths
  • 1,240sqft

714 McKinley Street, Phoenix

1225 36TH Street #2005, Phoenix, AZ, 85008 — assumable VA mortgage at 2.68%
VA
Active
54
$320,000$101,398 equity gap
Rate
2.68%
7.18%today
Payment
$1,017/mo
$1,704today
  • 2beds
  • 2baths
  • 1,206sqft

1225 36TH Street #2005, Phoenix

830 DOBSON Road #94, Mesa, AZ, 85202 — assumable FHA mortgage at 2.80%
FHA
Active
26
$197,000$60,755 equity gap
Rate
2.80%
7.18%today
Payment
$646/mo
$1,064today
  • 2beds
  • 1baths
  • 784sqft

830 DOBSON Road #94, Mesa

1942 EMERSON Street #212, Mesa, AZ, 85210 — assumable FHA mortgage at 2.83%
FHA
Active
11
$185,000$65,995 equity gap
Rate
2.83%
7.18%today
Payment
$567/mo
$931today
  • 1beds
  • 1baths
  • 654sqft

1942 EMERSON Street #212, Mesa

1109 INDIAN SCHOOL Road, Phoenix, AZ, 85013 — assumable FHA mortgage at 2.83%
FHA
Active
38
$449,900$171,270 equity gap
Rate
2.83%
7.18%today
Payment
$1,324/mo
$2,175today
  • 3beds
  • 2baths
  • 1,203sqft

1109 INDIAN SCHOOL Road, Phoenix

1005 MORELAND Street, Phoenix, AZ, 85006 — assumable FHA mortgage at 2.87%
FHA
Active
35
$650,000$249,967 equity gap
Rate
2.87%
7.18%today
Payment
$1,866/mo
$3,048today
  • 4beds
  • 4baths
  • 1,731sqft

1005 MORELAND Street, Phoenix

2801 29TH Place, Phoenix, AZ, 85008 — assumable FHA mortgage at 2.87%
FHA
Active
29
$410,000$124,309 equity gap
Rate
2.87%
7.18%today
Payment
$1,364/mo
$2,228today
  • 2beds
  • 1baths
  • 1,190sqft

2801 29TH Place, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,099,000$347,258 equity gap
Rate
2.96%
7.18%today
Payment
$3,565/mo
$5,758today
  • 6beds
  • 4baths
  • 3,666sqft

1334 FLOWER Street, Phoenix

1334 FLOWER Street, Phoenix, AZ, 85014 — assumable VA mortgage at 2.96%
VA
Active
59
$1,099,000$347,258 equity gap
Rate
2.96%
7.18%today
Payment
$3,565/mo
$5,758today
  • 6beds
  • 4baths
  • 3,666sqft

1334 FLOWER Street, Phoenix

101 7TH Street #212, Phoenix, AZ, 85034 — assumable VA mortgage at 3.01%
VA
Active
34
$360,000$105,003 equity gap
Rate
3.01%
7.18%today
Payment
$1,250/mo
$2,007today
  • 2beds
  • 3baths
  • 1,630sqft

101 7TH Street #212, Phoenix

1307 44TH Street, Phoenix, AZ, 85008 — assumable FHA mortgage at 3.02%
FHA
Active
23
$329,999$109,554 equity gap
Rate
3.02%
7.18%today
Payment
$1,050/mo
$1,683today
  • 3beds
  • 3baths
  • 1,584sqft

1307 44TH Street, Phoenix

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$282,500$88,699 equity gap
Rate
3.05%
7.18%today
Payment
$935/mo
$1,492today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$430,000$122,027 equity gap
Rate
3.56%
7.18%today
Payment
$1,533/mo
$2,295today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

Assuming a mortgage in Tempe

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 2 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.46%
Lowest existing payment
$363/mo
Median cash to assume
$103,630
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eXp Realty

Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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