Assumable homes for sale in Scottsdale, AZ

9 homesVA & FHA loansrates from 2.83% vs 7.18% today

Scottsdale assumption guide
7012 PRESIDIO Road, Scottsdale, AZ, 85254 — assumable VA mortgage at 2.83%
VA
Active
63
$2,750,000$2,208,563 equity gap
Rate
2.83%
7.18%today
Payment
$2,561/mo
$4,207today
  • 5beds
  • 4baths
  • 3,891sqft

7012 PRESIDIO Road, Scottsdale

14812 45TH Way, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
34
$959,900$641,651 equity gap
Rate
2.90%
7.18%today
Payment
$1,486/mo
$2,418today
  • 4beds
  • 3baths
  • 3,139sqft

14812 45TH Way, Phoenix

6819 WINCHCOMB Drive, Scottsdale, AZ, 85254 — assumable VA mortgage at 3.29%
VA
Active
35
$1,399,000$1,072,626 equity gap
Rate
3.29%
7.18%today
Payment
$1,659/mo
$2,570today
  • 4beds
  • 3baths
  • 2,791sqft

6819 WINCHCOMB Drive, Scottsdale

4850 DESERT COVE Avenue #330, Scottsdale, AZ, 85254 — assumable FHA mortgage at 5.27%
FHA
Active
22
$335,000$9,144 equity gap
Rate
5.27%
7.18%today
Payment
$1,929/mo
$2,361today
  • 2beds
  • 2baths
  • 1,059sqft

4850 DESERT COVE Avenue #330, Scottsdale

5122 SHEA Boulevard #1062, Scottsdale, AZ, 85254 — assumable FHA mortgage at 7.03%
FHA
Active
25
$420,000$7,421 equity gap
Rate
7.03%
7.18%today
Payment
$2,817/mo
$2,860today
  • 2beds
  • 2baths
  • 1,086sqft

5122 SHEA Boulevard #1062, Scottsdale

5816 ACOMA Drive, Scottsdale, AZ, 85254 — assumable FHA mortgage at 6.71%
FHA
Active
43
$675,000$154,755 equity gap
Rate
6.71%
7.18%today
Payment
$3,484/mo
$3,654today
  • 3beds
  • 2baths
  • 1,506sqft

5816 ACOMA Drive, Scottsdale

7002 ASTER Drive, Scottsdale, AZ, 85254 — assumable VA mortgage at 6.22%
VA
Active
47
$3,499,000$1,459,124 equity gap
Rate
6.22%
7.18%today
Payment
$12,644/mo
$13,955today
  • 7beds
  • 6baths
  • 6,945sqft

7002 ASTER Drive, Scottsdale

5122 SHEA Boulevard #1023, Scottsdale, AZ, 85254 — assumable FHA mortgage at 6.31%
FHA
Active
56
$380,000$352,830 equity gap
Rate
6.31%
7.18%today
Payment
$302/mo
$330today
  • 2beds
  • 2baths
  • 1,086sqft

5122 SHEA Boulevard #1023, Scottsdale

6702 PRESIDIO Road, Scottsdale, AZ, 85254 — assumable VA mortgage at 6.73%
VA
Active
49
$1,050,000$964,926 equity gap
Rate
6.73%
7.18%today
Payment
$563/mo
$589today
  • 4beds
  • 2baths
  • 2,265sqft

6702 PRESIDIO Road, Scottsdale

Assuming a mortgage in Scottsdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$302/mo
Median cash to assume
$641,651
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eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.