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Assumable homes for sale in Santa Teresa, NM

19 homesVA & FHA loansrates from 2.65% vs 7.18% today

Santa Teresa assumption guide
732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$749,900$264,331 equity gap
Rate
2.65%
7.18%today
Payment
$2,253/mo
$3,787today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

100 Apache Gold Court, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.90%
VA
Active
57
$474,000$167,661 equity gap
Rate
2.90%
7.18%today
Payment
$1,457/mo
$2,371today
  • 3beds
  • 3baths
  • 2,496sqft

100 Apache Gold Court, Santa Teresa

6052 ASH PARK Street, Sunland Park, NM, 88008 — assumable FHA mortgage at 3.55%
FHA
Active
66
$344,950$89,411 equity gap
Rate
3.55%
7.18%today
Payment
$1,271/mo
$1,905today
  • 4beds
  • 3baths
  • 1,826sqft

6052 ASH PARK Street, Sunland Park

6013 VALLE ESPANOLA Lane, El Paso, TX, 79932 — assumable VA mortgage at 2.66%
VA
Active
91
$575,000$403,720 equity gap
Rate
2.66%
7.18%today
Payment
$1,115/mo
$1,655today
  • 5beds
  • 5baths
  • 3,452sqft

6013 VALLE ESPANOLA Lane, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
32
$318,000$162,722 equity gap
Rate
2.73%
7.18%today
Payment
$725/mo
$1,206today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

987 GRANDEVOLE Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.73%
VA
Active
78
$599,000$371,947 equity gap
Rate
2.73%
7.18%today
Payment
$1,052/mo
$1,751today
  • 4beds
  • 3baths
  • 2,639sqft

987 GRANDEVOLE Drive, El Paso

6565 Tama Street, El Paso, TX, 79932 — assumable VA mortgage at 2.81%
VA
Active
66
$375,000$185,933 equity gap
Rate
2.81%
7.18%today
Payment
$897/mo
$1,477today
  • 3beds
  • 2baths
  • 1,624sqft

6565 Tama Street, El Paso

6409 Passo Via Street, El Paso, TX, 79932 — assumable VA mortgage at 3.12%
VA
Active
47
$550,000$257,960 equity gap
Rate
3.12%
7.18%today
Payment
$1,391/mo
$2,201today
  • 4beds
  • 3baths
  • 2,675sqft

6409 Passo Via Street, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$681,567 equity gap
Rate
3.26%
7.18%today
Payment
$2,111/mo
$3,282today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,958 equity gap
Rate
3.69%
7.18%today
Payment
$1,213/mo
$1,788today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

951 SELWAY RIVER Place, El Paso, TX, 79932 — assumable VA mortgage at 4.08%
VA
Active
56
$375,000$126,836 equity gap
Rate
4.08%
7.18%today
Payment
$1,400/mo
$1,967today
  • 5beds
  • 4baths
  • 2,865sqft

951 SELWAY RIVER Place, El Paso

1076 SPERANZA Court, El Paso, TX, 79932 — assumable FHA mortgage at 4.72%
FHA
Active
53
$395,000$86,290 equity gap
Rate
4.72%
7.18%today
Payment
$1,731/mo
$2,256today
  • 4beds
  • 2baths
  • 1,936sqft

1076 SPERANZA Court, El Paso

949 PELLEGRINO Avenue, El Paso, TX, 79932 — assumable FHA mortgage at 5.30%
FHA
Active
65
$495,000$95,574 equity gap
Rate
5.30%
7.18%today
Payment
$2,372/mo
$2,893today
  • 4beds
  • 4baths
  • 2,022sqft

949 PELLEGRINO Avenue, El Paso

673 La Entrada Circle, Sunland Park, NM, 88063 — assumable VA mortgage at 5.41%
VA
Active
33
$450,000$53,384 equity gap
Rate
5.41%
7.18%today
Payment
$2,374/mo
$2,861today
  • 5beds
  • 4baths
  • 2,897sqft

673 La Entrada Circle, Sunland Park

1076 Haper Court, El Paso, TX, 79932 — assumable FHA mortgage at 5.09%
FHA
Active
45
$282,500$71,542 equity gap
Rate
5.09%
7.18%today
Payment
$1,225/mo
$1,530today
  • 2beds
  • 2baths
  • 1,622sqft

1076 Haper Court, El Paso

5868 BAYWOOD Street, Santa Teresa, NM, 88008 — assumable FHA mortgage at 5.81%
FHA
Active
39
$283,400$42,977 equity gap
Rate
5.81%
7.18%today
Payment
$1,500/mo
$1,729today
  • 3beds
  • 3baths
  • 1,537sqft

5868 BAYWOOD Street, Santa Teresa

847 Magnolia Park Street, Santa Teresa, NM, 88008 — assumable FHA mortgage at 6.35%
FHA
Active
48
$324,900$60,129 equity gap
Rate
6.35%
7.18%today
Payment
$1,717/mo
$1,869today
  • 4beds
  • 3baths
  • 1,699sqft

847 Magnolia Park Street, Santa Teresa

130 APACHE GOLD Loop, Santa Teresa, NM, 88008 — assumable FHA mortgage at 4.98%
FHA
Active
36
$249,900$108,109 equity gap
Rate
4.98%
7.18%today
Payment
$815/mo
$1,031today
  • 3beds
  • 2baths
  • 1,565sqft

130 APACHE GOLD Loop, Santa Teresa

6409 TAMA Street, El Paso, TX, 79932 — assumable VA mortgage at 6.92%
VA
Active
44
$289,950$118,776 equity gap
Rate
6.92%
7.18%today
Payment
$1,181/mo
$1,213today
  • 4beds
  • 2baths
  • 1,530sqft

6409 TAMA Street, El Paso

Assuming a mortgage in Santa Teresa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$725/mo
Median cash to assume
$126,836
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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