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Assumable homes for sale in Santa Teresa, NM

82 homesVA & FHA loansrates from 2.65% vs 7.18% today

Santa Teresa assumption guide
324 RIO TINTO Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.14%
VA
Active
30
$230,000$62,275 equity gap
Rate
3.14%
7.18%today
Payment
$802/mo
$1,266today
  • 4beds
  • 2baths
  • 1,764sqft

324 RIO TINTO Drive, El Paso

6969 Granero Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.45%
VA
Active
54
$450,000$96,204 equity gap
Rate
3.45%
7.18%today
Payment
$1,740/mo
$2,641today
  • 5beds
  • 4baths
  • 3,499sqft

6969 Granero Drive, El Paso

732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$749,900$264,331 equity gap
Rate
2.65%
7.18%today
Payment
$2,253/mo
$3,787today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

100 Apache Gold Court, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.90%
VA
Active
57
$474,000$167,661 equity gap
Rate
2.90%
7.18%today
Payment
$1,457/mo
$2,371today
  • 3beds
  • 3baths
  • 2,496sqft

100 Apache Gold Court, Santa Teresa

5649 VALLEY MAPLE Drive, El Paso, TX, 79932 — assumable FHA mortgage at 2.99%
FHA
Active
48
$440,000$157,701 equity gap
Rate
2.99%
7.18%today
Payment
$1,331/mo
$2,142today
  • 4beds
  • 4baths
  • 2,308sqft

5649 VALLEY MAPLE Drive, El Paso

6052 ASH PARK Street, Sunland Park, NM, 88008 — assumable FHA mortgage at 3.55%
FHA
Active
66
$344,950$89,411 equity gap
Rate
3.55%
7.18%today
Payment
$1,271/mo
$1,905today
  • 4beds
  • 3baths
  • 1,826sqft

6052 ASH PARK Street, Sunland Park

224 VIKING Drive, El Paso, TX, 79912 — assumable FHA mortgage at 3.69%
FHA
Active
45
$319,900$87,384 equity gap
Rate
3.69%
7.18%today
Payment
$1,169/mo
$1,723today
  • 5beds
  • 2baths
  • 2,064sqft

224 VIKING Drive, El Paso

849 River Oaks Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.21%
VA
Active
110
$995,000$366,031 equity gap
Rate
3.21%
7.18%today
Payment
$2,476/mo
$4,244today
  • 5beds
  • 4baths
  • 3,816sqft

849 River Oaks Drive, El Paso

6013 VALLE ESPANOLA Lane, El Paso, TX, 79932 — assumable VA mortgage at 2.66%
VA
Active
91
$575,000$403,720 equity gap
Rate
2.66%
7.18%today
Payment
$1,115/mo
$1,655today
  • 5beds
  • 5baths
  • 3,452sqft

6013 VALLE ESPANOLA Lane, El Paso

604 ROSINANTE Road, El Paso, TX, 79922 — assumable VA mortgage at 2.68%
VA
Active
59
$675,000$386,184 equity gap
Rate
2.68%
7.18%today
Payment
$1,341/mo
$2,246today
  • 5beds
  • 5baths
  • 3,387sqft

604 ROSINANTE Road, El Paso

7245 FEATHER HAWK Drive, El Paso, TX, 79912 — assumable FHA mortgage at 2.72%
FHA
Active
45
$375,000$176,458 equity gap
Rate
2.72%
7.18%today
Payment
$930/mo
$1,550today
  • 4beds
  • 3baths
  • 2,344sqft

7245 FEATHER HAWK Drive, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
32
$318,000$162,722 equity gap
Rate
2.73%
7.18%today
Payment
$725/mo
$1,206today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

987 GRANDEVOLE Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.73%
VA
Active
78
$599,000$371,947 equity gap
Rate
2.73%
7.18%today
Payment
$1,052/mo
$1,751today
  • 4beds
  • 3baths
  • 2,639sqft

987 GRANDEVOLE Drive, El Paso

700 VALLEY PINE Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.79%
VA
Active
53
$755,000$342,133 equity gap
Rate
2.79%
7.18%today
Payment
$1,945/mo
$3,210today
  • 3beds
  • 4baths
  • 3,033sqft

700 VALLEY PINE Drive, El Paso

949 KELSO Street, El Paso, TX, 79932 — assumable VA mortgage at 2.81%
VA
Active
36
$650,000$272,866 equity gap
Rate
2.81%
7.18%today
Payment
$1,789/mo
$2,945today
  • 3beds
  • 3baths
  • 2,896sqft

949 KELSO Street, El Paso

6565 Tama Street, El Paso, TX, 79932 — assumable VA mortgage at 2.81%
VA
Active
66
$375,000$185,933 equity gap
Rate
2.81%
7.18%today
Payment
$897/mo
$1,477today
  • 3beds
  • 2baths
  • 1,624sqft

6565 Tama Street, El Paso

1107 SUN RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.84%
VA
Active
79
$399,950$248,722 equity gap
Rate
2.84%
7.18%today
Payment
$1,052/mo
$1,512today
  • 4beds
  • 3baths
  • 2,582sqft

1107 SUN RIDGE Drive, El Paso

5712 Pebble Beach Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.86%
VA
Active
58
$539,999$255,828 equity gap
Rate
2.86%
7.18%today
Payment
$1,321/mo
$2,161today
  • 4beds
  • 3baths
  • 2,944sqft

5712 Pebble Beach Drive, El Paso

4 Sierra Crest Drive, El Paso, TX, 79902 — assumable VA mortgage at 2.88%
VA
Active
48
$485,000$228,932 equity gap
Rate
2.88%
7.18%today
Payment
$1,196/mo
$1,951today
  • 3beds
  • 3baths
  • 2,145sqft

4 Sierra Crest Drive, El Paso

716 MEADOWLARK Drive, El Paso, TX, 79922 — assumable FHA mortgage at 2.88%
FHA
Active
87
$1,157,000$952,464 equity gap
Rate
2.88%
7.18%today
Payment
$1,014/mo
$1,616today
  • 4beds
  • 4baths
  • 3,875sqft

716 MEADOWLARK Drive, El Paso

1257 SOUTHWESTERN Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.94%
VA
Active
45
$284,900$117,968 equity gap
Rate
2.94%
7.18%today
Payment
$792/mo
$1,282today
  • 4beds
  • 2baths
  • 1,924sqft

1257 SOUTHWESTERN Drive, El Paso

7805 Enchanted Trail Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.99%
VA
Active
21
$339,500$141,240 equity gap
Rate
2.99%
7.18%today
Payment
$956/mo
$1,539today
  • 4beds
  • 3baths
  • 2,046sqft

7805 Enchanted Trail Drive, El Paso

6409 Passo Via Street, El Paso, TX, 79932 — assumable VA mortgage at 3.12%
VA
Active
47
$550,000$257,960 equity gap
Rate
3.12%
7.18%today
Payment
$1,391/mo
$2,201today
  • 4beds
  • 3baths
  • 2,675sqft

6409 Passo Via Street, El Paso

7305 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.16%
FHA
Active
56
$380,000$176,868 equity gap
Rate
3.16%
7.18%today
Payment
$1,009/mo
$1,589today
  • 4beds
  • 3baths
  • 2,272sqft

7305 EAGLE VISTA Drive, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$681,567 equity gap
Rate
3.26%
7.18%today
Payment
$2,111/mo
$3,282today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,958 equity gap
Rate
3.69%
7.18%today
Payment
$1,213/mo
$1,788today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

6528 CALLE PLACIDO Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.75%
VA
Active
122
$1,399,000$268,336 equity gap
Rate
4.75%
7.18%today
Payment
$6,338/mo
$8,231today
  • 6beds
  • 6baths
  • 5,495sqft

6528 CALLE PLACIDO Drive, El Paso

7155 Seco Palm Street, El Paso, TX, 79912 — assumable VA mortgage at 3.65%
VA
Active
22
$365,000$183,698 equity gap
Rate
3.65%
7.18%today
Payment
$961/mo
$1,423today
  • 3beds
  • 2baths
  • 2,095sqft

7155 Seco Palm Street, El Paso

1612 RAYADO CREEK Lane, El Paso, TX, 79922 — assumable VA mortgage at 3.67%
VA
Active
36
$349,900$217,776 equity gap
Rate
3.67%
7.18%today
Payment
$918/mo
$1,356today
  • 4beds
  • 3baths
  • 2,022sqft

1612 RAYADO CREEK Lane, El Paso

1156 REGAL RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 5.23%
VA
Active
50
$585,000$46,913 equity gap
Rate
5.23%
7.18%today
Payment
$3,168/mo
$3,895today
  • 6beds
  • 5baths
  • 3,139sqft

1156 REGAL RIDGE Drive, El Paso

951 SELWAY RIVER Place, El Paso, TX, 79932 — assumable VA mortgage at 4.08%
VA
Active
56
$375,000$126,836 equity gap
Rate
4.08%
7.18%today
Payment
$1,400/mo
$1,967today
  • 5beds
  • 4baths
  • 2,865sqft

951 SELWAY RIVER Place, El Paso

1259 DESERT MIRAGE Place, El Paso, TX, 79912 — assumable VA mortgage at 3.88%
VA
Active
28
$569,999$278,342 equity gap
Rate
3.88%
7.18%today
Payment
$1,690/mo
$2,433today
  • 4beds
  • 4baths
  • 2,987sqft

1259 DESERT MIRAGE Place, El Paso

6825 Cactus Thrush Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.90%
FHA
Active
38
$330,000$214,514 equity gap
Rate
3.90%
7.18%today
Payment
$816/mo
$1,171today
  • 3beds
  • 2baths
  • 1,788sqft

6825 Cactus Thrush Drive, El Paso

1076 SPERANZA Court, El Paso, TX, 79932 — assumable FHA mortgage at 4.72%
FHA
Active
53
$395,000$86,290 equity gap
Rate
4.72%
7.18%today
Payment
$1,731/mo
$2,256today
  • 4beds
  • 2baths
  • 1,936sqft

1076 SPERANZA Court, El Paso

7833 ENCHANTED TRAIL Drive, El Paso, TX, 79911 — assumable VA mortgage at 5.23%
VA
Active
49
$375,000$73,193 equity gap
Rate
5.23%
7.18%today
Payment
$1,777/mo
$2,185today
  • 3beds
  • 3baths
  • 2,257sqft

7833 ENCHANTED TRAIL Drive, El Paso

6788 COPPER RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.99%
VA
Active
56
$509,999$246,174 equity gap
Rate
3.99%
7.18%today
Payment
$1,469/mo
$2,087today
  • 5beds
  • 3baths
  • 2,558sqft

6788 COPPER RIDGE Drive, El Paso

Assuming a mortgage in Santa Teresa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$453/mo
Median cash to assume
$142,818
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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