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Assumable homes for sale in San Juan Capistrano, CA

30 homesFHA & VA loansrates from 2.77% vs 7.18% today

San Juan Capistrano assumption guide
23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.18%today
Payment
$3,112/mo
$4,993today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

42 Bayley, Ladera Ranch, CA, 92694 — assumable VA mortgage at 2.95%
VA
Active
33
$899,000$284,204 equity gap
Rate
2.95%
7.18%today
Payment
$2,913/mo
$4,710today
  • 3beds
  • 3baths
  • 1,560sqft

42 Bayley, Ladera Ranch

11 Barbados Drive, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.77%
VA
Active
57
$1,140,000$506,468 equity gap
Rate
2.77%
7.18%today
Payment
$2,929/mo
$4,848today
  • 3beds
  • 3baths
  • 1,561sqft

11 Barbados Drive, Aliso Viejo

156 Alienta, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 2.81%
FHA
Active
41
$824,900$338,573 equity gap
Rate
2.81%
7.18%today
Payment
$2,285/mo
$3,762today
  • 3beds
  • 3baths
  • 1,223sqft

156 Alienta, Rancho Mission Viejo

26872 Calle Hermosa, Dana Point, CA, 92624 — assumable VA mortgage at 2.84%
VA
Active
24
$1,099,000$773,506 equity gap
Rate
2.84%
7.18%today
Payment
$1,549/mo
$2,540today
  • —beds
  • —baths
  • 1,520sqft

26872 Calle Hermosa, Dana Point

26872 Calle Hermosa, Dana Point, CA, 92624 — assumable VA mortgage at 2.84%
VA
Active
23
$1,099,000$773,506 equity gap
Rate
2.84%
7.18%today
Payment
$1,549/mo
$2,540today
  • —beds
  • —baths
  • 1,520sqft

26872 Calle Hermosa, Dana Point

26872 Calle Hermosa, Dana Point, CA, 92624 — assumable VA mortgage at 2.84%
VA
Active
23
$1,099,000$773,506 equity gap
Rate
2.84%
7.18%today
Payment
$1,549/mo
$2,540today
  • —beds
  • —baths
  • 1,520sqft

26872 Calle Hermosa, Dana Point

72 Sandcastle, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.96%
VA
Active
58
$719,900$306,433 equity gap
Rate
2.96%
7.18%today
Payment
$1,965/mo
$3,174today
  • 2beds
  • 2baths
  • 1,142sqft

72 Sandcastle, Aliso Viejo

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,250,000$588,124 equity gap
Rate
2.99%
7.18%today
Payment
$3,223/mo
$5,186today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

9 Bahari, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.36%
VA
Active
56
$1,599,000$1,270,716 equity gap
Rate
3.36%
7.18%today
Payment
$1,681/mo
$2,581today
  • 3beds
  • 2baths
  • 1,937sqft

9 Bahari, Rancho Mission Viejo

12 Willowbrook Ln, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.64%
FHA
Active
15
$1,020,000$449,674 equity gap
Rate
3.64%
7.18%today
Payment
$3,033/mo
$4,497today
  • 3beds
  • 3baths
  • 1,470sqft

12 Willowbrook Ln, Rancho Santa Margarita

30 Vivido Street, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 3.69%
VA
Active
70
$2,195,000$1,778,423 equity gap
Rate
3.69%
7.18%today
Payment
$2,592/mo
$3,820today
  • 4beds
  • 4baths
  • 2,707sqft

30 Vivido Street, Rancho Mission Viejo

41 Baculo, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 4.15%
FHA
Active
61
$1,149,000$625,652 equity gap
Rate
4.15%
7.18%today
Payment
$3,146/mo
$4,385today
  • 3beds
  • 3baths
  • 1,827sqft

41 Baculo, Rancho Mission Viejo

27942 Via Janeiro, Laguna Niguel, CA, 92677 — assumable FHA mortgage at 4.20%
FHA
Active
17
$560,000$286,128 equity gap
Rate
4.20%
7.18%today
Payment
$1,671/mo
$2,315today
  • 1beds
  • 1baths
  • 861sqft

27942 Via Janeiro, Laguna Niguel

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,289,999$708,609 equity gap
Rate
4.41%
7.18%today
Payment
$3,392/mo
$4,583today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

26821 Estanciero Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 5.30%
VA
Active
26
$1,400,000$324,568 equity gap
Rate
5.30%
7.18%today
Payment
$6,386/mo
$7,791today
  • 4beds
  • 3baths
  • 1,875sqft

26821 Estanciero Drive, Mission Viejo

510 Bluegrass Way, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 6.67%
VA
Active
29
$874,999$63,438 equity gap
Rate
6.67%
7.18%today
Payment
$5,283/mo
$5,563today
  • 3beds
  • 3baths
  • 1,634sqft

510 Bluegrass Way, Rancho Mission Viejo

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,957 equity gap
Rate
6.82%
7.18%today
Payment
$4,137/mo
$4,290today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

1683 Jade Road, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.03%
FHA
Active
23
$595,000$53,123 equity gap
Rate
7.03%
7.18%today
Payment
$3,700/mo
$3,757today
  • 1beds
  • 1baths
  • 968sqft

1683 Jade Road, Rancho Mission Viejo

1300 Lasso #203, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 7.18%
FHA
Active
74
$705,000$56,573 equity gap
Rate
7.18%
7.18%today
Payment
$4,532/mo
$4,532today
  • 2beds
  • 2baths
  • 1,377sqft

1300 Lasso #203, Rancho Mission Viejo

1 Patria, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.13%
FHA
Active
46
$774,900$95,322 equity gap
Rate
6.13%
7.18%today
Payment
$4,328/mo
$4,822today
  • 2beds
  • 3baths
  • 1,425sqft

1 Patria, Rancho Mission Viejo

27 Palm Beach Court, Dana Point, CA, 92629 — assumable VA mortgage at 6.34%
VA
Active
39
$2,499,000$389,606 equity gap
Rate
6.34%
7.18%today
Payment
$13,238/mo
$14,428today
  • 3beds
  • 3baths
  • 2,472sqft

27 Palm Beach Court, Dana Point

23455 El Reposa, Aliso Viejo, CA, 92656 — assumable VA mortgage at 6.62%
VA
Active
35
$720,000$87,800 equity gap
Rate
6.62%
7.18%today
Payment
$4,170/mo
$4,414today
  • 3beds
  • 2baths
  • 1,240sqft

23455 El Reposa, Aliso Viejo

27916 Via Del Agua, Laguna Niguel, CA, 92677 — assumable VA mortgage at 6.94%
VA
Active
32
$999,000$123,470 equity gap
Rate
6.94%
7.18%today
Payment
$5,945/mo
$6,090today
  • 3beds
  • 2baths
  • 1,658sqft

27916 Via Del Agua, Laguna Niguel

33 Lomada Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 6.50%
FHA
Active
38
$1,290,000$293,930 equity gap
Rate
6.50%
7.18%today
Payment
$6,431/mo
$6,893today
  • 3beds
  • 3baths
  • 2,005sqft

33 Lomada Street, Rancho Mission Viejo

170 Montara Drive, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 5.92%
FHA
Active
46
$885,900$582,910 equity gap
Rate
5.92%
7.18%today
Payment
$3,235/mo
$3,687today
  • 3beds
  • 3baths
  • 1,476sqft

170 Montara Drive, Aliso Viejo

42 Sagebrush, Trabuco Canyon, CA, 92679 — assumable FHA mortgage at 7.03%
FHA
Active
55
$585,000$567,946 equity gap
Rate
7.03%
7.18%today
Payment
$828/mo
$841today
  • 2beds
  • 2baths
  • 1,089sqft

42 Sagebrush, Trabuco Canyon

23442 Via San Pablo, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
32
$649,900$449,149 equity gap
Rate
8.099%
7.18%today
Payment
$1,689/mo
$1,545today
  • 3beds
  • 2baths
  • 1,240sqft

23442 Via San Pablo, Aliso Viejo

24801 Via San Marco, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 8.099%
FHA
Active
27
$659,900$408,961 equity gap
Rate
8.099%
7.18%today
Payment
$2,111/mo
$1,931today
  • 3beds
  • 2baths
  • 1,240sqft

24801 Via San Marco, Aliso Viejo

23526 Los Adornos, Aliso Viejo, CA, 92656 — assumable VA mortgage
VA
Active
23
$625,000$625,000 equity gap
Rate
—%
7.18%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,240sqft

23526 Los Adornos, Aliso Viejo

Assuming a mortgage in San Juan Capistrano

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$828/mo
Median cash to assume
$399,284
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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